House in Esher — 3 bed
Esher, KT10
Added 3 Aug 2026
£1,140,000
Guide price
Bedrooms
3
Bathrooms
2
Size
1,724 sqft
Type
house
Match
95%
- TenureFreehold
- Council taxBand E
- EPCC
- ParkingResidents Permit
- GardenPatio Garden
About this home
Key features
- Period features
- Private garden
- Fitted kitchen with integrated appliances
- Off-street parking
- Double glazing
- Close to station
The Full Picture
Everything you need upfront
Facts a buyer or tenant should have before making an offer — in line with the Government's homebuying reform roadmap.
Monthly ownership cost
Edit any line, add fees you know about, and see the total update live.
£5,990/ month
Mortgage
Est.80% LTV · 4.5% · 30 yrs£Council tax
KnownBand E£Buildings insurance
Est.Typical estimate£Maintenance & repairs
Est.~1% of value / yr£
Property facts
- Tenure
- Freehold
- Council tax
- Band E
- Year built
- 1939
- Heating
- Gas Central Heating
- Parking
- Residents Permit
- Garden
- Patio Garden
Energy performance
- A
- B
- CScore 76
- D
- E
- F
- G
The higher the rating, the more energy efficient the property and the lower the fuel bills.
Floorplan & rooms
InteractiveTotal size
1,724 sqft
≈ 160 m²
Key highlights
Where it is
Location & Street View
Where it is
Location & Street View
Approximate location. Drag the Street View to look around; use the Pegman to walk down the road.
Neighbourhood
Area, schools & transport
Neighbourhood
Area, schools & transport
Nearby schools
Closest schools by straight-line distance
Distances are approximate. Always confirm catchment areas and admissions with the local authority.
Transport nearby
Stations & stopsCommute highlights
Estimated travel times to major UK hubs
London Kings Cross
15.9 mi away
Bristol Temple Meads
95.7 mi away
Birmingham New Street
101.3 mi away
Manchester Piccadilly
166.3 mi away
Leeds
175.7 mi away
Estimates based on straight-line distance. Actual times vary with traffic, changes and service.
Nearby amenities
Commute time
Estimate the journey from Esher, KT10 to your workplace or a place you visit often.
Broadband
Indicative Ofcom-style download speeds. Providers vary.
Mobile coverage
Voice & data indoor/outdoor by network.
- EEIndoor: NoneOutdoor: Good
- VodafoneIndoor: GoodOutdoor: Good
- O2Indoor: GoodOutdoor: Good
- ThreeIndoor: GoodOutdoor: Limited
Local market
Market insights
Local market
Market insights
Local market
How this home compares in Esher, KT10.
Area average
£1,209,840
This home -6%
12m change
+2.5%
Sold prices
Avg £/sqft
£423
This home £661
Buyer demand
Cooling
Running the numbers
Costs & finance
Running the numbers
Costs & finance
Monthly cost breakdown
Freehold · estimated running costs (all editable).
Total monthly cost
£6,114 /mo
£73,370 per year — indicative estimate.
- Mortgage£4,621/mo20% deposit · 4.5% · 30 yr76%
- Council tax (Band E)£229/moIndicative England average4%
- Buildings insurance£114/mo~0.12% of value / yr2%
- Maintenance & repairs£950/mo~1.00% of value / yr16%
- Utilities (energy + water)£200/moOfgem typical dual-fuel3%
Investment potential
Would this stack up as a buy-to-let?
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Investment potential
Would this stack up as a buy-to-let?
Investment inputs
AssumptionsAt a glance
Gross yield
1.32%
Net yield
-3.19%
Monthly cashflow
£-3,029
ROI on cash
-10.5%
Sensitivity
Rent −10%
£-3,128/mo · -3.29%
Rent +10%
£-2,931/mo · -3.09%
Rate +1%
£-3,789/mo · -3.99%
Rate −1%
£-2,269/mo · -2.39%
Indicative only — mortgage products, tax treatment and Section 24 relief for higher-rate landlords depend on your personal circumstances. Speak to a broker and an accountant before buying.
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Mortgage calculator
EstimateRepayment mortgage — you pay off capital and interest.
Monthly repayment
£4,621
Loan £912,000 · Deposit £228,000 (20%)
£1,201/mo more than interest-only — but you'd own the home outright after 30 years.
- Total interest
- £751,549
- Total paid
- £1,663,549
Figures are indicative — your actual rate depends on lender, credit, and product. Speak to a broker before you commit.
Sign in to save this calculation and revisit it from your shortlist or compare list.
Stamp Duty
Eng & NI · Apr 2025SDLT payable on completion.
Estimated Stamp Duty
£57,750
Effective rate 5.07% on £1,140,000
Scotland (LBTT) and Wales (LTT) have different rates. Confirm with a solicitor before completion.
Mortgage affordability
Can you afford it?Enter your income and deposit — we'll size up the biggest home a lender is likely to fund.
Max you could offer
£475,500
Loan up to £247,500 + £228,000 deposit · capped by income (4.5× LTI)
This listing
£1,140,000
Short by £664,500 · needs income ~£202,667/yr
- Affordable monthly repayment
- £1,604 /mo
- Required repayment for this home
- £4,621 /mo
- Max loan on 4.5× income
- £247,500
- Deposit as % of listing
- 20.0%
Affordability summary
StretchYou'd need about £202,667/yr income or £664,500 more deposit.
Monthly all-in
£5,666 /mo
£4,621 mortgage + £1,045 running · 124% of gross pay
Upfront cash
£290,709
£228,000 deposit + £57,750 SDLT + £4,959 fees
Lender check
Too big
Need £912,000 · max on income £247,500
- Loan needed (£912,000) exceeds the 4.5× income cap of £247,500
- Monthly all-in (£5,666) breaches your 35% repayment cap of £1,604
- Upfront cash needed (£290,709) leaves little for reserves — plan for surveys, SDLT and fees
UK lenders typically cap borrowing at 4.5× total income and want repayments under ~35–40% of gross pay. Actual offers depend on credit, outgoings, and product — always get an Agreement in Principle.
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Due diligence
Checks, risks & material information
Due diligence
Checks, risks & material information
Check before you buy
Material information for this address — flooding, crime, connectivity, planning, ground conditions and legal notes. Indicative only; verify with your solicitor before exchange.
Flood risk
Crime (last 12 months)
113
/ 1k residents
High▼ 5.1% vs previous year
Broadband
265 Mbps
Up to 109 Mbps upload9 providers available at this address.
Mobile coverage
| Network | Indoor voice | Indoor data | Outdoor voice | Outdoor data |
|---|---|---|---|---|
| EE | Good | Good | Good | Limited |
| O2 | Limited | None | Good | Good |
| Three | Good | Good | Good | Good |
| Vodafone | Good | Limited | Good | Limited |
Planning applications
6within 250 m in the last 12 months
- Approved
Loft conversion with rear dormer
2026/8589/HH · 2 Jun 2026
- Pending
Replacement windows (conservation)
2026/4624/HH · 19 Jan 2026
- Approved
Loft conversion with rear dormer
2025/1918/HH · 29 Oct 2025
Ground & environment
Building & legal
Sources (to be integrated): Environment Agency, police.uk, Ofcom, planning.data.gov.uk, GOV.UK EPC register, Coal Authority, UK Radon.
Material information
NTSELAT Parts A/B/C- Tenure
- freehold
- Council tax band
- E
- Price qualifier
- Guide price
Presented in line with National Trading Standards Estate & Letting Agency Team guidance.
Add value
Extension potential
Add value
Extension potential
Calculating extension options for this home…
Sold prices
Based on public sale records for Esher, KT10 and comparable homes nearby.
Property history
Jun 2019
Sold
£691,000
Sold nearby
Avg £1,113,500
77 Linden Road
Semi-detached · 2 bed · 0.13 mi · Aug 2025
£878,000
171 Ash Gardens
Detached · 3 bed · 0.19 mi · May 2025
£1,409,000
73 Poplar Street
Terraced · 3 bed · 0.27 mi · Aug 2024
£1,087,000
94 Laurel Lane
Terraced · 4 bed · 0.31 mi · Nov 2025
£1,223,000
64 Hazel Road
Flat · 2 bed · 0.38 mi · Aug 2025
£983,000
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Contains HM Land Registry data © Crown copyright and database right 2026. Licensed under the Open Government Licence v3.0.
Buying, viewing and fees — Esher, KT10
How do I book a viewing at House in Esher — 3 bed, Esher, KT10?⌄
Use the "Book a viewing" button on this listing to pick a date and time. Your request goes straight to Hamptons, who confirms the slot by email and text — usually within one working day. Accompanied viewings are free and you can request an evening or weekend appointment.
What fees do I pay when buying House in Esher — 3 bed, Esher, KT10?⌄
The asking price is £1,140,000. On top of that budget for stamp duty land tax, conveyancing (typically £900–£2,000), a survey (£400–£1,500), mortgage arrangement fees and removals. Gaffbee is free for buyers — you pay nothing to enquire, view or make an offer.
What happens after my offer is accepted?⌄
Hamptons issues a memorandum of sale and the property is marked sold subject to contract. Your solicitor begins searches and enquiries while your lender arranges a valuation and formal mortgage offer. On average exchange and completion take 12–16 weeks; the sale becomes legally binding at exchange of contracts.
Am I eligible to buy this property?⌄
You'll normally need a mortgage in principle or proof of funds before an offer is accepted. Lenders typically advance 4–4.5x income and expect a 5–10% deposit; note this property is freehold, which affects lender criteria and monthly costs. Cash buyers, first-time buyers and chain-free buyers can all offer on this listing.
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