2 bedroom detached house, High Street, Kensington & Chelsea
Kensington & Chelsea, W8 8LP
Added 21 Jul 2026
£1,370,000
Guide price
Bedrooms
2
Bathrooms
1
Size
895 sqft
Type
detached
Match
84%
- TenureFreehold
- Council taxBand C
- EPCD
- ParkingAllocated Bay
- GardenCourtyard
About this home
Key features
- Driveway parking
- Fibre broadband
- Gas central heating
- Loft storage
- South-facing garden
- Utility room
- Allocated bay parking
- Courtyard
- EPC rating D
The Full Picture
Everything you need upfront
Facts a buyer or tenant should have before making an offer — in line with the Government's homebuying reform roadmap.
Monthly ownership cost
Edit any line, add fees you know about, and see the total update live.
£8,556/ month
Mortgage
Est.90% LTV · 4.75% · 25 yrs£Council tax
KnownBand C£Buildings insurance
Est.Typical estimate£Maintenance & repairs
Est.~1% of value / yr£
Property facts
- Tenure
- Freehold
- Council tax
- Band C
- Year built
- 1988
- Heating
- Gas Central Heating
- Parking
- Allocated Bay
- Garden
- Courtyard
Energy performance
- A
- B
- C
- DScore 63
- E
- F
- G
The higher the rating, the more energy efficient the property and the lower the fuel bills.
Floorplan & rooms
InteractiveTotal size
895 sqft
≈ 83 m²
Key highlights
Where it is
Location & Street View
Where it is
Location & Street View
Approximate location. Drag the Street View to look around; use the Pegman to walk down the road.
Neighbourhood
Area, schools & transport
Neighbourhood
Area, schools & transport
Nearby schools
Distance from this property · Ofsted-style ratings
Indicative catchments and ratings only — always confirm admissions with the local authority.
Transport nearby
Stations & stops- 0.8 mi
Victoria Station
Rail
- 1.7 mi
Kings Road Station
Overground
- 2.5 mi
Riverside
Rail
- 2.8 mi
Central
Rail
Commute highlights
Estimated travel times to major UK hubs
London Kings Cross
3 mi away
Birmingham New Street
99 mi away
Bristol Temple Meads
103.2 mi away
Manchester Piccadilly
160.9 mi away
Leeds
168 mi away
Estimates based on straight-line distance. Actual times vary with traffic, changes and service.
Nearby amenities
- 🛒0.5 mi
Supermarket
Tesco Express
- 🏋️0.9 mi
Gym
Anytime Fitness
- 🌳0.2 mi
Park
Victoria Park
- 🩺0.7 mi
GP surgery
The Health Practice
- 🍽️0.2 mi
Restaurants
Local high street
- ☕0.6 mi
Café
The Roastery
Commute time
Estimate the journey from Kensington & Chelsea, W8 8LP to your workplace or a place you visit often.
Broadband
Indicative Ofcom-style download speeds. Providers vary.
Mobile coverage
Voice & data indoor/outdoor by network.
- EEIndoor: GoodOutdoor: Good
- VodafoneIndoor: GoodOutdoor: Limited
- O2Indoor: LimitedOutdoor: Limited
- ThreeIndoor: GoodOutdoor: Good
Local market
Market insights
Local market
Market insights
Local market
How this home compares in Kensington & Chelsea, W8 8LP.
Area average
£1,195,650
This home +15%
12m change
+3.2%
Sold prices
Avg £/sqft
£658
This home £1531
Buyer demand
High
Running the numbers
Costs & finance
Running the numbers
Costs & finance
Monthly cost breakdown
Freehold · estimated running costs (all editable).
Total monthly cost
£8,675 /mo
£104,103 per year — indicative estimate.
- Mortgage£7,030/mo10% deposit · 4.75% · 25 yr81%
- Council tax (Band C)£167/moIndicative England average2%
- Buildings insurance£137/mo~0.12% of value / yr2%
- Maintenance & repairs£1,142/mo~1.00% of value / yr13%
- Utilities (energy + water)£200/moOfgem typical dual-fuel2%
Mortgage calculator
EstimateRepayment mortgage — you pay off capital and interest.
Monthly repayment
£7,030
Loan £1,233,000 · Deposit £137,000 (10%)
£2,149/mo more than interest-only — but you'd own the home outright after 25 years.
- Total interest
- £875,864
- Total paid
- £2,108,864
Figures are indicative — your actual rate depends on lender, credit, and product. Speak to a broker before you commit.
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Stamp Duty
Eng & NI · Apr 2025SDLT payable on completion.
Estimated Stamp Duty
£80,750
Effective rate 5.89% on £1,370,000
Scotland (LBTT) and Wales (LTT) have different rates. Confirm with a solicitor before completion.
Mortgage affordability
Can you afford it?Enter your income and deposit — we'll size up the biggest home a lender is likely to fund.
Max you could offer
£384,500
Loan up to £247,500 + £137,000 deposit · capped by income (4.5× LTI)
This listing
£1,370,000
Short by £985,500 · needs income ~£274,000/yr
- Affordable monthly repayment
- £1,604 /mo
- Required repayment for this home
- £6,432 /mo
- Max loan on 4.5× income
- £247,500
- Deposit as % of listing
- 10.0%
Affordability summary
StretchYou'd need about £274,000/yr income or £985,500 more deposit.
Monthly all-in
£7,688 /mo
£6,432 mortgage + £1,256 running · 168% of gross pay
Upfront cash
£223,054
£137,000 deposit + £80,750 SDLT + £5,304 fees
Lender check
Too big
Need £1,233,000 · max on income £247,500
- Loan needed (£1,233,000) exceeds the 4.5× income cap of £247,500
- Monthly all-in (£7,688) breaches your 35% repayment cap of £1,604
- Upfront cash needed (£223,054) leaves little for reserves — plan for surveys, SDLT and fees
UK lenders typically cap borrowing at 4.5× total income and want repayments under ~35–40% of gross pay. Actual offers depend on credit, outgoings, and product — always get an Agreement in Principle.
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Investment potential
Would this stack up as a buy-to-let?
Open ▾
Investment potential
Would this stack up as a buy-to-let?
Investment inputs
AssumptionsAt a glance
Gross yield
1.09%
Net yield
-3.10%
Monthly cashflow
£-3,535
ROI on cash
-8.6%
Sensitivity
Rent −10%
£-3,633/mo · -3.18%
Rent +10%
£-3,436/mo · -3.01%
Rate +1%
£-4,391/mo · -3.85%
Rate −1%
£-2,678/mo · -2.35%
Indicative only — mortgage products, tax treatment and Section 24 relief for higher-rate landlords depend on your personal circumstances. Speak to a broker and an accountant before buying.
Want a fuller model? Open the full calculator →
Due diligence
Checks, risks & material information
Due diligence
Checks, risks & material information
Check before you buy
Material information for this address — flooding, crime, connectivity, planning, ground conditions and legal notes. Indicative only; verify with your solicitor before exchange.
Flood risk
Crime (last 12 months)
52
/ 1k residents
Low▼ 7% vs previous year
Broadband
767 Mbps
Up to 376 Mbps upload4 providers available at this address.
Mobile coverage
| Network | Indoor voice | Indoor data | Outdoor voice | Outdoor data |
|---|---|---|---|---|
| EE | Good | Limited | Good | Limited |
| O2 | Good | Limited | Good | Limited |
| Three | Good | Good | Good | Good |
| Vodafone | Limited | Good | Good | Good |
Planning applications
11within 250 m in the last 12 months
- Withdrawn
Replacement windows (conservation)
2026/4238/HH · 12 Jun 2026
- Approved
Replacement windows (conservation)
2026/7191/HH · 8 Apr 2026
- Pending
Loft conversion with rear dormer
2026/7488/HH · 27 Mar 2026
Ground & environment
Building & legal
Sources (to be integrated): Environment Agency, police.uk, Ofcom, planning.data.gov.uk, GOV.UK EPC register, Coal Authority, UK Radon.
Material information
NTSELAT Parts A/B/C- Tenure
- freehold
- Council tax band
- C
- Price qualifier
- Guide price
Presented in line with National Trading Standards Estate & Letting Agency Team guidance.
Add value
Extension potential
Add value
Extension potential
Calculating extension options for this home…
Sold prices
Based on public sale records for Kensington & Chelsea, W8 8LP and comparable homes nearby.
Property history
Sept 2020
Sold
£1,090,000
Sold nearby
Avg £1,342,333
136 Beech Street
Semi-detached · 2 bed · 0.07 mi · Jun 2025
£1,269,000
147 Chestnut Close
Semi-detached · 1 bed · 0.22 mi · Mar 2026
£1,464,000
151 Willow Mews
Terraced · 2 bed · 0.26 mi · Sept 2024
£1,422,000
42 Cedar Avenue
Terraced · 2 bed · 0.29 mi · May 2025
£1,558,000
39 Maple Road
Terraced · 2 bed · 0.3 mi · Dec 2024
£1,247,000
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Contains HM Land Registry data © Crown copyright and database right 2026. Licensed under the Open Government Licence v3.0.
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