2 bedroom new build, Rectory Lane, Liverpool
Liverpool, L3 9LP
Added 21 Jul 2026
£255,000
Guide price
Bedrooms
2
Bathrooms
1
Size
833 sqft
Type
new build
Match
84%
- TenureFreehold
- Council taxBand E
- EPCD
- BuildNew build
- ParkingAllocated Bay
- GardenCommunal Garden
About this home
Key features
- A-rated EPC
- EV charging point
- Help to Buy considered
- Smart thermostat
- Turf laid to garden
- Underfloor heating
- Allocated bay parking
- Communal garden
- Brand new
- EPC rating D
The Full Picture
Everything you need upfront
Facts a buyer or tenant should have before making an offer — in line with the Government's homebuying reform roadmap.
Monthly ownership cost
Edit any line, add fees you know about, and see the total update live.
£1,778/ month
Mortgage
Est.90% LTV · 4.75% · 25 yrs£Council tax
KnownBand E£Buildings insurance
Est.Typical estimate£Maintenance & repairs
Est.~1% of value / yr£
Property facts
- Tenure
- Freehold
- Council tax
- Band E
- Year built
- 1894
- Heating
- Gas Central Heating
- Parking
- Allocated Bay
- Garden
- Communal Garden
- Build
- New build
Energy performance
- A
- B
- C
- DScore 63
- E
- F
- G
The higher the rating, the more energy efficient the property and the lower the fuel bills.
Floorplan & rooms
InteractiveTotal size
833 sqft
≈ 77 m²
Key highlights
Where it is
Location & Street View
Where it is
Location & Street View
Approximate location. Drag the Street View to look around; use the Pegman to walk down the road.
Neighbourhood
Area, schools & transport
Neighbourhood
Area, schools & transport
Nearby schools
Distance from this property · Ofsted-style ratings
Indicative catchments and ratings only — always confirm admissions with the local authority.
Transport nearby
Stations & stops- 0.6 mi
Victoria
Tram
- 0.8 mi
Junction
Tram
- 1.5 mi
Kings Road
Tube
- 2 mi
Riverside
Tram
Commute highlights
Estimated travel times to major UK hubs
Manchester Piccadilly
32.2 mi away
Leeds
65.4 mi away
Birmingham New Street
79 mi away
Bristol Temple Meads
136.5 mi away
Edinburgh Waverley
176 mi away
Estimates based on straight-line distance. Actual times vary with traffic, changes and service.
Nearby amenities
- 🛒0.3 mi
Supermarket
Waitrose
- 🏋️0.8 mi
Gym
Fitness First
- 🌳0.1 mi
Park
Highfield Common
- 🩺0.3 mi
GP surgery
Parkside Surgery
- 🍽️0.5 mi
Restaurants
Riverside cafés
- ☕0.9 mi
Café
Kaffeine
Commute time
Estimate the journey from Liverpool, L3 9LP to your workplace or a place you visit often.
Broadband
Indicative Ofcom-style download speeds. Providers vary.
Mobile coverage
Voice & data indoor/outdoor by network.
- EEIndoor: GoodOutdoor: Good
- VodafoneIndoor: GoodOutdoor: Good
- O2Indoor: LimitedOutdoor: Good
- ThreeIndoor: LimitedOutdoor: Good
Local market
Market insights
Local market
Market insights
Local market
How this home compares in Liverpool, L3 9LP.
Area average
£250,850
This home +2%
12m change
-1.6%
Sold prices
Avg £/sqft
£1011
This home £306
Buyer demand
Steady
Running the numbers
Costs & finance
Running the numbers
Costs & finance
Monthly cost breakdown
Freehold · estimated running costs (all editable).
Total monthly cost
£1,977 /mo
£23,719 per year — indicative estimate.
- Mortgage£1,308/mo10% deposit · 4.75% · 25 yr66%
- Council tax (Band E)£229/moIndicative England average12%
- Buildings insurance£26/mo~0.12% of value / yr1%
- Maintenance & repairs£213/mo~1.00% of value / yr11%
- Utilities (energy + water)£200/moOfgem typical dual-fuel10%
Mortgage calculator
EstimateRepayment mortgage — you pay off capital and interest.
Monthly repayment
£1,308
Loan £229,500 · Deposit £25,500 (10%)
£400/mo more than interest-only — but you'd own the home outright after 25 years.
- Total interest
- £163,026
- Total paid
- £392,526
Figures are indicative — your actual rate depends on lender, credit, and product. Speak to a broker before you commit.
Sign in to save this calculation and revisit it from your shortlist or compare list.
Stamp Duty
Eng & NI · Apr 2025SDLT payable on completion.
Estimated Stamp Duty
£2,750
Effective rate 1.08% on £255,000
Scotland (LBTT) and Wales (LTT) have different rates. Confirm with a solicitor before completion.
Mortgage affordability
Can you afford it?Enter your income and deposit — we'll size up the biggest home a lender is likely to fund.
Max you could offer
£273,500
Loan up to £247,500 + £26,000 deposit · capped by income (4.5× LTI)
This listing
£255,000
£18,500 headroom · repayment £1,195/mo
- Affordable monthly repayment
- £1,604 /mo
- Required repayment for this home
- £1,195 /mo
- Max loan on 4.5× income
- £247,500
- Deposit as % of listing
- 10.2%
Affordability summary
Looks affordableYour inputs clear the lender cap, monthly budget and upfront cash checks.
Monthly all-in
£1,429 /mo
£1,195 mortgage + £234 running · 31% of gross pay
Upfront cash
£32,149
£26,000 deposit + £2,750 SDLT + £3,399 fees
Lender check
Passes
Need £229,000 · max on income £247,500
- Loan of £229,000 is within the 4.5× income cap
- Monthly all-in (£1,429) sits within your 35% repayment cap
- Upfront cash needed (£32,149) leaves little for reserves — plan for surveys, SDLT and fees
UK lenders typically cap borrowing at 4.5× total income and want repayments under ~35–40% of gross pay. Actual offers depend on credit, outgoings, and product — always get an Agreement in Principle.
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Investment potential
Would this stack up as a buy-to-let?
Open ▾
Investment potential
Would this stack up as a buy-to-let?
Investment inputs
AssumptionsAt a glance
Gross yield
5.88%
Net yield
0.58%
Monthly cashflow
£124
ROI on cash
1.8%
Sensitivity
Rent −10%
£25/mo · 0.12%
Rent +10%
£222/mo · 1.05%
Rate +1%
£-36/mo · -0.17%
Rate −1%
£283/mo · 1.33%
Indicative only — mortgage products, tax treatment and Section 24 relief for higher-rate landlords depend on your personal circumstances. Speak to a broker and an accountant before buying.
Want a fuller model? Open the full calculator →
Due diligence
Checks, risks & material information
Due diligence
Checks, risks & material information
Check before you buy
Material information for this address — flooding, crime, connectivity, planning, ground conditions and legal notes. Indicative only; verify with your solicitor before exchange.
Flood risk
Crime (last 12 months)
31
/ 1k residents
Low▼ 0.2% vs previous year
Broadband
67 Mbps
Up to 15 Mbps upload10 providers available at this address.
Mobile coverage
| Network | Indoor voice | Indoor data | Outdoor voice | Outdoor data |
|---|---|---|---|---|
| EE | Good | Good | Good | Limited |
| O2 | Good | Limited | Good | Good |
| Three | Good | Good | Good | Good |
| Vodafone | Limited | Limited | Good | Good |
Planning applications
0within 250 m in the last 12 months
No recent applications recorded nearby.
Ground & environment
Building & legal
Sources (to be integrated): Environment Agency, police.uk, Ofcom, planning.data.gov.uk, GOV.UK EPC register, Coal Authority, UK Radon.
Material information
NTSELAT Parts A/B/C- Tenure
- freehold
- Council tax band
- E
- Price qualifier
- Guide price
Presented in line with National Trading Standards Estate & Letting Agency Team guidance.
Add value
Extension potential
Add value
Extension potential
Calculating extension options for this home…
Sold prices
Based on public sale records for Liverpool, L3 9LP and comparable homes nearby.
Property history
Oct 2020
Sold
£186,000
+66.1% vs previous
Jun 2016
Sold
£112,000
Sold nearby
Avg £270,833
173 Hazel Close
Flat · 3 bed · 0.14 mi · Sept 2025
£319,000
62 Elm Road
Flat · 3 bed · 0.2 mi · Jan 2025
£257,000
149 Laurel Lane
Detached · 3 bed · 0.22 mi · May 2026
£248,000
86 Rowan Gardens
Detached · 2 bed · 0.24 mi · May 2025
£278,000
26 Oak Road
Flat · 1 bed · 0.46 mi · Oct 2025
£244,000
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Contains HM Land Registry data © Crown copyright and database right 2026. Licensed under the Open Government Licence v3.0.
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