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4 bedroom bungalow, Kingsway, Liverpool
For sale
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4 bedroom bungalow, Kingsway, Liverpool

Liverpool, L2 2PL

Added 21 Jul 2026

£315,000

Guide price

Bedrooms

4

Bathrooms

2

Size

1,576 sqft

Type

bungalow

Match

98%

  • TenureFreehold
  • Council taxBand C
  • EPCE
  • ParkingDriveway
  • GardenCommunal Garden

About this home

For sale — a 4-bedroom bungalow in Liverpool, L2 2PL, extending to approximately 1576 sq ft.

Key features

  • Conservatory
  • Double glazing
  • Fitted kitchen
  • Gas central heating
  • Single-storey living
  • Wet room-style bathroom
  • Driveway parking
  • Communal garden
  • EPC rating E

The Full Picture

Everything you need upfront

Facts a buyer or tenant should have before making an offer — in line with the Government's homebuying reform roadmap.

Full Picture 96%

Monthly ownership cost

Edit any line, add fees you know about, and see the total update live.

£2,088/ month

  • Mortgage

    Est.90% LTV · 4.75% · 25 yrs
    £
  • Council tax

    KnownBand C
    £
  • Buildings insurance

    Est.Typical estimate
    £
  • Maintenance & repairs

    Est.~1% of value / yr
    £
Listed 21 Jul 2026 · 10 days on GaffbeePrice: No price changesSee full history →

Property facts

Tenure
Freehold
Council tax
Band C
Year built
1910
Heating
Underfloor + Gas
Parking
Driveway
Garden
Communal Garden

Energy performance

  • A
  • B
  • C
  • D
  • EScore 47
  • F
  • G

The higher the rating, the more energy efficient the property and the lower the fuel bills.

Floorplan & rooms

Interactive

Total size

1,576 sqft

146

Key highlights

Where it is

Location & Street View

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Approximate location. Drag the Street View to look around; use the Pegman to walk down the road.

Neighbourhood

Area, schools & transport

Nearby schools

Distance from this property · Ofsted-style ratings

Indicative catchments and ratings only — always confirm admissions with the local authority.

Transport nearby

Stations & stops
  • Junction Station

    Tube

    2.1 mi
  • Kings Road

    Rail

    2.1 mi
  • Central

    Tram

    3.2 mi
  • Parkway Station

    Rail

    3.3 mi

Commute highlights

Estimated travel times to major UK hubs

Manchester Piccadilly

32.6 mi away

Drive
51 min
Train
40 min

Leeds

65.8 mi away

Drive
1h 32m
Train
1h 6m

Birmingham New Street

79.2 mi away

Drive
1h 49m
Train
1h 16m

Bristol Temple Meads

136.5 mi away

Drive
3h 1m
Train
2h

Edinburgh Waverley

176 mi away

Drive
3h 50m
Train
2h 30m

Estimates based on straight-line distance. Actual times vary with traffic, changes and service.

Nearby amenities

  • 🛒

    Supermarket

    Tesco Express

    0.8 mi
  • 🏋️

    Gym

    Fitness First

    0.9 mi
  • 🌳

    Park

    Victoria Park

    0.3 mi
  • 🩺

    GP surgery

    Parkside Surgery

    0.9 mi
  • 🍽️

    Restaurants

    Riverside cafés

    0.1 mi
  • Café

    Kaffeine

    0.3 mi

Commute time

Estimate the journey from Liverpool, L2 2PL to your workplace or a place you visit often.

Broadband

Indicative Ofcom-style download speeds. Providers vary.

Standard11 Mbps
Superfast73 Mbps
Ultrafast734 Mbps

Mobile coverage

Voice & data indoor/outdoor by network.

  • EEIndoor: GoodOutdoor: Good
  • VodafoneIndoor: GoodOutdoor: Good
  • O2Indoor: LimitedOutdoor: Limited
  • ThreeIndoor: LimitedOutdoor: Good

Local market

Market insights

Local market

How this home compares in Liverpool, L2 2PL.

Area average

£272,085

This home +16%

12m change

-0.8%

Sold prices

Avg £/sqft

£446

This home £200

Buyer demand

High

Running the numbers

Costs & finance

Monthly cost breakdown

Freehold · estimated running costs (all editable).

Total monthly cost

£2,277 /mo

£27,323 per year — indicative estimate.

Unaffordable · 51% of income
  • Mortgage£1,616/mo
    10% deposit · 4.75% · 25 yr71%
  • Council tax (Band C)£167/mo
    Indicative England average7%
  • Buildings insurance£31/mo
    ~0.12% of value / yr1%
  • Maintenance & repairs£263/mo
    ~1.00% of value / yr12%
  • Utilities (energy + water)£200/mo
    Ofgem typical dual-fuel9%
Mortgage
Running costs (annual)

Mortgage calculator

Estimate

Repayment mortgage — you pay off capital and interest.

Monthly repayment

£1,616

Loan £283,500 · Deposit £31,500 (10%)

£494/mo more than interest-only — but you'd own the home outright after 25 years.

Total interest
£201,385
Total paid
£484,885

Figures are indicative — your actual rate depends on lender, credit, and product. Speak to a broker before you commit.

Sign in to save this calculation and revisit it from your shortlist or compare list.

Stamp Duty

Eng & NI · Apr 2025

SDLT payable on completion.

Estimated Stamp Duty

£5,750

Effective rate 1.83% on £315,000

Scotland (LBTT) and Wales (LTT) have different rates. Confirm with a solicitor before completion.

Mortgage affordability

Can you afford it?

Enter your income and deposit — we'll size up the biggest home a lender is likely to fund.

Max you could offer

£279,500

Loan up to £247,500 + £32,000 deposit · capped by income (4.5× LTI)

This listing

£315,000

Short by £35,500 · needs income ~£62,889/yr

Affordable monthly repayment
£1,604 /mo
Required repayment for this home
£1,476 /mo
Max loan on 4.5× income
£247,500
Deposit as % of listing
10.2%

Affordability summary

Stretch

You'd need about £62,889/yr income or £35,500 more deposit.

Monthly all-in

£1,765 /mo

£1,476 mortgage + £289 running · 39% of gross pay

Upfront cash

£41,149

£32,000 deposit + £5,750 SDLT + £3,399 fees

Lender check

Too big

Need £283,000 · max on income £247,500

  • Loan needed (£283,000) exceeds the 4.5× income cap of £247,500
  • Monthly all-in (£1,765) breaches your 35% repayment cap of £1,604
  • Upfront cash needed (£41,149) leaves little for reserves — plan for surveys, SDLT and fees

UK lenders typically cap borrowing at 4.5× total income and want repayments under ~35–40% of gross pay. Actual offers depend on credit, outgoings, and product — always get an Agreement in Principle.

Sign in to save this calculation and revisit it from your shortlist or compare list.

Investment potential

Would this stack up as a buy-to-let?

Open ▾

Investment inputs

Assumptions
Loan £236,250 · LTV 75%

At a glance

Gross yield

4.76%

Net yield

-0.28%

Monthly cashflow

£-73

ROI on cash

-0.9%

Monthly mortgage£1,034
Running costs£241
Break-even rent£1,275
Stamp Duty (BTL surcharge)£21,500
Cash invested£102,750

Sensitivity

Rent −10%

£-172/mo · -0.65%

Rent +10%

£26/mo · 0.10%

Rate +1%

£-270/mo · -1.03%

Rate −1%

£124/mo · 0.47%

Indicative only — mortgage products, tax treatment and Section 24 relief for higher-rate landlords depend on your personal circumstances. Speak to a broker and an accountant before buying.

Want a fuller model? Open the full calculator →

Due diligence

Checks, risks & material information

Check before you buy

Material information for this address — flooding, crime, connectivity, planning, ground conditions and legal notes. Indicative only; verify with your solicitor before exchange.

Flood risk

Surface waterMedium
Rivers & seaLow
ReservoirsLow
GroundwaterLow

Crime (last 12 months)

73

/ 1k residents

Low

0.9% vs previous year

Anti-social22
Violence23
Burglary11
Vehicle10
Other10

Broadband

803 Mbps

Up to 232 Mbps upload
StandardYes
SuperfastYes
UltrafastYes
Full fibreNo

11 providers available at this address.

Mobile coverage

NetworkIndoor voiceIndoor dataOutdoor voiceOutdoor data
EEGoodGoodGoodLimited
O2GoodGoodGoodLimited
ThreeGoodGoodGoodGood
VodafoneLimitedNoneGoodGood

Planning applications

5within 250 m in the last 12 months

  • Single-storey rear extension

    2026/3358/HH · 10 Feb 2026

    Approved
  • Two-storey side extension

    2026/1333/HH · 8 Jan 2026

    Approved
  • Loft conversion with rear dormer

    2026/4582/HH · 23 Jan 2026

    Pending

Ground & environment

CoalfieldNo
Historic miningNo
RadonMedium
SubsidenceLow
Contaminated landNone recorded

Building & legal

Listed buildingNot listed
Conservation areaNo
Tree Preservation OrderNo
Article 4 directionNone
Cladding / EWS1N/A
New-build warrantyN/A

Sources (to be integrated): Environment Agency, police.uk, Ofcom, planning.data.gov.uk, GOV.UK EPC register, Coal Authority, UK Radon.

Material information

NTSELAT Parts A/B/C
Tenure
freehold
Council tax band
C
Price qualifier
Guide price

Presented in line with National Trading Standards Estate & Letting Agency Team guidance.

Add value

Extension potential

Calculating extension options for this home…

Sold prices

Based on public sale records for Liverpool, L2 2PL and comparable homes nearby.

Property history

  • Oct 2020

    Sold

    £222,000

Sold nearby

Avg £321,667

  • 177 Chestnut Mews

    Semi-detached · 3 bed · 0.13 mi · Jan 2026

    £243,000

  • 146 Sycamore Mews

    Detached · 3 bed · 0.19 mi · Feb 2025

    £309,000

  • 57 Poplar Gardens

    Detached · 5 bed · 0.38 mi · Dec 2025

    £299,000

  • 169 Willow Lane

    Detached · 4 bed · 0.4 mi · Sept 2024

    £383,000

  • 158 Willow Lane

    Terraced · 4 bed · 0.46 mi · Mar 2026

    £374,000

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Contains HM Land Registry data © Crown copyright and database right 2026. Licensed under the Open Government Licence v3.0.

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