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3 bedroom flat, Abbey Road, Liverpool
For sale
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3 bedroom flat, Abbey Road, Liverpool

Liverpool, L2 3LP

Added 21 Jul 2026

£310,000

Guide price

Bedrooms

3

Bathrooms

1

Size

1,234 sqft

Type

flat

Match

81%

  • TenureLeasehold
  • Council taxBand G
  • EPCD
  • ParkingDriveway
  • GardenSouth Facing Garden

About this home

For sale — a 3-bedroom flat in Liverpool, L2 3LP, extending to approximately 1234 sq ft.

Key features

  • Bike storage
  • Communal gardens
  • Double glazing
  • Fibre broadband
  • Modern boiler
  • Well-managed block
  • Driveway parking
  • South-facing garden
  • EPC rating D

The Full Picture

Everything you need upfront

Facts a buyer or tenant should have before making an offer — in line with the Government's homebuying reform roadmap.

Full Picture 96%

Monthly ownership cost

Edit any line, add fees you know about, and see the total update live.

£2,489/ month

  • Mortgage

    Est.90% LTV · 4.75% · 25 yrs
    £
  • Council tax

    KnownBand G
    £
  • Service charge

    KnownReported by agent
    £
  • Ground rent

    KnownReported by agent
    £
  • Buildings insurance

    Est.Typical estimate
    £
  • Maintenance & repairs

    Est.~1% of value / yr
    £
Listed 21 Jul 2026 · 10 days on GaffbeePrice: No price changesSee full history →

Property facts

Tenure
Leasehold
Council tax
Band G
Year built
2024
Heating
Gas Central Heating
Parking
Driveway
Garden
South Facing Garden

Energy performance

  • A
  • B
  • C
  • DScore 68
  • E
  • F
  • G

The higher the rating, the more energy efficient the property and the lower the fuel bills.

Floorplan & rooms

Interactive

Total size

1,234 sqft

115

Key highlights

Where it is

Location & Street View

Loading Street View…

Approximate location. Drag the Street View to look around; use the Pegman to walk down the road.

Neighbourhood

Area, schools & transport

Nearby schools

Distance from this property · Ofsted-style ratings

Indicative catchments and ratings only — always confirm admissions with the local authority.

Transport nearby

Stations & stops
  • Kings Road

    Tram

    1.9 mi
  • Bridge Road Station

    Overground

    2.7 mi
  • Victoria

    Tube

    2.7 mi
  • Junction Station

    Tram

    3.4 mi

Commute highlights

Estimated travel times to major UK hubs

Manchester Piccadilly

32.1 mi away

Drive
50 min
Train
40 min

Leeds

65.1 mi away

Drive
1h 31m
Train
1h 5m

Birmingham New Street

79.9 mi away

Drive
1h 50m
Train
1h 16m

Bristol Temple Meads

137.5 mi away

Drive
3h 2m
Train
2h 1m

Edinburgh Waverley

175 mi away

Drive
3h 49m
Train
2h 30m

Estimates based on straight-line distance. Actual times vary with traffic, changes and service.

Nearby amenities

  • 🛒

    Supermarket

    Sainsbury's Local

    0.9 mi
  • 🏋️

    Gym

    PureGym

    1.0 mi
  • 🌳

    Park

    Riverside Gardens

    0.4 mi
  • 🩺

    GP surgery

    St Andrew's Medical

    0.4 mi
  • 🍽️

    Restaurants

    Riverside cafés

    0.4 mi
  • Café

    Kaffeine

    0.2 mi

Commute time

Estimate the journey from Liverpool, L2 3LP to your workplace or a place you visit often.

Broadband

Indicative Ofcom-style download speeds. Providers vary.

Standard14 Mbps
Superfast68 Mbps
Ultrafast612 Mbps

Mobile coverage

Voice & data indoor/outdoor by network.

  • EEIndoor: LimitedOutdoor: Limited
  • VodafoneIndoor: GoodOutdoor: Good
  • O2Indoor: GoodOutdoor: Good
  • ThreeIndoor: GoodOutdoor: Limited

Local market

Market insights

Local market

How this home compares in Liverpool, L2 3LP.

Area average

£323,292

This home -4%

12m change

+1.5%

Sold prices

Avg £/sqft

£441

This home £251

Buyer demand

Steady

Running the numbers

Costs & finance

Monthly cost breakdown

Leasehold · estimated running costs (all editable).

Total monthly cost

£2,528 /mo

£30,334 per year — indicative estimate.

Unaffordable · 56% of income
  • Mortgage£1,591/mo
    10% deposit · 4.75% · 25 yr63%
  • Council tax (Band G)£313/mo
    Indicative England average12%
  • Service charge£285/mo
    From listing11%
  • Ground rent£11/mo
    From listing0%
  • Maintenance & repairs£129/mo
    ~0.50% of value / yr5%
  • Utilities (energy + water)£200/mo
    Ofgem typical dual-fuel8%
Mortgage
Running costs (annual)

Mortgage calculator

Estimate

Repayment mortgage — you pay off capital and interest.

Monthly repayment

£1,591

Loan £279,000 · Deposit £31,000 (10%)

£486/mo more than interest-only — but you'd own the home outright after 25 years.

Total interest
£198,188
Total paid
£477,188

Figures are indicative — your actual rate depends on lender, credit, and product. Speak to a broker before you commit.

Sign in to save this calculation and revisit it from your shortlist or compare list.

Stamp Duty

Eng & NI · Apr 2025

SDLT payable on completion.

Estimated Stamp Duty

£5,500

Effective rate 1.77% on £310,000

Scotland (LBTT) and Wales (LTT) have different rates. Confirm with a solicitor before completion.

Mortgage affordability

Can you afford it?

Enter your income and deposit — we'll size up the biggest home a lender is likely to fund.

Max you could offer

£278,500

Loan up to £247,500 + £31,000 deposit · capped by income (4.5× LTI)

This listing

£310,000

Short by £31,500 · needs income ~£62,000/yr

Affordable monthly repayment
£1,604 /mo
Required repayment for this home
£1,455 /mo
Max loan on 4.5× income
£247,500
Deposit as % of listing
10.0%

Affordability summary

Stretch

You'd need about £62,000/yr income or £31,500 more deposit.

Monthly all-in

£1,739 /mo

£1,455 mortgage + £284 running · 38% of gross pay

Upfront cash

£39,899

£31,000 deposit + £5,500 SDLT + £3,399 fees

Lender check

Too big

Need £279,000 · max on income £247,500

  • Loan needed (£279,000) exceeds the 4.5× income cap of £247,500
  • Monthly all-in (£1,739) breaches your 35% repayment cap of £1,604
  • Upfront cash needed (£39,899) leaves little for reserves — plan for surveys, SDLT and fees

UK lenders typically cap borrowing at 4.5× total income and want repayments under ~35–40% of gross pay. Actual offers depend on credit, outgoings, and product — always get an Agreement in Principle.

Sign in to save this calculation and revisit it from your shortlist or compare list.

Tenure & lease

Tenure

leasehold

Lease remaining

147 years

Service charge

£3,417 / year

Ground rent

£131 / year

Investment potential

Would this stack up as a buy-to-let?

Open ▾

Investment inputs

Assumptions
Loan £232,500 · LTV 75%

At a glance

Gross yield

4.84%

Net yield

-0.22%

Monthly cashflow

£-57

ROI on cash

-0.7%

Monthly mortgage£1,017
Running costs£241
Break-even rent£1,259
Stamp Duty (BTL surcharge)£21,000
Cash invested£101,000

Sensitivity

Rent −10%

£-155/mo · -0.60%

Rent +10%

£42/mo · 0.16%

Rate +1%

£-250/mo · -0.97%

Rate −1%

£137/mo · 0.53%

Indicative only — mortgage products, tax treatment and Section 24 relief for higher-rate landlords depend on your personal circumstances. Speak to a broker and an accountant before buying.

Want a fuller model? Open the full calculator →

Due diligence

Checks, risks & material information

Check before you buy

Material information for this address — flooding, crime, connectivity, planning, ground conditions and legal notes. Indicative only; verify with your solicitor before exchange.

Flood risk

Surface waterMedium
Rivers & seaMedium
ReservoirsMedium
GroundwaterLow

Crime (last 12 months)

57

/ 1k residents

Low

2.4% vs previous year

Anti-social19
Violence15
Burglary8
Vehicle8
Other7

Broadband

795 Mbps

Up to 404 Mbps upload
StandardYes
SuperfastYes
UltrafastNo
Full fibreNo

8 providers available at this address.

Mobile coverage

NetworkIndoor voiceIndoor dataOutdoor voiceOutdoor data
EEGoodLimitedGoodGood
O2GoodGoodGoodGood
ThreeGoodNoneGoodGood
VodafoneGoodGoodGoodGood

Planning applications

2within 250 m in the last 12 months

  • Outbuilding for home office

    2026/9053/HH · 7 Jun 2026

    Approved
  • Front porch and boundary wall

    2026/4092/HH · 24 Mar 2026

    Refused

Ground & environment

CoalfieldNo
Historic miningYes
RadonLow
SubsidenceLow
Contaminated landNone recorded

Building & legal

Listed buildingNot listed
Conservation areaNo
Tree Preservation OrderNo
Article 4 directionNone
Cladding / EWS1N/A
New-build warrantyN/A

Sources (to be integrated): Environment Agency, police.uk, Ofcom, planning.data.gov.uk, GOV.UK EPC register, Coal Authority, UK Radon.

Material information

NTSELAT Parts A/B/C
Tenure
leasehold
Council tax band
G
Price qualifier
Guide price

Presented in line with National Trading Standards Estate & Letting Agency Team guidance.

Add value

Extension potential

Calculating extension options for this home…

Sold prices

Based on public sale records for Liverpool, L2 3LP and comparable homes nearby.

Property history

  • May 2022

    Sold

    £252,000

    +70.3% vs previous

  • Aug 2015

    Sold

    £148,000

Sold nearby

Avg £305,000

  • 25 Ivy Street

    Detached · 4 bed · 0.07 mi · Nov 2025

    £371,000

  • 146 Laurel Road

    Detached · 3 bed · 0.16 mi · Dec 2024

    £308,000

  • 169 Linden Mews

    Detached · 3 bed · 0.48 mi · Sept 2025

    £278,000

  • 120 Cedar Terrace

    Detached · 2 bed · 0.51 mi · Sept 2024

    £295,000

  • 115 Oak Terrace

    Terraced · 3 bed · 0.55 mi · Dec 2024

    £294,000

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Contains HM Land Registry data © Crown copyright and database right 2026. Licensed under the Open Government Licence v3.0.

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