1 bedroom new build, Church Lane, Liverpool
Liverpool, L2 2PL
Added 21 Jul 2026
£255,000
Guide price
Bedrooms
1
Bathrooms
1
Size
583 sqft
Type
new build
Match
78%
- TenureFreehold
- Council taxBand F
- EPCE
- ChainChain-free
- BuildNew build
- ParkingNone
- GardenSouth Facing Garden
About this home
Key features
- 10-year NHBC warranty
- A-rated EPC
- Air source heat pump
- Fitted wardrobes
- Help to Buy considered
- Turf laid to garden
- None parking
- South-facing garden
- Chain free
- Brand new
- EPC rating E
The Full Picture
Everything you need upfront
Facts a buyer or tenant should have before making an offer — in line with the Government's homebuying reform roadmap.
Monthly ownership cost
Edit any line, add fees you know about, and see the total update live.
£1,817/ month
Mortgage
Est.90% LTV · 4.75% · 25 yrs£Council tax
KnownBand F£Buildings insurance
Est.Typical estimate£Maintenance & repairs
Est.~1% of value / yr£
Property facts
- Tenure
- Freehold
- Council tax
- Band F
- Year built
- 1940
- Heating
- Gas Central Heating
- Parking
- None
- Garden
- South Facing Garden
- Chain
- Chain-free
- Build
- New build
Energy performance
- A
- B
- C
- D
- EScore 47
- F
- G
The higher the rating, the more energy efficient the property and the lower the fuel bills.
Floorplan & rooms
InteractiveTotal size
583 sqft
≈ 54 m²
Key highlights
Where it is
Location & Street View
Where it is
Location & Street View
Approximate location. Drag the Street View to look around; use the Pegman to walk down the road.
Neighbourhood
Area, schools & transport
Neighbourhood
Area, schools & transport
Nearby schools
Distance from this property · Ofsted-style ratings
Indicative catchments and ratings only — always confirm admissions with the local authority.
Transport nearby
Stations & stops- 0.5 mi
Riverside
Overground
- 2.9 mi
Parkway Station
Overground
- 3.2 mi
Junction
Overground
- 3.3 mi
Riverside Station
Tram
Commute highlights
Estimated travel times to major UK hubs
Manchester Piccadilly
32.6 mi away
Leeds
66.1 mi away
Birmingham New Street
78.2 mi away
Bristol Temple Meads
135.4 mi away
London Kings Cross
176.8 mi away
Estimates based on straight-line distance. Actual times vary with traffic, changes and service.
Nearby amenities
- 🛒1.0 mi
Supermarket
Sainsbury's Local
- 🏋️0.6 mi
Gym
The Gym Group
- 🌳0.7 mi
Park
Victoria Park
- 🩺0.7 mi
GP surgery
The Health Practice
- 🍽️0.4 mi
Restaurants
Local high street
- ☕0.8 mi
Café
The Roastery
Commute time
Estimate the journey from Liverpool, L2 2PL to your workplace or a place you visit often.
Broadband
Indicative Ofcom-style download speeds. Providers vary.
Mobile coverage
Voice & data indoor/outdoor by network.
- EEIndoor: GoodOutdoor: Good
- VodafoneIndoor: GoodOutdoor: Good
- O2Indoor: GoodOutdoor: Good
- ThreeIndoor: LimitedOutdoor: Good
Local market
Market insights
Local market
Market insights
Local market
How this home compares in Liverpool, L2 2PL.
Area average
£251,268
This home +1%
12m change
+0.7%
Sold prices
Avg £/sqft
£903
This home £437
Buyer demand
Steady
Running the numbers
Costs & finance
Running the numbers
Costs & finance
Monthly cost breakdown
Freehold · estimated running costs (all editable).
Total monthly cost
£2,018 /mo
£24,219 per year — indicative estimate.
- Mortgage£1,308/mo10% deposit · 4.75% · 25 yr65%
- Council tax (Band F)£271/moIndicative England average13%
- Buildings insurance£26/mo~0.12% of value / yr1%
- Maintenance & repairs£213/mo~1.00% of value / yr11%
- Utilities (energy + water)£200/moOfgem typical dual-fuel10%
Mortgage calculator
EstimateRepayment mortgage — you pay off capital and interest.
Monthly repayment
£1,308
Loan £229,500 · Deposit £25,500 (10%)
£400/mo more than interest-only — but you'd own the home outright after 25 years.
- Total interest
- £163,026
- Total paid
- £392,526
Figures are indicative — your actual rate depends on lender, credit, and product. Speak to a broker before you commit.
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Stamp Duty
Eng & NI · Apr 2025SDLT payable on completion.
Estimated Stamp Duty
£2,750
Effective rate 1.08% on £255,000
Scotland (LBTT) and Wales (LTT) have different rates. Confirm with a solicitor before completion.
Mortgage affordability
Can you afford it?Enter your income and deposit — we'll size up the biggest home a lender is likely to fund.
Max you could offer
£273,500
Loan up to £247,500 + £26,000 deposit · capped by income (4.5× LTI)
This listing
£255,000
£18,500 headroom · repayment £1,195/mo
- Affordable monthly repayment
- £1,604 /mo
- Required repayment for this home
- £1,195 /mo
- Max loan on 4.5× income
- £247,500
- Deposit as % of listing
- 10.2%
Affordability summary
Looks affordableYour inputs clear the lender cap, monthly budget and upfront cash checks.
Monthly all-in
£1,429 /mo
£1,195 mortgage + £234 running · 31% of gross pay
Upfront cash
£32,149
£26,000 deposit + £2,750 SDLT + £3,399 fees
Lender check
Passes
Need £229,000 · max on income £247,500
- Loan of £229,000 is within the 4.5× income cap
- Monthly all-in (£1,429) sits within your 35% repayment cap
- Upfront cash needed (£32,149) leaves little for reserves — plan for surveys, SDLT and fees
UK lenders typically cap borrowing at 4.5× total income and want repayments under ~35–40% of gross pay. Actual offers depend on credit, outgoings, and product — always get an Agreement in Principle.
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Investment potential
Would this stack up as a buy-to-let?
Open ▾
Investment potential
Would this stack up as a buy-to-let?
Investment inputs
AssumptionsAt a glance
Gross yield
5.88%
Net yield
0.58%
Monthly cashflow
£124
ROI on cash
1.8%
Sensitivity
Rent −10%
£25/mo · 0.12%
Rent +10%
£222/mo · 1.05%
Rate +1%
£-36/mo · -0.17%
Rate −1%
£283/mo · 1.33%
Indicative only — mortgage products, tax treatment and Section 24 relief for higher-rate landlords depend on your personal circumstances. Speak to a broker and an accountant before buying.
Want a fuller model? Open the full calculator →
Due diligence
Checks, risks & material information
Due diligence
Checks, risks & material information
Check before you buy
Material information for this address — flooding, crime, connectivity, planning, ground conditions and legal notes. Indicative only; verify with your solicitor before exchange.
Flood risk
Crime (last 12 months)
47
/ 1k residents
Low▼ 7% vs previous year
Broadband
132 Mbps
Up to 51 Mbps upload7 providers available at this address.
Mobile coverage
| Network | Indoor voice | Indoor data | Outdoor voice | Outdoor data |
|---|---|---|---|---|
| EE | Good | Good | Good | Good |
| O2 | Good | Good | Good | Good |
| Three | Good | Good | Good | Limited |
| Vodafone | None | Good | Good | Limited |
Planning applications
9within 250 m in the last 12 months
- Pending
Replacement windows (conservation)
2026/1803/HH · 18 Mar 2026
- Approved
Front porch and boundary wall
2026/4103/HH · 7 Jul 2026
- Refused
Demolition of garage and new dwelling
2026/6044/HH · 13 Jan 2026
Ground & environment
Building & legal
Sources (to be integrated): Environment Agency, police.uk, Ofcom, planning.data.gov.uk, GOV.UK EPC register, Coal Authority, UK Radon.
Material information
NTSELAT Parts A/B/C- Tenure
- freehold
- Council tax band
- F
- Price qualifier
- Guide price
Presented in line with National Trading Standards Estate & Letting Agency Team guidance.
Add value
Extension potential
Add value
Extension potential
Calculating extension options for this home…
Sold prices
Based on public sale records for Liverpool, L2 2PL and comparable homes nearby.
Property history
Apr 2022
Sold
£223,000
Sold nearby
Avg £226,167
180 Hazel Mews
Terraced · 2 bed · 0.1 mi · May 2025
£220,000
154 Oak Mews
Flat · 1 bed · 0.11 mi · Feb 2025
£213,000
121 Maple Street
Terraced · 2 bed · 0.21 mi · Jul 2025
£202,000
178 Oak Lane
Semi-detached · 2 bed · 0.25 mi · May 2026
£257,000
82 Ivy Gardens
Semi-detached · 2 bed · 0.25 mi · Feb 2025
£197,000
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Contains HM Land Registry data © Crown copyright and database right 2026. Licensed under the Open Government Licence v3.0.
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