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HomeSearchOxford, OX2 6EH
2 bedroom detached house, Wellington Gardens, Oxford
For sale
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2 bedroom detached house, Wellington Gardens, Oxford

Oxford, OX2 6EH

Added 21 Jul 2026

£1,270,000

Guide price

Bedrooms

2

Bathrooms

2

Size

966 sqft

Type

detached

Match

99%

  • TenureFreehold
  • Council taxBand B
  • EPCC
  • ChainChain-free
  • ParkingNone
  • GardenCourtyard

About this home

For sale — a 2-bedroom detached in Oxford, OX2 6EH, extending to approximately 966 sq ft.

Key features

  • Double glazing
  • Driveway parking
  • En-suite to main bedroom
  • Fitted kitchen
  • Gas central heating
  • South-facing garden
  • None parking
  • Courtyard
  • Chain free
  • EPC rating C

The Full Picture

Everything you need upfront

Facts a buyer or tenant should have before making an offer — in line with the Government's homebuying reform roadmap.

Full Picture 96%

Monthly ownership cost

Edit any line, add fees you know about, and see the total update live.

£7,922/ month

  • Mortgage

    Est.90% LTV · 4.75% · 25 yrs
    £
  • Council tax

    KnownBand B
    £
  • Buildings insurance

    Est.Typical estimate
    £
  • Maintenance & repairs

    Est.~1% of value / yr
    £
Listed 21 Jul 2026 · 10 days on GaffbeePrice: No price changesSee full history →

Property facts

Tenure
Freehold
Council tax
Band B
Year built
1912
Heating
Electric
Parking
None
Garden
Courtyard
Chain
Chain-free

Energy performance

  • A
  • B
  • CScore 78
  • D
  • E
  • F
  • G

The higher the rating, the more energy efficient the property and the lower the fuel bills.

Floorplan & rooms

Interactive

Total size

966 sqft

90

Key highlights

Where it is

Location & Street View

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Approximate location. Drag the Street View to look around; use the Pegman to walk down the road.

Neighbourhood

Area, schools & transport

Nearby schools

Distance from this property · Ofsted-style ratings

Indicative catchments and ratings only — always confirm admissions with the local authority.

Transport nearby

Stations & stops
  • Junction

    Tram

    0.3 mi
  • Victoria

    Tram

    1.6 mi
  • Bridge Road Station

    Overground

    2.9 mi

Commute highlights

Estimated travel times to major UK hubs

London Kings Cross

51 mi away

Drive
1h 14m
Train
54 min

Birmingham New Street

56.7 mi away

Drive
1h 21m
Train
59 min

Bristol Temple Meads

60.8 mi away

Drive
1h 26m
Train
1h 2m

Manchester Piccadilly

125.6 mi away

Drive
2h 47m
Train
1h 52m

Leeds

141.3 mi away

Drive
3h 7m
Train
2h 4m

Estimates based on straight-line distance. Actual times vary with traffic, changes and service.

Nearby amenities

  • 🛒

    Supermarket

    Co-op

    0.7 mi
  • 🏋️

    Gym

    Fitness First

    0.1 mi
  • 🌳

    Park

    Riverside Gardens

    0.3 mi
  • 🩺

    GP surgery

    The Health Practice

    0.1 mi
  • 🍽️

    Restaurants

    Village square

    1.0 mi
  • Café

    Kaffeine

    0.8 mi

Commute time

Estimate the journey from Oxford, OX2 6EH to your workplace or a place you visit often.

Broadband

Indicative Ofcom-style download speeds. Providers vary.

Standard26 Mbps
Superfast45 Mbps
Ultrafast824 Mbps

Mobile coverage

Voice & data indoor/outdoor by network.

  • EEIndoor: NoneOutdoor: Good
  • VodafoneIndoor: GoodOutdoor: Good
  • O2Indoor: GoodOutdoor: Good
  • ThreeIndoor: GoodOutdoor: Limited

Local market

Market insights

Local market

How this home compares in Oxford, OX2 6EH.

Area average

£1,335,924

This home -5%

12m change

+1.1%

Sold prices

Avg £/sqft

£977

This home £1315

Buyer demand

Steady

Running the numbers

Costs & finance

Monthly cost breakdown

Freehold · estimated running costs (all editable).

Total monthly cost

£8,047 /mo

£96,567 per year — indicative estimate.

Unaffordable · 179% of income
  • Mortgage£6,516/mo
    10% deposit · 4.75% · 25 yr81%
  • Council tax (Band B)£146/mo
    Indicative England average2%
  • Buildings insurance£127/mo
    ~0.12% of value / yr2%
  • Maintenance & repairs£1,058/mo
    ~1.00% of value / yr13%
  • Utilities (energy + water)£200/mo
    Ofgem typical dual-fuel2%
Mortgage
Running costs (annual)

Mortgage calculator

Estimate

Repayment mortgage — you pay off capital and interest.

Monthly repayment

£6,516

Loan £1,143,000 · Deposit £127,000 (10%)

£1,992/mo more than interest-only — but you'd own the home outright after 25 years.

Total interest
£811,932
Total paid
£1,954,932

Figures are indicative — your actual rate depends on lender, credit, and product. Speak to a broker before you commit.

Sign in to save this calculation and revisit it from your shortlist or compare list.

Stamp Duty

Eng & NI · Apr 2025

SDLT payable on completion.

Estimated Stamp Duty

£70,750

Effective rate 5.57% on £1,270,000

Scotland (LBTT) and Wales (LTT) have different rates. Confirm with a solicitor before completion.

Mortgage affordability

Can you afford it?

Enter your income and deposit — we'll size up the biggest home a lender is likely to fund.

Max you could offer

£374,500

Loan up to £247,500 + £127,000 deposit · capped by income (4.5× LTI)

This listing

£1,270,000

Short by £895,500 · needs income ~£254,000/yr

Affordable monthly repayment
£1,604 /mo
Required repayment for this home
£5,962 /mo
Max loan on 4.5× income
£247,500
Deposit as % of listing
10.0%

Affordability summary

Stretch

You'd need about £254,000/yr income or £895,500 more deposit.

Monthly all-in

£7,126 /mo

£5,962 mortgage + £1,164 running · 155% of gross pay

Upfront cash

£202,904

£127,000 deposit + £70,750 SDLT + £5,154 fees

Lender check

Too big

Need £1,143,000 · max on income £247,500

  • Loan needed (£1,143,000) exceeds the 4.5× income cap of £247,500
  • Monthly all-in (£7,126) breaches your 35% repayment cap of £1,604
  • Upfront cash needed (£202,904) leaves little for reserves — plan for surveys, SDLT and fees

UK lenders typically cap borrowing at 4.5× total income and want repayments under ~35–40% of gross pay. Actual offers depend on credit, outgoings, and product — always get an Agreement in Principle.

Sign in to save this calculation and revisit it from your shortlist or compare list.

Investment potential

Would this stack up as a buy-to-let?

Open ▾

Investment inputs

Assumptions
Loan £952,500 · LTV 75%

At a glance

Gross yield

1.18%

Net yield

-3.03%

Monthly cashflow

£-3,207

ROI on cash

-8.5%

Monthly mortgage£4,167
Running costs£241
Break-even rent£4,409
Stamp Duty (BTL surcharge)£134,250
Cash invested£454,250

Sensitivity

Rent −10%

£-3,305/mo · -3.12%

Rent +10%

£-3,108/mo · -2.94%

Rate +1%

£-4,000/mo · -3.78%

Rate −1%

£-2,413/mo · -2.28%

Indicative only — mortgage products, tax treatment and Section 24 relief for higher-rate landlords depend on your personal circumstances. Speak to a broker and an accountant before buying.

Want a fuller model? Open the full calculator →

Due diligence

Checks, risks & material information

Check before you buy

Material information for this address — flooding, crime, connectivity, planning, ground conditions and legal notes. Indicative only; verify with your solicitor before exchange.

Flood risk

Surface waterMedium
Rivers & seaHigh
ReservoirsMedium
GroundwaterLow

Crime (last 12 months)

74

/ 1k residents

Low

0.1% vs previous year

Anti-social24
Violence19
Burglary10
Vehicle11
Other8

Broadband

267 Mbps

Up to 196 Mbps upload
StandardYes
SuperfastYes
UltrafastYes
Full fibreNo

8 providers available at this address.

Mobile coverage

NetworkIndoor voiceIndoor dataOutdoor voiceOutdoor data
EEGoodGoodGoodLimited
O2LimitedGoodGoodGood
ThreeGoodGoodGoodGood
VodafoneGoodNoneGoodGood

Planning applications

4within 250 m in the last 12 months

  • Replacement windows (conservation)

    2026/2833/HH · 17 Feb 2026

    Refused
  • Front porch and boundary wall

    2026/5864/HH · 4 Mar 2026

    Pending
  • Loft conversion with rear dormer

    2025/3094/HH · 2 Oct 2025

    Pending

Ground & environment

CoalfieldYes — search recommended
Historic miningNo
RadonLow
SubsidenceMedium
Contaminated landNone recorded

Building & legal

Listed buildingNot listed
Conservation areaYes
Tree Preservation OrderYes
Article 4 directionNone
Cladding / EWS1N/A
New-build warrantyN/A

Sources (to be integrated): Environment Agency, police.uk, Ofcom, planning.data.gov.uk, GOV.UK EPC register, Coal Authority, UK Radon.

Material information

NTSELAT Parts A/B/C
Tenure
freehold
Council tax band
B
Price qualifier
Guide price

Presented in line with National Trading Standards Estate & Letting Agency Team guidance.

Add value

Extension potential

Calculating extension options for this home…

Sold prices

Based on public sale records for Oxford, OX2 6EH and comparable homes nearby.

Property history

  • Apr 2021

    Sold

    £917,000

    +52.6% vs previous

  • May 2018

    Sold

    £601,000

Sold nearby

Avg £1,270,500

  • 45 Poplar Avenue

    Flat · 3 bed · 0.19 mi · Nov 2025

    £1,448,000

  • 158 Sycamore Avenue

    Detached · 1 bed · 0.22 mi · May 2026

    £993,000

  • 147 Beech Street

    Terraced · 1 bed · 0.22 mi · Feb 2025

    £1,084,000

  • 98 Ash Lane

    Flat · 1 bed · 0.22 mi · Jun 2026

    £1,258,000

  • 171 Ash Lane

    Flat · 2 bed · 0.36 mi · Aug 2025

    £1,527,000

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Contains HM Land Registry data © Crown copyright and database right 2026. Licensed under the Open Government Licence v3.0.

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