2 bedroom cottage, Cedar Close, Liverpool
Liverpool, L1 3AA
Added 21 Jul 2026
£175,000
Guide price
Bedrooms
2
Bathrooms
1
Size
973 sqft
Type
cottage
Match
97%
- TenureFreehold
- Council taxBand E
- EPCD
- ParkingAllocated Bay
- GardenSouth Facing Garden
About this home
Key features
- Character throughout
- Cottage garden
- Country kitchen
- Feature stone walls
- Oil central heating
- Slate roof
- Allocated bay parking
- South-facing garden
- EPC rating D
The Full Picture
Everything you need upfront
Facts a buyer or tenant should have before making an offer — in line with the Government's homebuying reform roadmap.
Monthly ownership cost
Edit any line, add fees you know about, and see the total update live.
£1,287/ month
Mortgage
Est.90% LTV · 4.75% · 25 yrs£Council tax
KnownBand E£Buildings insurance
Est.Typical estimate£Maintenance & repairs
Est.~1% of value / yr£
Property facts
- Tenure
- Freehold
- Council tax
- Band E
- Year built
- 1836
- Heating
- Underfloor + Gas
- Parking
- Allocated Bay
- Garden
- South Facing Garden
Energy performance
- A
- B
- C
- DScore 65
- E
- F
- G
The higher the rating, the more energy efficient the property and the lower the fuel bills.
Floorplan & rooms
InteractiveTotal size
973 sqft
≈ 90 m²
Key highlights
Where it is
Location & Street View
Where it is
Location & Street View
Approximate location. Drag the Street View to look around; use the Pegman to walk down the road.
Neighbourhood
Area, schools & transport
Neighbourhood
Area, schools & transport
Nearby schools
Distance from this property · Ofsted-style ratings
Indicative catchments and ratings only — always confirm admissions with the local authority.
Transport nearby
Stations & stops- 0.9 mi
Junction Station
Tram
- 1.2 mi
Riverside
Overground
- 1.6 mi
High Street
Overground
Commute highlights
Estimated travel times to major UK hubs
Manchester Piccadilly
31 mi away
Leeds
64.2 mi away
Birmingham New Street
78.8 mi away
Bristol Temple Meads
136.9 mi away
Edinburgh Waverley
175.5 mi away
Estimates based on straight-line distance. Actual times vary with traffic, changes and service.
Nearby amenities
- 🛒0.6 mi
Supermarket
Co-op
- 🏋️0.9 mi
Gym
The Gym Group
- 🌳1.0 mi
Park
The Meadows
- 🩺0.6 mi
GP surgery
St Andrew's Medical
- 🍽️0.3 mi
Restaurants
Local high street
- ☕0.7 mi
Café
Kaffeine
Commute time
Estimate the journey from Liverpool, L1 3AA to your workplace or a place you visit often.
Broadband
Indicative Ofcom-style download speeds. Providers vary.
Mobile coverage
Voice & data indoor/outdoor by network.
- EEIndoor: GoodOutdoor: Limited
- VodafoneIndoor: GoodOutdoor: Good
- O2Indoor: GoodOutdoor: Good
- ThreeIndoor: GoodOutdoor: Limited
Local market
Market insights
Local market
Market insights
Local market
How this home compares in Liverpool, L1 3AA.
Area average
£155,548
This home +13%
12m change
-1.3%
Sold prices
Avg £/sqft
£996
This home £180
Buyer demand
Cooling
Running the numbers
Costs & finance
Running the numbers
Costs & finance
Monthly cost breakdown
Freehold · estimated running costs (all editable).
Total monthly cost
£1,490 /mo
£17,881 per year — indicative estimate.
- Mortgage£898/mo10% deposit · 4.75% · 25 yr60%
- Council tax (Band E)£229/moIndicative England average15%
- Buildings insurance£17/mo~0.12% of value / yr1%
- Maintenance & repairs£146/mo~1.00% of value / yr10%
- Utilities (energy + water)£200/moOfgem typical dual-fuel13%
Mortgage calculator
EstimateRepayment mortgage — you pay off capital and interest.
Monthly repayment
£898
Loan £157,500 · Deposit £17,500 (10%)
£274/mo more than interest-only — but you'd own the home outright after 25 years.
- Total interest
- £111,880
- Total paid
- £269,380
Figures are indicative — your actual rate depends on lender, credit, and product. Speak to a broker before you commit.
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Stamp Duty
Eng & NI · Apr 2025SDLT payable on completion.
Estimated Stamp Duty
£1,000
Effective rate 0.57% on £175,000
Scotland (LBTT) and Wales (LTT) have different rates. Confirm with a solicitor before completion.
Mortgage affordability
Can you afford it?Enter your income and deposit — we'll size up the biggest home a lender is likely to fund.
Max you could offer
£272,500
Loan up to £247,500 + £25,000 deposit · capped by income (4.5× LTI)
This listing
£175,000
£97,500 headroom · repayment £782/mo
- Affordable monthly repayment
- £1,604 /mo
- Required repayment for this home
- £782 /mo
- Max loan on 4.5× income
- £247,500
- Deposit as % of listing
- 14.3%
Affordability summary
Looks affordableYour inputs clear the lender cap, monthly budget and upfront cash checks.
Monthly all-in
£942 /mo
£782 mortgage + £160 running · 21% of gross pay
Upfront cash
£29,349
£25,000 deposit + £1,000 SDLT + £3,349 fees
Lender check
Passes
Need £150,000 · max on income £247,500
- Loan of £150,000 is within the 4.5× income cap
- Monthly all-in (£942) sits within your 35% repayment cap
- Upfront cash of £29,349 is covered by your deposit and a small buffer
UK lenders typically cap borrowing at 4.5× total income and want repayments under ~35–40% of gross pay. Actual offers depend on credit, outgoings, and product — always get an Agreement in Principle.
Sign in to save this calculation and revisit it from your shortlist or compare list.
Investment potential
Would this stack up as a buy-to-let?
Open ▾
Investment potential
Would this stack up as a buy-to-let?
Investment inputs
AssumptionsAt a glance
Gross yield
8.57%
Net yield
2.65%
Monthly cashflow
£386
ROI on cash
8.3%
Sensitivity
Rent −10%
£288/mo · 1.97%
Rent +10%
£485/mo · 3.33%
Rate +1%
£277/mo · 1.90%
Rate −1%
£496/mo · 3.40%
Indicative only — mortgage products, tax treatment and Section 24 relief for higher-rate landlords depend on your personal circumstances. Speak to a broker and an accountant before buying.
Want a fuller model? Open the full calculator →
Due diligence
Checks, risks & material information
Due diligence
Checks, risks & material information
Check before you buy
Material information for this address — flooding, crime, connectivity, planning, ground conditions and legal notes. Indicative only; verify with your solicitor before exchange.
Flood risk
Crime (last 12 months)
33
/ 1k residents
Low▲ 5.7% vs previous year
Broadband
703 Mbps
Up to 263 Mbps upload8 providers available at this address.
Mobile coverage
| Network | Indoor voice | Indoor data | Outdoor voice | Outdoor data |
|---|---|---|---|---|
| EE | Good | Good | Good | Good |
| O2 | Good | Good | Good | Good |
| Three | Limited | Good | Good | Good |
| Vodafone | Good | Good | Good | Good |
Planning applications
3within 250 m in the last 12 months
- Pending
Loft conversion with rear dormer
2026/5419/HH · 3 May 2026
- Refused
Single-storey rear extension
2026/9795/HH · 1 Jan 2026
- Approved
Demolition of garage and new dwelling
2026/9356/HH · 5 Mar 2026
Ground & environment
Building & legal
Sources (to be integrated): Environment Agency, police.uk, Ofcom, planning.data.gov.uk, GOV.UK EPC register, Coal Authority, UK Radon.
Material information
NTSELAT Parts A/B/C- Tenure
- freehold
- Council tax band
- E
- Price qualifier
- Guide price
Presented in line with National Trading Standards Estate & Letting Agency Team guidance.
Add value
Extension potential
Add value
Extension potential
Calculating extension options for this home…
Sold prices
Based on public sale records for Liverpool, L1 3AA and comparable homes nearby.
Property history
Apr 2021
Sold
£131,000
Sold nearby
Avg £168,833
72 Ivy Mews
Semi-detached · 3 bed · 0.06 mi · Jan 2026
£196,000
36 Hazel Terrace
Terraced · 3 bed · 0.08 mi · Mar 2025
£161,000
35 Rowan Mews
Detached · 1 bed · 0.1 mi · Jun 2025
£142,000
122 Sycamore Street
Semi-detached · 3 bed · 0.21 mi · Oct 2025
£163,000
176 Laurel Road
Flat · 3 bed · 0.39 mi · Feb 2026
£195,000
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Contains HM Land Registry data © Crown copyright and database right 2026. Licensed under the Open Government Licence v3.0.
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