2 bedroom penthouse, Church Lane, Manchester Northern Quarter
Manchester Northern Quarter, M4 1JS
Added 21 Jul 2026
£505,000
Guide price
Bedrooms
2
Bathrooms
2
Size
912 sqft
Type
penthouse
Match
79%
- TenureLeasehold
- Council taxBand C
- EPCB
- ChainChain-free
- ParkingNone
- GardenRoof Terrace
About this home
Key features
- Concierge service
- Private lift access
- Smart home system
- Underfloor heating
- Wine cooler
- Wraparound terrace
- None parking
- Roof terrace
- Chain free
- EPC rating B
The Full Picture
Everything you need upfront
Facts a buyer or tenant should have before making an offer — in line with the Government's homebuying reform roadmap.
Monthly ownership cost
Edit any line, add fees you know about, and see the total update live.
£3,359/ month
Mortgage
Est.90% LTV · 4.75% · 25 yrs£Council tax
KnownBand C£Service charge
KnownReported by agent£Ground rent
KnownReported by agent£Buildings insurance
Est.Typical estimate£Maintenance & repairs
Est.~1% of value / yr£
Property facts
- Tenure
- Leasehold
- Council tax
- Band C
- Year built
- 1975
- Heating
- Underfloor + Gas
- Parking
- None
- Garden
- Roof Terrace
- Chain
- Chain-free
Energy performance
- A
- BScore 84
- C
- D
- E
- F
- G
The higher the rating, the more energy efficient the property and the lower the fuel bills.
Floorplan & rooms
InteractiveTotal size
912 sqft
≈ 85 m²
Key highlights
Where it is
Location & Street View
Where it is
Location & Street View
Approximate location. Drag the Street View to look around; use the Pegman to walk down the road.
Neighbourhood
Area, schools & transport
Neighbourhood
Area, schools & transport
Nearby schools
Distance from this property · Ofsted-style ratings
Indicative catchments and ratings only — always confirm admissions with the local authority.
Transport nearby
Stations & stops- 0.9 mi
Junction
Tram
- 1.5 mi
Kings Road Station
Tube
- 2.2 mi
Kings Road
Rail
Commute highlights
Estimated travel times to major UK hubs
Manchester Piccadilly
1.4 mi away
Leeds
35.7 mi away
Birmingham New Street
71.6 mi away
Bristol Temple Meads
141.8 mi away
London Kings Cross
162.4 mi away
Estimates based on straight-line distance. Actual times vary with traffic, changes and service.
Nearby amenities
- 🛒0.9 mi
Supermarket
M&S Food
- 🏋️0.2 mi
Gym
Fitness First
- 🌳0.6 mi
Park
Riverside Gardens
- 🩺0.7 mi
GP surgery
Parkside Surgery
- 🍽️0.1 mi
Restaurants
Village square
- ☕0.3 mi
Café
Blue Brew
Commute time
Estimate the journey from Manchester Northern Quarter, M4 1JS to your workplace or a place you visit often.
Broadband
Indicative Ofcom-style download speeds. Providers vary.
Mobile coverage
Voice & data indoor/outdoor by network.
- EEIndoor: GoodOutdoor: Good
- VodafoneIndoor: GoodOutdoor: Good
- O2Indoor: GoodOutdoor: Good
- ThreeIndoor: GoodOutdoor: Good
Local market
Market insights
Local market
Market insights
Local market
How this home compares in Manchester Northern Quarter, M4 1JS.
Area average
£569,990
This home -11%
12m change
+1.7%
Sold prices
Avg £/sqft
£694
This home £554
Buyer demand
High
Running the numbers
Costs & finance
Running the numbers
Costs & finance
Monthly cost breakdown
Leasehold · estimated running costs (all editable).
Total monthly cost
£3,275 /mo
£39,296 per year — indicative estimate.
- Mortgage£2,591/mo10% deposit · 4.75% · 25 yr79%
- Council tax (Band C)£167/moIndicative England average5%
- Service charge£86/moFrom listing3%
- Ground rent£21/moFrom listing1%
- Maintenance & repairs£210/mo~0.50% of value / yr6%
- Utilities (energy + water)£200/moOfgem typical dual-fuel6%
Mortgage calculator
EstimateRepayment mortgage — you pay off capital and interest.
Monthly repayment
£2,591
Loan £454,500 · Deposit £50,500 (10%)
£792/mo more than interest-only — but you'd own the home outright after 25 years.
- Total interest
- £322,855
- Total paid
- £777,355
Figures are indicative — your actual rate depends on lender, credit, and product. Speak to a broker before you commit.
Sign in to save this calculation and revisit it from your shortlist or compare list.
Stamp Duty
Eng & NI · Apr 2025SDLT payable on completion.
Estimated Stamp Duty
£15,250
Effective rate 3.02% on £505,000
Scotland (LBTT) and Wales (LTT) have different rates. Confirm with a solicitor before completion.
Mortgage affordability
Can you afford it?Enter your income and deposit — we'll size up the biggest home a lender is likely to fund.
Max you could offer
£298,500
Loan up to £247,500 + £51,000 deposit · capped by income (4.5× LTI)
This listing
£505,000
Short by £206,500 · needs income ~£100,889/yr
- Affordable monthly repayment
- £1,604 /mo
- Required repayment for this home
- £2,368 /mo
- Max loan on 4.5× income
- £247,500
- Deposit as % of listing
- 10.1%
Affordability summary
StretchYou'd need about £100,889/yr income or £206,500 more deposit.
Monthly all-in
£2,831 /mo
£2,368 mortgage + £463 running · 62% of gross pay
Upfront cash
£70,052
£51,000 deposit + £15,250 SDLT + £3,802 fees
Lender check
Too big
Need £454,000 · max on income £247,500
- Loan needed (£454,000) exceeds the 4.5× income cap of £247,500
- Monthly all-in (£2,831) breaches your 35% repayment cap of £1,604
- Upfront cash needed (£70,052) leaves little for reserves — plan for surveys, SDLT and fees
UK lenders typically cap borrowing at 4.5× total income and want repayments under ~35–40% of gross pay. Actual offers depend on credit, outgoings, and product — always get an Agreement in Principle.
Sign in to save this calculation and revisit it from your shortlist or compare list.
Tenure & lease
Tenure
leasehold
Lease remaining
679 years
Service charge
£1,027 / year
Ground rent
£255 / year
Investment potential
Would this stack up as a buy-to-let?
Open ▾
Investment potential
Would this stack up as a buy-to-let?
Investment inputs
AssumptionsAt a glance
Gross yield
2.97%
Net yield
-1.65%
Monthly cashflow
£-696
ROI on cash
-4.9%
Sensitivity
Rent −10%
£-795/mo · -1.89%
Rent +10%
£-598/mo · -1.42%
Rate +1%
£-1,012/mo · -2.40%
Rate −1%
£-381/mo · -0.90%
Indicative only — mortgage products, tax treatment and Section 24 relief for higher-rate landlords depend on your personal circumstances. Speak to a broker and an accountant before buying.
Want a fuller model? Open the full calculator →
Due diligence
Checks, risks & material information
Due diligence
Checks, risks & material information
Check before you buy
Material information for this address — flooding, crime, connectivity, planning, ground conditions and legal notes. Indicative only; verify with your solicitor before exchange.
Flood risk
Crime (last 12 months)
65
/ 1k residents
Low▲ 4.8% vs previous year
Broadband
46 Mbps
Up to 8 Mbps upload10 providers available at this address.
Mobile coverage
| Network | Indoor voice | Indoor data | Outdoor voice | Outdoor data |
|---|---|---|---|---|
| EE | Good | Limited | Good | Good |
| O2 | Good | Limited | Limited | Good |
| Three | Good | Good | Good | Limited |
| Vodafone | Good | None | Limited | Good |
Planning applications
2within 250 m in the last 12 months
- Refused
Change of use to residential
2025/2067/HH · 2 Nov 2025
- Refused
Outbuilding for home office
2025/5191/HH · 25 Nov 2025
Ground & environment
Building & legal
Sources (to be integrated): Environment Agency, police.uk, Ofcom, planning.data.gov.uk, GOV.UK EPC register, Coal Authority, UK Radon.
Material information
NTSELAT Parts A/B/C- Tenure
- leasehold
- Council tax band
- C
- Price qualifier
- Guide price
Presented in line with National Trading Standards Estate & Letting Agency Team guidance.
Add value
Extension potential
Add value
Extension potential
Calculating extension options for this home…
Sold prices
Based on public sale records for Manchester Northern Quarter, M4 1JS and comparable homes nearby.
Property history
Jul 2018
Sold
£293,000
Sold nearby
Avg £521,333
4 Rowan Terrace
Flat · 2 bed · 0.06 mi · Sept 2024
£495,000
122 Willow Gardens
Semi-detached · 2 bed · 0.11 mi · Nov 2024
£453,000
74 Rowan Street
Detached · 3 bed · 0.41 mi · Sept 2025
£521,000
155 Rowan Avenue
Detached · 2 bed · 0.49 mi · Apr 2025
£509,000
63 Hazel Close
Detached · 3 bed · 0.54 mi · Jun 2026
£601,000
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Contains HM Land Registry data © Crown copyright and database right 2026. Licensed under the Open Government Licence v3.0.
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