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HomeSearchCambridge, CB1 6WD
2 bedroom penthouse, Willow Bank, Cambridge
For sale
Street View

2 bedroom penthouse, Willow Bank, Cambridge

Cambridge, CB1 6WD

Added 21 Jul 2026

£1,615,000

Guide price

Bedrooms

2

Bathrooms

1

Size

833 sqft

Type

penthouse

Match

86%

  • TenureLeasehold
  • Council taxBand D
  • EPCC
  • ChainChain-free
  • ParkingOn Street
  • GardenPrivate Rear Garden

About this home

For sale — a 2-bedroom penthouse in Cambridge, CB1 6WD, extending to approximately 833 sq ft.

Key features

  • Floor-to-ceiling glazing
  • Private lift access
  • Smart home system
  • Underfloor heating
  • Wine cooler
  • Wraparound terrace
  • On-street parking
  • Private rear garden
  • Chain free
  • EPC rating C

The Full Picture

Everything you need upfront

Facts a buyer or tenant should have before making an offer — in line with the Government's homebuying reform roadmap.

Full Picture 96%

Monthly ownership cost

Edit any line, add fees you know about, and see the total update live.

£10,292/ month

  • Mortgage

    Est.90% LTV · 4.75% · 25 yrs
    £
  • Council tax

    KnownBand D
    £
  • Service charge

    KnownReported by agent
    £
  • Ground rent

    KnownReported by agent
    £
  • Buildings insurance

    Est.Typical estimate
    £
  • Maintenance & repairs

    Est.~1% of value / yr
    £
Listed 21 Jul 2026 · 10 days on GaffbeePrice: No price changesSee full history →

Property facts

Tenure
Leasehold
Council tax
Band D
Year built
2024
Heating
Electric
Parking
On Street
Garden
Private Rear Garden
Chain
Chain-free

Energy performance

  • A
  • B
  • CScore 72
  • D
  • E
  • F
  • G

The higher the rating, the more energy efficient the property and the lower the fuel bills.

Floorplan & rooms

Interactive

Total size

833 sqft

77

Key highlights

Where it is

Location & Street View

Loading Street View…

Approximate location. Drag the Street View to look around; use the Pegman to walk down the road.

Neighbourhood

Area, schools & transport

Nearby schools

Distance from this property · Ofsted-style ratings

Indicative catchments and ratings only — always confirm admissions with the local authority.

Transport nearby

Stations & stops
  • Bridge Road Station

    Tube

    1.1 mi
  • Parkway

    Tram

    3.3 mi

Commute highlights

Estimated travel times to major UK hubs

London Kings Cross

46 mi away

Drive
1h 8m
Train
50 min

Birmingham New Street

78.6 mi away

Drive
1h 48m
Train
1h 15m

Bristol Temple Meads

118.1 mi away

Drive
2h 38m
Train
1h 46m

Manchester Piccadilly

125.6 mi away

Drive
2h 47m
Train
1h 52m

Leeds

125.9 mi away

Drive
2h 47m
Train
1h 52m

Estimates based on straight-line distance. Actual times vary with traffic, changes and service.

Nearby amenities

  • 🛒

    Supermarket

    Sainsbury's Local

    1.0 mi
  • 🏋️

    Gym

    The Gym Group

    0.6 mi
  • 🌳

    Park

    Victoria Park

    0.5 mi
  • 🩺

    GP surgery

    St Andrew's Medical

    0.7 mi
  • 🍽️

    Restaurants

    Village square

    0.5 mi
  • Café

    Blue Brew

    0.5 mi

Commute time

Estimate the journey from Cambridge, CB1 6WD to your workplace or a place you visit often.

Broadband

Indicative Ofcom-style download speeds. Providers vary.

Standard11 Mbps
Superfast59 Mbps
Ultrafast314 Mbps

Mobile coverage

Voice & data indoor/outdoor by network.

  • EEIndoor: LimitedOutdoor: Good
  • VodafoneIndoor: GoodOutdoor: Good
  • O2Indoor: LimitedOutdoor: Good
  • ThreeIndoor: LimitedOutdoor: Good

Local market

Market insights

Local market

How this home compares in Cambridge, CB1 6WD.

Area average

£1,402,765

This home +15%

12m change

+1.7%

Sold prices

Avg £/sqft

£869

This home £1939

Buyer demand

Steady

Running the numbers

Costs & finance

Monthly cost breakdown

Leasehold · estimated running costs (all editable).

Total monthly cost

£9,562 /mo

£114,750 per year — indicative estimate.

Unaffordable · 212% of income
  • Mortgage£8,287/mo
    10% deposit · 4.75% · 25 yr87%
  • Council tax (Band D)£188/mo
    Indicative England average2%
  • Service charge£178/mo
    From listing2%
  • Ground rent£37/mo
    From listing0%
  • Maintenance & repairs£673/mo
    ~0.50% of value / yr7%
  • Utilities (energy + water)£200/mo
    Ofgem typical dual-fuel2%
Mortgage
Running costs (annual)

Mortgage calculator

Estimate

Repayment mortgage — you pay off capital and interest.

Monthly repayment

£8,287

Loan £1,453,500 · Deposit £161,500 (10%)

£2,533/mo more than interest-only — but you'd own the home outright after 25 years.

Total interest
£1,032,497
Total paid
£2,485,997

Figures are indicative — your actual rate depends on lender, credit, and product. Speak to a broker before you commit.

Sign in to save this calculation and revisit it from your shortlist or compare list.

Stamp Duty

Eng & NI · Apr 2025

SDLT payable on completion.

Estimated Stamp Duty

£107,550

Effective rate 6.66% on £1,615,000

Scotland (LBTT) and Wales (LTT) have different rates. Confirm with a solicitor before completion.

Mortgage affordability

Can you afford it?

Enter your income and deposit — we'll size up the biggest home a lender is likely to fund.

Max you could offer

£409,500

Loan up to £247,500 + £162,000 deposit · capped by income (4.5× LTI)

This listing

£1,615,000

Short by £1,205,500 · needs income ~£322,889/yr

Affordable monthly repayment
£1,604 /mo
Required repayment for this home
£7,580 /mo
Max loan on 4.5× income
£247,500
Deposit as % of listing
10.0%

Affordability summary

Stretch

You'd need about £322,889/yr income or £1,205,500 more deposit.

Monthly all-in

£9,060 /mo

£7,580 mortgage + £1,480 running · 198% of gross pay

Upfront cash

£275,222

£162,000 deposit + £107,550 SDLT + £5,672 fees

Lender check

Too big

Need £1,453,000 · max on income £247,500

  • Loan needed (£1,453,000) exceeds the 4.5× income cap of £247,500
  • Monthly all-in (£9,060) breaches your 35% repayment cap of £1,604
  • Upfront cash needed (£275,222) leaves little for reserves — plan for surveys, SDLT and fees

UK lenders typically cap borrowing at 4.5× total income and want repayments under ~35–40% of gross pay. Actual offers depend on credit, outgoings, and product — always get an Agreement in Principle.

Sign in to save this calculation and revisit it from your shortlist or compare list.

Tenure & lease

Tenure

leasehold

Lease remaining

509 years

Service charge

£2,140 / year

Ground rent

£444 / year

Investment potential

Would this stack up as a buy-to-let?

Open ▾

Investment inputs

Assumptions
Loan £1,211,250 · LTV 75%

At a glance

Gross yield

0.93%

Net yield

-3.22%

Monthly cashflow

£-4,339

ROI on cash

-8.8%

Monthly mortgage£5,299
Running costs£241
Break-even rent£5,541
Stamp Duty (BTL surcharge)£188,300
Cash invested£594,550

Sensitivity

Rent −10%

£-4,437/mo · -3.30%

Rent +10%

£-4,240/mo · -3.15%

Rate +1%

£-5,348/mo · -3.97%

Rate −1%

£-3,329/mo · -2.47%

Indicative only — mortgage products, tax treatment and Section 24 relief for higher-rate landlords depend on your personal circumstances. Speak to a broker and an accountant before buying.

Want a fuller model? Open the full calculator →

Due diligence

Checks, risks & material information

Check before you buy

Material information for this address — flooding, crime, connectivity, planning, ground conditions and legal notes. Indicative only; verify with your solicitor before exchange.

Flood risk

Surface waterLow
Rivers & seaLow
ReservoirsLow
GroundwaterLow

Crime (last 12 months)

47

/ 1k residents

Low

3.8% vs previous year

Anti-social15
Violence13
Burglary7
Vehicle6
Other5

Broadband

823 Mbps

Up to 511 Mbps upload
StandardYes
SuperfastNo
UltrafastNo
Full fibreNo

6 providers available at this address.

Mobile coverage

NetworkIndoor voiceIndoor dataOutdoor voiceOutdoor data
EELimitedNoneGoodLimited
O2GoodNoneGoodGood
ThreeGoodNoneGoodLimited
VodafoneGoodGoodGoodGood

Planning applications

11within 250 m in the last 12 months

  • Front porch and boundary wall

    2025/2035/HH · 20 Dec 2025

    Refused
  • Demolition of garage and new dwelling

    2026/6687/HH · 16 Jan 2026

    Pending
  • Front porch and boundary wall

    2026/6693/HH · 3 Jun 2026

    Approved

Ground & environment

CoalfieldNo
Historic miningYes
RadonLow
SubsidenceLow
Contaminated landNone recorded

Building & legal

Listed buildingNot listed
Conservation areaNo
Tree Preservation OrderNo
Article 4 directionNone
Cladding / EWS1N/A
New-build warrantyN/A

Sources (to be integrated): Environment Agency, police.uk, Ofcom, planning.data.gov.uk, GOV.UK EPC register, Coal Authority, UK Radon.

Material information

NTSELAT Parts A/B/C
Tenure
leasehold
Council tax band
D
Price qualifier
Guide price

Presented in line with National Trading Standards Estate & Letting Agency Team guidance.

Add value

Extension potential

Calculating extension options for this home…

Sold prices

Based on public sale records for Cambridge, CB1 6WD and comparable homes nearby.

Property history

  • Sept 2019

    Sold

    £984,000

Sold nearby

Avg £1,665,833

  • 98 Beech Terrace

    Semi-detached · 3 bed · 0.32 mi · Oct 2025

    £1,830,000

  • 83 Laurel Gardens

    Detached · 2 bed · 0.33 mi · Dec 2024

    £1,487,000

  • 32 Elm Close

    Terraced · 1 bed · 0.42 mi · Apr 2025

    £1,695,000

  • 61 Poplar Terrace

    Flat · 3 bed · 0.47 mi · Dec 2024

    £1,519,000

  • 122 Willow Avenue

    Flat · 1 bed · 0.54 mi · Jun 2026

    £1,488,000

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Contains HM Land Registry data © Crown copyright and database right 2026. Licensed under the Open Government Licence v3.0.

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