2 bedroom flat, Elm Grove, Liverpool
Liverpool, L3 5NN
Added 21 Jul 2026
£480,000
Guide price
Bedrooms
2
Bathrooms
1
Size
902 sqft
Type
flat
Match
95%
- TenureLeasehold
- Council taxBand B
- EPCC
- ParkingOn Street
- GardenNone
About this home
Key features
- Bike storage
- Double glazing
- Fibre broadband
- Long lease
- Recently redecorated
- Video entry
- On-street parking
- None
- EPC rating C
The Full Picture
Everything you need upfront
Facts a buyer or tenant should have before making an offer — in line with the Government's homebuying reform roadmap.
Property facts
- Tenure
- Leasehold
- Council tax
- Band B
- Year built
- 1938
- Heating
- Underfloor + Gas
- Parking
- On Street
- Garden
- None
Energy performance
- A
- B
- CScore 77
- D
- E
- F
- G
The higher the rating, the more energy efficient the property and the lower the fuel bills.
Floorplan & rooms
InteractiveTotal size
902 sqft
≈ 84 m²
Key highlights
Where it is
Location & Street View
Where it is
Location & Street View
Approximate location. Drag the Street View to look around; use the Pegman to walk down the road.
Neighbourhood
Area, schools & transport
Neighbourhood
Area, schools & transport
Nearby schools
Distance from this property · Ofsted-style ratings
Indicative catchments and ratings only — always confirm admissions with the local authority.
Transport nearby
Stations & stops- 2.4 mi
Victoria
Overground
- 2.4 mi
Kings Road Station
Rail
- 2.6 mi
Kings Road
Rail
Commute highlights
Estimated travel times to major UK hubs
Manchester Piccadilly
31.7 mi away
Leeds
65.2 mi away
Birmingham New Street
78.1 mi away
Bristol Temple Meads
135.7 mi away
London Kings Cross
176.6 mi away
Estimates based on straight-line distance. Actual times vary with traffic, changes and service.
Nearby amenities
- 🛒0.2 mi
Supermarket
Co-op
- 🏋️0.5 mi
Gym
PureGym
- 🌳0.2 mi
Park
Highfield Common
- 🩺0.9 mi
GP surgery
The Health Practice
- 🍽️0.6 mi
Restaurants
Local high street
- ☕0.2 mi
Café
The Roastery
Commute time
Estimate the journey from Liverpool, L3 5NN to your workplace or a place you visit often.
Broadband
Indicative Ofcom-style download speeds. Providers vary.
Mobile coverage
Voice & data indoor/outdoor by network.
- EEIndoor: LimitedOutdoor: Good
- VodafoneIndoor: GoodOutdoor: Limited
- O2Indoor: LimitedOutdoor: Good
- ThreeIndoor: GoodOutdoor: Good
Local market
Market insights
Local market
Market insights
Local market
How this home compares in Liverpool, L3 5NN.
Area average
£535,665
This home -10%
12m change
-0.9%
Sold prices
Avg £/sqft
£482
This home £532
Buyer demand
High
Running the numbers
Costs & finance
Running the numbers
Costs & finance
Mortgage calculator
EstimateRepayment mortgage — you pay off capital and interest.
Monthly repayment
£2,463
Loan £432,000 · Deposit £48,000 (10%)
£753/mo more than interest-only — but you'd own the home outright after 25 years.
- Total interest
- £306,872
- Total paid
- £738,872
Figures are indicative — your actual rate depends on lender, credit, and product. Speak to a broker before you commit.
Sign in to save this calculation and revisit it from your shortlist or compare list.
Stamp Duty
Eng & NI · Apr 2025SDLT payable on completion.
Estimated Stamp Duty
£14,000
Effective rate 2.92% on £480,000
Scotland (LBTT) and Wales (LTT) have different rates. Confirm with a solicitor before completion.
Mortgage affordability
Can you afford it?Enter your income and deposit — we'll size up the biggest home a lender is likely to fund.
Max you could offer
£295,500
Loan up to £247,500 + £48,000 deposit · capped by income (4.5× LTI)
This listing
£480,000
Short by £184,500 · needs income ~£96,000/yr
- Affordable monthly repayment
- £1,604 /mo
- Required repayment for this home
- £2,254 /mo
- Max loan on 4.5× income
- £247,500
- Deposit as % of listing
- 10.0%
Affordability summary
StretchYou'd need about £96,000/yr income or £184,500 more deposit.
Monthly all-in
£2,694 /mo
£2,254 mortgage + £440 running · 59% of gross pay
Upfront cash
£65,619
£48,000 deposit + £14,000 SDLT + £3,619 fees
Lender check
Too big
Need £432,000 · max on income £247,500
- Loan needed (£432,000) exceeds the 4.5× income cap of £247,500
- Monthly all-in (£2,694) breaches your 35% repayment cap of £1,604
- Upfront cash needed (£65,619) leaves little for reserves — plan for surveys, SDLT and fees
UK lenders typically cap borrowing at 4.5× total income and want repayments under ~35–40% of gross pay. Actual offers depend on credit, outgoings, and product — always get an Agreement in Principle.
Sign in to save this calculation and revisit it from your shortlist or compare list.
Tenure & lease
Tenure
leasehold
Lease remaining
391 years
Service charge
£3,598 / year
Ground rent
£314 / year
Due diligence
Checks, risks & material information
Due diligence
Checks, risks & material information
Check before you buy
Material information for this address — flooding, crime, connectivity, planning, ground conditions and legal notes. Indicative only; verify with your solicitor before exchange.
Flood risk
Crime (last 12 months)
118
/ 1k residents
High▼ 5.4% vs previous year
Broadband
45 Mbps
Up to 16 Mbps upload8 providers available at this address.
Mobile coverage
| Network | Indoor voice | Indoor data | Outdoor voice | Outdoor data |
|---|---|---|---|---|
| EE | Limited | Good | Good | Good |
| O2 | Good | Limited | Limited | Limited |
| Three | Limited | Good | Good | Good |
| Vodafone | Good | Good | Good | Good |
Planning applications
2within 250 m in the last 12 months
- Refused
Replacement windows (conservation)
2026/5425/HH · 20 Jan 2026
- Approved
Loft conversion with rear dormer
2025/9702/HH · 26 Nov 2025
Ground & environment
Building & legal
Sources (to be integrated): Environment Agency, police.uk, Ofcom, planning.data.gov.uk, GOV.UK EPC register, Coal Authority, UK Radon.
Material information
NTSELAT Parts A/B/C- Tenure
- leasehold
- Council tax band
- B
- Price qualifier
- Guide price
Presented in line with National Trading Standards Estate & Letting Agency Team guidance.
Sold prices
Based on public sale records for Liverpool, L3 5NN and comparable homes nearby.
Property history
Jul 2020
Sold
£332,000
Sold nearby
Avg £480,667
49 Rowan Road
Flat · 1 bed · 0.24 mi · May 2026
£415,000
34 Poplar Mews
Flat · 2 bed · 0.4 mi · Jul 2025
£513,000
119 Oak Road
Semi-detached · 3 bed · 0.46 mi · Mar 2025
£455,000
45 Elm Close
Terraced · 3 bed · 0.52 mi · Aug 2024
£592,000
27 Rowan Terrace
Semi-detached · 1 bed · 0.52 mi · Apr 2025
£419,000
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Contains HM Land Registry data © Crown copyright and database right 2026. Licensed under the Open Government Licence v3.0.
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