3 bedroom townhouse, Rose Cottage Lane, Cheltenham
Cheltenham, GL53 5QR
Added 21 Jul 2026
£790,000
Guide price
Bedrooms
3
Bathrooms
2
Size
1,393 sqft
Type
townhouse
Match
86%
- TenureFreehold
- Council taxBand E
- EPCD
- ParkingNone
- GardenNone
About this home
Key features
- Composite front door
- Fibre broadband
- Integral garage
- South-facing terrace
- Underfloor heating downstairs
- Utility room
- None parking
- None
- EPC rating D
The Full Picture
Everything you need upfront
Facts a buyer or tenant should have before making an offer — in line with the Government's homebuying reform roadmap.
Property facts
- Tenure
- Freehold
- Council tax
- Band E
- Year built
- 2004
- Heating
- Electric
- Parking
- None
- Garden
- None
Energy performance
- A
- B
- C
- DScore 64
- E
- F
- G
The higher the rating, the more energy efficient the property and the lower the fuel bills.
Floorplan & rooms
InteractiveTotal size
1,393 sqft
≈ 129 m²
Key highlights
Where it is
Location & Street View
Where it is
Location & Street View
Approximate location. Drag the Street View to look around; use the Pegman to walk down the road.
Neighbourhood
Area, schools & transport
Neighbourhood
Area, schools & transport
Nearby schools
Distance from this property · Ofsted-style ratings
Indicative catchments and ratings only — always confirm admissions with the local authority.
Transport nearby
Stations & stops- 0.8 mi
Parkway
Tram
- 1.9 mi
Parkway Station
Rail
- 2.9 mi
High Street
Rail
- 3.2 mi
Kings Road
Tram
Commute highlights
Estimated travel times to major UK hubs
Bristol Temple Meads
36.8 mi away
Birmingham New Street
41.5 mi away
London Kings Cross
87.9 mi away
Manchester Piccadilly
109.9 mi away
Leeds
133.7 mi away
Estimates based on straight-line distance. Actual times vary with traffic, changes and service.
Nearby amenities
- 🛒0.5 mi
Supermarket
Co-op
- 🏋️0.2 mi
Gym
PureGym
- 🌳0.5 mi
Park
Riverside Gardens
- 🩺0.3 mi
GP surgery
Parkside Surgery
- 🍽️0.5 mi
Restaurants
Village square
- ☕0.8 mi
Café
The Roastery
Commute time
Estimate the journey from Cheltenham, GL53 5QR to your workplace or a place you visit often.
Broadband
Indicative Ofcom-style download speeds. Providers vary.
Mobile coverage
Voice & data indoor/outdoor by network.
- EEIndoor: GoodOutdoor: Good
- VodafoneIndoor: LimitedOutdoor: Good
- O2Indoor: GoodOutdoor: Good
- ThreeIndoor: LimitedOutdoor: Good
Local market
Market insights
Local market
Market insights
Local market
How this home compares in Cheltenham, GL53 5QR.
Area average
£876,943
This home -10%
12m change
+1.7%
Sold prices
Avg £/sqft
£695
This home £567
Buyer demand
Steady
Running the numbers
Costs & finance
Running the numbers
Costs & finance
Mortgage calculator
EstimateRepayment mortgage — you pay off capital and interest.
Monthly repayment
£4,054
Loan £711,000 · Deposit £79,000 (10%)
£1,239/mo more than interest-only — but you'd own the home outright after 25 years.
- Total interest
- £505,060
- Total paid
- £1,216,060
Figures are indicative — your actual rate depends on lender, credit, and product. Speak to a broker before you commit.
Sign in to save this calculation and revisit it from your shortlist or compare list.
Stamp Duty
Eng & NI · Apr 2025SDLT payable on completion.
Estimated Stamp Duty
£29,500
Effective rate 3.73% on £790,000
Scotland (LBTT) and Wales (LTT) have different rates. Confirm with a solicitor before completion.
Mortgage affordability
Can you afford it?Enter your income and deposit — we'll size up the biggest home a lender is likely to fund.
Max you could offer
£326,500
Loan up to £247,500 + £79,000 deposit · capped by income (4.5× LTI)
This listing
£790,000
Short by £463,500 · needs income ~£158,000/yr
- Affordable monthly repayment
- £1,604 /mo
- Required repayment for this home
- £3,709 /mo
- Max loan on 4.5× income
- £247,500
- Deposit as % of listing
- 10.0%
Affordability summary
StretchYou'd need about £158,000/yr income or £463,500 more deposit.
Monthly all-in
£4,433 /mo
£3,709 mortgage + £724 running · 97% of gross pay
Upfront cash
£112,729
£79,000 deposit + £29,500 SDLT + £4,229 fees
Lender check
Too big
Need £711,000 · max on income £247,500
- Loan needed (£711,000) exceeds the 4.5× income cap of £247,500
- Monthly all-in (£4,433) breaches your 35% repayment cap of £1,604
- Upfront cash needed (£112,729) leaves little for reserves — plan for surveys, SDLT and fees
UK lenders typically cap borrowing at 4.5× total income and want repayments under ~35–40% of gross pay. Actual offers depend on credit, outgoings, and product — always get an Agreement in Principle.
Sign in to save this calculation and revisit it from your shortlist or compare list.
Due diligence
Checks, risks & material information
Due diligence
Checks, risks & material information
Check before you buy
Material information for this address — flooding, crime, connectivity, planning, ground conditions and legal notes. Indicative only; verify with your solicitor before exchange.
Flood risk
Crime (last 12 months)
88
/ 1k residents
Medium▼ 1.7% vs previous year
Broadband
206 Mbps
Up to 52 Mbps upload7 providers available at this address.
Mobile coverage
| Network | Indoor voice | Indoor data | Outdoor voice | Outdoor data |
|---|---|---|---|---|
| EE | Good | Good | Good | Good |
| O2 | Good | Good | Limited | Good |
| Three | Good | None | Limited | Limited |
| Vodafone | Limited | Good | Good | Limited |
Planning applications
7within 250 m in the last 12 months
- Pending
Demolition of garage and new dwelling
2025/9989/HH · 10 Dec 2025
- Withdrawn
Change of use to residential
2026/8088/HH · 23 Apr 2026
- Approved
Outbuilding for home office
2025/7894/HH · 21 Nov 2025
Ground & environment
Building & legal
Sources (to be integrated): Environment Agency, police.uk, Ofcom, planning.data.gov.uk, GOV.UK EPC register, Coal Authority, UK Radon.
Material information
NTSELAT Parts A/B/C- Tenure
- freehold
- Council tax band
- E
- Price qualifier
- Guide price
Presented in line with National Trading Standards Estate & Letting Agency Team guidance.
Videos & tours
1 clip — swipe through to explore.
Sold prices
Based on public sale records for Cheltenham, GL53 5QR and comparable homes nearby.
Property history
Aug 2019
Sold
£595,000
+33.7% vs previous
Mar 2018
Sold
£445,000
Sold nearby
Avg £734,500
159 Rowan Street
Terraced · 3 bed · 0.1 mi · Aug 2025
£930,000
35 Sycamore Close
Detached · 3 bed · 0.32 mi · Apr 2025
£613,000
105 Linden Lane
Semi-detached · 3 bed · 0.38 mi · Jan 2025
£841,000
152 Cedar Street
Flat · 3 bed · 0.48 mi · Jun 2026
£733,000
69 Ash Avenue
Detached · 3 bed · 0.51 mi · Feb 2026
£622,000
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Contains HM Land Registry data © Crown copyright and database right 2026. Licensed under the Open Government Licence v3.0.
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