5 bedroom semi-detached, Oak Avenue, Cheltenham
Cheltenham, GL52 8TX
Added 21 Jul 2026
£465,000
Guide price
Bedrooms
5
Bathrooms
1
Size
1,683 sqft
Type
semi
Match
75%
- TenureFreehold
- Council taxBand D
- EPCC
- ParkingOn Street
- GardenSouth Facing Garden
About this home
Key features
- Double glazing
- Fibre broadband
- Fitted kitchen
- Gas central heating
- Off-street parking
- Rear garden
- On-street parking
- South-facing garden
- EPC rating C
The Full Picture
Everything you need upfront
Facts a buyer or tenant should have before making an offer — in line with the Government's homebuying reform roadmap.
Property facts
- Tenure
- Freehold
- Council tax
- Band D
- Year built
- 1895
- Heating
- Gas Central Heating
- Parking
- On Street
- Garden
- South Facing Garden
Energy performance
- A
- B
- CScore 69
- D
- E
- F
- G
The higher the rating, the more energy efficient the property and the lower the fuel bills.
Floorplan & rooms
InteractiveTotal size
1,683 sqft
≈ 156 m²
Key highlights
Where it is
Location & Street View
Where it is
Location & Street View
Approximate location. Drag the Street View to look around; use the Pegman to walk down the road.
Neighbourhood
Area, schools & transport
Neighbourhood
Area, schools & transport
Nearby schools
Distance from this property · Ofsted-style ratings
Indicative catchments and ratings only — always confirm admissions with the local authority.
Transport nearby
Stations & stops- 0.5 mi
Riverside
Tube
- 0.6 mi
Bridge Road
Tube
- 2.5 mi
High Street
Overground
- 3.1 mi
Central
Rail
Commute highlights
Estimated travel times to major UK hubs
Bristol Temple Meads
38.3 mi away
Birmingham New Street
39.7 mi away
London Kings Cross
88.7 mi away
Manchester Piccadilly
108 mi away
Leeds
131.9 mi away
Estimates based on straight-line distance. Actual times vary with traffic, changes and service.
Nearby amenities
- 🛒0.6 mi
Supermarket
M&S Food
- 🏋️0.2 mi
Gym
Anytime Fitness
- 🌳0.3 mi
Park
Highfield Common
- 🩺0.6 mi
GP surgery
Parkside Surgery
- 🍽️0.2 mi
Restaurants
Local high street
- ☕0.6 mi
Café
Blue Brew
Commute time
Estimate the journey from Cheltenham, GL52 8TX to your workplace or a place you visit often.
Broadband
Indicative Ofcom-style download speeds. Providers vary.
Mobile coverage
Voice & data indoor/outdoor by network.
- EEIndoor: GoodOutdoor: Good
- VodafoneIndoor: GoodOutdoor: Good
- O2Indoor: GoodOutdoor: Good
- ThreeIndoor: GoodOutdoor: Good
Local market
Market insights
Local market
Market insights
Local market
How this home compares in Cheltenham, GL52 8TX.
Area average
£507,778
This home -8%
12m change
-1.6%
Sold prices
Avg £/sqft
£828
This home £276
Buyer demand
Cooling
Running the numbers
Costs & finance
Running the numbers
Costs & finance
Mortgage calculator
EstimateRepayment mortgage — you pay off capital and interest.
Monthly repayment
£2,386
Loan £418,500 · Deposit £46,500 (10%)
£729/mo more than interest-only — but you'd own the home outright after 25 years.
- Total interest
- £297,282
- Total paid
- £715,782
Figures are indicative — your actual rate depends on lender, credit, and product. Speak to a broker before you commit.
Sign in to save this calculation and revisit it from your shortlist or compare list.
Stamp Duty
Eng & NI · Apr 2025SDLT payable on completion.
Estimated Stamp Duty
£13,250
Effective rate 2.85% on £465,000
Scotland (LBTT) and Wales (LTT) have different rates. Confirm with a solicitor before completion.
Mortgage affordability
Can you afford it?Enter your income and deposit — we'll size up the biggest home a lender is likely to fund.
Max you could offer
£294,500
Loan up to £247,500 + £47,000 deposit · capped by income (4.5× LTI)
This listing
£465,000
Short by £170,500 · needs income ~£92,889/yr
- Affordable monthly repayment
- £1,604 /mo
- Required repayment for this home
- £2,180 /mo
- Max loan on 4.5× income
- £247,500
- Deposit as % of listing
- 10.1%
Affordability summary
StretchYou'd need about £92,889/yr income or £170,500 more deposit.
Monthly all-in
£2,606 /mo
£2,180 mortgage + £426 running · 57% of gross pay
Upfront cash
£63,847
£47,000 deposit + £13,250 SDLT + £3,597 fees
Lender check
Too big
Need £418,000 · max on income £247,500
- Loan needed (£418,000) exceeds the 4.5× income cap of £247,500
- Monthly all-in (£2,606) breaches your 35% repayment cap of £1,604
- Upfront cash needed (£63,847) leaves little for reserves — plan for surveys, SDLT and fees
UK lenders typically cap borrowing at 4.5× total income and want repayments under ~35–40% of gross pay. Actual offers depend on credit, outgoings, and product — always get an Agreement in Principle.
Sign in to save this calculation and revisit it from your shortlist or compare list.
Due diligence
Checks, risks & material information
Due diligence
Checks, risks & material information
Check before you buy
Material information for this address — flooding, crime, connectivity, planning, ground conditions and legal notes. Indicative only; verify with your solicitor before exchange.
Flood risk
Crime (last 12 months)
59
/ 1k residents
Low▲ 9.9% vs previous year
Broadband
693 Mbps
Up to 473 Mbps upload11 providers available at this address.
Mobile coverage
| Network | Indoor voice | Indoor data | Outdoor voice | Outdoor data |
|---|---|---|---|---|
| EE | Good | Good | Limited | Good |
| O2 | Good | Limited | Good | Good |
| Three | Good | Limited | Good | Good |
| Vodafone | Limited | Good | Good | Good |
Planning applications
5within 250 m in the last 12 months
- Approved
Two-storey side extension
2026/1209/HH · 7 Apr 2026
- Refused
Front porch and boundary wall
2025/1285/HH · 25 Nov 2025
- Withdrawn
Single-storey rear extension
2026/6301/HH · 22 May 2026
Ground & environment
Building & legal
Sources (to be integrated): Environment Agency, police.uk, Ofcom, planning.data.gov.uk, GOV.UK EPC register, Coal Authority, UK Radon.
Material information
NTSELAT Parts A/B/C- Tenure
- freehold
- Council tax band
- D
- Price qualifier
- Guide price
Presented in line with National Trading Standards Estate & Letting Agency Team guidance.
Videos & tours
1 clip — swipe through to explore.
Sold prices
Based on public sale records for Cheltenham, GL52 8TX and comparable homes nearby.
Property history
Jul 2021
Sold
£324,000
+88.4% vs previous
Aug 2014
Sold
£172,000
Sold nearby
Avg £483,667
156 Chestnut Terrace
Terraced · 6 bed · 0.09 mi · Jul 2025
£424,000
133 Cedar Terrace
Detached · 6 bed · 0.11 mi · Jun 2026
£505,000
4 Ash Gardens
Semi-detached · 4 bed · 0.15 mi · Oct 2025
£371,000
143 Sycamore Close
Flat · 5 bed · 0.32 mi · Aug 2024
£579,000
119 Rowan Avenue
Terraced · 5 bed · 0.4 mi · Apr 2026
£574,000
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Contains HM Land Registry data © Crown copyright and database right 2026. Licensed under the Open Government Licence v3.0.
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