1 bedroom terraced house, Prospect Terrace, Hove
Hove, BN3 6JS
Added 21 Jul 2026
£915,000
Guide price
Bedrooms
1
Bathrooms
1
Size
559 sqft
Type
terrace
Match
85%
- TenureFreehold
- Council taxBand B
- EPCD
- ParkingOn Street
- GardenNone
About this home
Key features
- Fibre broadband
- Fitted kitchen
- Period features
- Rear garden
- Sash windows
- Wooden floors
- On-street parking
- None
- EPC rating D
The Full Picture
Everything you need upfront
Facts a buyer or tenant should have before making an offer — in line with the Government's homebuying reform roadmap.
Property facts
- Tenure
- Freehold
- Council tax
- Band B
- Year built
- 1910
- Heating
- Electric
- Parking
- On Street
- Garden
- None
Energy performance
- A
- B
- C
- DScore 67
- E
- F
- G
The higher the rating, the more energy efficient the property and the lower the fuel bills.
Floorplan & rooms
InteractiveTotal size
559 sqft
≈ 52 m²
Key highlights
Where it is
Location & Street View
Where it is
Location & Street View
Approximate location. Drag the Street View to look around; use the Pegman to walk down the road.
Neighbourhood
Area, schools & transport
Neighbourhood
Area, schools & transport
Nearby schools
Distance from this property · Ofsted-style ratings
Indicative catchments and ratings only — always confirm admissions with the local authority.
Transport nearby
Stations & stops- 0.7 mi
Junction
Overground
- 1.1 mi
High Street
Tube
- 1.3 mi
Riverside
Rail
Commute highlights
Estimated travel times to major UK hubs
London Kings Cross
48.5 mi away
Bristol Temple Meads
113.5 mi away
Birmingham New Street
136.2 mi away
Manchester Piccadilly
203 mi away
Leeds
213.2 mi away
Estimates based on straight-line distance. Actual times vary with traffic, changes and service.
Nearby amenities
- 🛒0.4 mi
Supermarket
Co-op
- 🏋️0.7 mi
Gym
The Gym Group
- 🌳1.0 mi
Park
The Meadows
- 🩺0.9 mi
GP surgery
Parkside Surgery
- 🍽️0.6 mi
Restaurants
Riverside cafés
- ☕0.2 mi
Café
The Roastery
Commute time
Estimate the journey from Hove, BN3 6JS to your workplace or a place you visit often.
Broadband
Indicative Ofcom-style download speeds. Providers vary.
Mobile coverage
Voice & data indoor/outdoor by network.
- EEIndoor: GoodOutdoor: Limited
- VodafoneIndoor: LimitedOutdoor: Good
- O2Indoor: GoodOutdoor: Good
- ThreeIndoor: GoodOutdoor: Limited
Local market
Market insights
Local market
Market insights
Local market
How this home compares in Hove, BN3 6JS.
Area average
£904,424
This home +1%
12m change
+5.8%
Sold prices
Avg £/sqft
£643
This home £1637
Buyer demand
Steady
Running the numbers
Costs & finance
Running the numbers
Costs & finance
Mortgage calculator
EstimateRepayment mortgage — you pay off capital and interest.
Monthly repayment
£4,695
Loan £823,500 · Deposit £91,500 (10%)
£1,435/mo more than interest-only — but you'd own the home outright after 25 years.
- Total interest
- £584,975
- Total paid
- £1,408,475
Figures are indicative — your actual rate depends on lender, credit, and product. Speak to a broker before you commit.
Sign in to save this calculation and revisit it from your shortlist or compare list.
Stamp Duty
Eng & NI · Apr 2025SDLT payable on completion.
Estimated Stamp Duty
£35,750
Effective rate 3.91% on £915,000
Scotland (LBTT) and Wales (LTT) have different rates. Confirm with a solicitor before completion.
Mortgage affordability
Can you afford it?Enter your income and deposit — we'll size up the biggest home a lender is likely to fund.
Max you could offer
£339,500
Loan up to £247,500 + £92,000 deposit · capped by income (4.5× LTI)
This listing
£915,000
Short by £575,500 · needs income ~£182,889/yr
- Affordable monthly repayment
- £1,604 /mo
- Required repayment for this home
- £4,293 /mo
- Max loan on 4.5× income
- £247,500
- Deposit as % of listing
- 10.1%
Affordability summary
StretchYou'd need about £182,889/yr income or £575,500 more deposit.
Monthly all-in
£5,132 /mo
£4,293 mortgage + £839 running · 112% of gross pay
Upfront cash
£132,167
£92,000 deposit + £35,750 SDLT + £4,417 fees
Lender check
Too big
Need £823,000 · max on income £247,500
- Loan needed (£823,000) exceeds the 4.5× income cap of £247,500
- Monthly all-in (£5,132) breaches your 35% repayment cap of £1,604
- Upfront cash needed (£132,167) leaves little for reserves — plan for surveys, SDLT and fees
UK lenders typically cap borrowing at 4.5× total income and want repayments under ~35–40% of gross pay. Actual offers depend on credit, outgoings, and product — always get an Agreement in Principle.
Sign in to save this calculation and revisit it from your shortlist or compare list.
Due diligence
Checks, risks & material information
Due diligence
Checks, risks & material information
Check before you buy
Material information for this address — flooding, crime, connectivity, planning, ground conditions and legal notes. Indicative only; verify with your solicitor before exchange.
Flood risk
Crime (last 12 months)
54
/ 1k residents
Low▲ 6.4% vs previous year
Broadband
136 Mbps
Up to 68 Mbps upload10 providers available at this address.
Mobile coverage
| Network | Indoor voice | Indoor data | Outdoor voice | Outdoor data |
|---|---|---|---|---|
| EE | Limited | Limited | Good | Good |
| O2 | None | Good | Good | Good |
| Three | Limited | Good | Good | Good |
| Vodafone | Good | Limited | Good | Limited |
Planning applications
6within 250 m in the last 12 months
- Refused
Replacement windows (conservation)
2026/6723/HH · 17 Mar 2026
- Refused
Demolition of garage and new dwelling
2026/7123/HH · 4 Jun 2026
- Withdrawn
Outbuilding for home office
2026/3455/HH · 26 Mar 2026
Ground & environment
Building & legal
Sources (to be integrated): Environment Agency, police.uk, Ofcom, planning.data.gov.uk, GOV.UK EPC register, Coal Authority, UK Radon.
Material information
NTSELAT Parts A/B/C- Tenure
- freehold
- Council tax band
- B
- Price qualifier
- Guide price
Presented in line with National Trading Standards Estate & Letting Agency Team guidance.
Sold prices
Based on public sale records for Hove, BN3 6JS and comparable homes nearby.
Property history
Mar 2020
Sold
£718,000
Sold nearby
Avg £914,167
130 Ivy Terrace
Flat · 1 bed · 0.23 mi · Mar 2025
£1,010,000
106 Willow Avenue
Detached · 1 bed · 0.26 mi · Mar 2025
£1,026,000
158 Hazel Street
Flat · 2 bed · 0.48 mi · Jul 2025
£1,026,000
116 Oak Avenue
Terraced · 1 bed · 0.48 mi · Dec 2025
£731,000
165 Elm Gardens
Detached · 1 bed · 0.48 mi · Sept 2025
£701,000
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Contains HM Land Registry data © Crown copyright and database right 2026. Licensed under the Open Government Licence v3.0.
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