2 bedroom semi-detached, High Street, Cheltenham
Cheltenham, GL52 8PL
Added 21 Jul 2026
£1,220,000
Guide price
Bedrooms
2
Bathrooms
2
Size
1,066 sqft
Type
semi
Match
74%
- TenureFreehold
- Council taxBand F
- EPCC
- ParkingNone
- GardenSouth Facing Garden
About this home
Key features
- Downstairs WC
- Fibre broadband
- Gas central heating
- Loft with ladder
- Off-street parking
- Rear garden
- None parking
- South-facing garden
- EPC rating C
The Full Picture
Everything you need upfront
Facts a buyer or tenant should have before making an offer — in line with the Government's homebuying reform roadmap.
Property facts
- Tenure
- Freehold
- Council tax
- Band F
- Year built
- 2018
- Heating
- Air Source Heat Pump
- Parking
- None
- Garden
- South Facing Garden
Energy performance
- A
- B
- CScore 72
- D
- E
- F
- G
The higher the rating, the more energy efficient the property and the lower the fuel bills.
Floorplan & rooms
InteractiveTotal size
1,066 sqft
≈ 99 m²
Key highlights
Where it is
Location & Street View
Where it is
Location & Street View
Approximate location. Drag the Street View to look around; use the Pegman to walk down the road.
Neighbourhood
Area, schools & transport
Neighbourhood
Area, schools & transport
Nearby schools
Distance from this property · Ofsted-style ratings
Indicative catchments and ratings only — always confirm admissions with the local authority.
Transport nearby
Stations & stops- 0.9 mi
Junction Station
Rail
- 1.7 mi
High Street Station
Rail
Commute highlights
Estimated travel times to major UK hubs
Bristol Temple Meads
37.6 mi away
Birmingham New Street
40.5 mi away
London Kings Cross
88.3 mi away
Manchester Piccadilly
108.9 mi away
Leeds
132.7 mi away
Estimates based on straight-line distance. Actual times vary with traffic, changes and service.
Nearby amenities
- 🛒0.3 mi
Supermarket
Sainsbury's Local
- 🏋️0.1 mi
Gym
PureGym
- 🌳0.7 mi
Park
Riverside Gardens
- 🩺0.4 mi
GP surgery
The Health Practice
- 🍽️0.1 mi
Restaurants
Village square
- ☕0.4 mi
Café
Blue Brew
Commute time
Estimate the journey from Cheltenham, GL52 8PL to your workplace or a place you visit often.
Broadband
Indicative Ofcom-style download speeds. Providers vary.
Mobile coverage
Voice & data indoor/outdoor by network.
- EEIndoor: GoodOutdoor: Good
- VodafoneIndoor: GoodOutdoor: Good
- O2Indoor: GoodOutdoor: Good
- ThreeIndoor: LimitedOutdoor: Limited
Local market
Market insights
Local market
Market insights
Local market
How this home compares in Cheltenham, GL52 8PL.
Area average
£1,152,316
This home +6%
12m change
+5.3%
Sold prices
Avg £/sqft
£824
This home £1144
Buyer demand
Cooling
Running the numbers
Costs & finance
Running the numbers
Costs & finance
Mortgage calculator
EstimateRepayment mortgage — you pay off capital and interest.
Monthly repayment
£6,260
Loan £1,098,000 · Deposit £122,000 (10%)
£1,914/mo more than interest-only — but you'd own the home outright after 25 years.
- Total interest
- £779,967
- Total paid
- £1,877,967
Figures are indicative — your actual rate depends on lender, credit, and product. Speak to a broker before you commit.
Sign in to save this calculation and revisit it from your shortlist or compare list.
Stamp Duty
Eng & NI · Apr 2025SDLT payable on completion.
Estimated Stamp Duty
£65,750
Effective rate 5.39% on £1,220,000
Scotland (LBTT) and Wales (LTT) have different rates. Confirm with a solicitor before completion.
Mortgage affordability
Can you afford it?Enter your income and deposit — we'll size up the biggest home a lender is likely to fund.
Max you could offer
£369,500
Loan up to £247,500 + £122,000 deposit · capped by income (4.5× LTI)
This listing
£1,220,000
Short by £850,500 · needs income ~£244,000/yr
- Affordable monthly repayment
- £1,604 /mo
- Required repayment for this home
- £5,728 /mo
- Max loan on 4.5× income
- £247,500
- Deposit as % of listing
- 10.0%
Affordability summary
StretchYou'd need about £244,000/yr income or £850,500 more deposit.
Monthly all-in
£6,846 /mo
£5,728 mortgage + £1,118 running · 149% of gross pay
Upfront cash
£192,829
£122,000 deposit + £65,750 SDLT + £5,079 fees
Lender check
Too big
Need £1,098,000 · max on income £247,500
- Loan needed (£1,098,000) exceeds the 4.5× income cap of £247,500
- Monthly all-in (£6,846) breaches your 35% repayment cap of £1,604
- Upfront cash needed (£192,829) leaves little for reserves — plan for surveys, SDLT and fees
UK lenders typically cap borrowing at 4.5× total income and want repayments under ~35–40% of gross pay. Actual offers depend on credit, outgoings, and product — always get an Agreement in Principle.
Sign in to save this calculation and revisit it from your shortlist or compare list.
Due diligence
Checks, risks & material information
Due diligence
Checks, risks & material information
Check before you buy
Material information for this address — flooding, crime, connectivity, planning, ground conditions and legal notes. Indicative only; verify with your solicitor before exchange.
Flood risk
Crime (last 12 months)
58
/ 1k residents
Low▲ 7.1% vs previous year
Broadband
605 Mbps
Up to 185 Mbps upload11 providers available at this address.
Mobile coverage
| Network | Indoor voice | Indoor data | Outdoor voice | Outdoor data |
|---|---|---|---|---|
| EE | Good | Limited | Good | Good |
| O2 | Good | Good | Good | Good |
| Three | Good | None | Good | Good |
| Vodafone | Good | None | Good | Good |
Planning applications
9within 250 m in the last 12 months
- Pending
Two-storey side extension
2026/6421/HH · 29 Mar 2026
- Withdrawn
Demolition of garage and new dwelling
2026/6691/HH · 23 Mar 2026
- Refused
Two-storey side extension
2026/5779/HH · 5 Apr 2026
Ground & environment
Building & legal
Sources (to be integrated): Environment Agency, police.uk, Ofcom, planning.data.gov.uk, GOV.UK EPC register, Coal Authority, UK Radon.
Material information
NTSELAT Parts A/B/C- Tenure
- freehold
- Council tax band
- F
- Price qualifier
- Guide price
Presented in line with National Trading Standards Estate & Letting Agency Team guidance.
Sold prices
Based on public sale records for Cheltenham, GL52 8PL and comparable homes nearby.
Property history
May 2020
Sold
£802,000
Sold nearby
Avg £1,334,333
56 Maple Close
Flat · 3 bed · 0.19 mi · Dec 2024
£1,413,000
125 Poplar Close
Terraced · 3 bed · 0.19 mi · Aug 2024
£1,459,000
175 Rowan Lane
Terraced · 2 bed · 0.32 mi · Sept 2024
£1,522,000
111 Hazel Road
Flat · 2 bed · 0.33 mi · Jan 2025
£1,301,000
108 Maple Lane
Terraced · 3 bed · 0.49 mi · Apr 2025
£996,000
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Contains HM Land Registry data © Crown copyright and database right 2026. Licensed under the Open Government Licence v3.0.
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