2 bedroom penthouse, Cedar Close, Oxford
Oxford, OX3 2BB
Added 21 Jul 2026
£1,065,000
Guide price
Bedrooms
2
Bathrooms
2
Size
1,117 sqft
Type
penthouse
Match
90%
- TenureLeasehold
- Council taxBand E
- EPCF
- ParkingNone
- GardenPrivate Rear Garden
About this home
Key features
- Air conditioning
- Concierge service
- Floor-to-ceiling glazing
- Smart home system
- Two secure parking spaces
- Wine cooler
- None parking
- Private rear garden
- EPC rating F
The Full Picture
Everything you need upfront
Facts a buyer or tenant should have before making an offer — in line with the Government's homebuying reform roadmap.
Monthly ownership cost
Edit any line, add fees you know about, and see the total update live.
£7,061/ month
Mortgage
Est.90% LTV · 4.75% · 25 yrs£Council tax
KnownBand E£Service charge
KnownReported by agent£Ground rent
KnownReported by agent£Buildings insurance
Est.Typical estimate£Maintenance & repairs
Est.~1% of value / yr£
Property facts
- Tenure
- Leasehold
- Council tax
- Band E
- Year built
- 1935
- Heating
- Underfloor + Gas
- Parking
- None
- Garden
- Private Rear Garden
Energy performance
- A
- B
- C
- D
- E
- FScore 36
- G
The higher the rating, the more energy efficient the property and the lower the fuel bills.
Floorplan & rooms
InteractiveTotal size
1,117 sqft
≈ 104 m²
Key highlights
Where it is
Location & Street View
Where it is
Location & Street View
Approximate location. Drag the Street View to look around; use the Pegman to walk down the road.
Neighbourhood
Area, schools & transport
Neighbourhood
Area, schools & transport
Nearby schools
Distance from this property · Ofsted-style ratings
Indicative catchments and ratings only — always confirm admissions with the local authority.
Transport nearby
Stations & stops- 0.7 mi
Kings Road Station
Tram
- 1.1 mi
High Street Station
Tram
- 1.4 mi
Riverside
Tram
- 3.1 mi
Junction
Rail
Commute highlights
Estimated travel times to major UK hubs
London Kings Cross
51.2 mi away
Birmingham New Street
56.1 mi away
Bristol Temple Meads
61 mi away
Manchester Piccadilly
125 mi away
Leeds
140.6 mi away
Estimates based on straight-line distance. Actual times vary with traffic, changes and service.
Nearby amenities
- 🛒0.7 mi
Supermarket
Co-op
- 🏋️0.5 mi
Gym
Fitness First
- 🌳0.3 mi
Park
Riverside Gardens
- 🩺0.7 mi
GP surgery
St Andrew's Medical
- 🍽️0.6 mi
Restaurants
Local high street
- ☕0.6 mi
Café
Blue Brew
Commute time
Estimate the journey from Oxford, OX3 2BB to your workplace or a place you visit often.
Broadband
Indicative Ofcom-style download speeds. Providers vary.
Mobile coverage
Voice & data indoor/outdoor by network.
- EEIndoor: LimitedOutdoor: Limited
- VodafoneIndoor: GoodOutdoor: Good
- O2Indoor: LimitedOutdoor: Good
- ThreeIndoor: GoodOutdoor: Good
Local market
Market insights
Local market
Market insights
Local market
How this home compares in Oxford, OX3 2BB.
Area average
£920,819
This home +16%
12m change
-1.5%
Sold prices
Avg £/sqft
£448
This home £953
Buyer demand
High
Running the numbers
Costs & finance
Running the numbers
Costs & finance
Monthly cost breakdown
Leasehold · estimated running costs (all editable).
Total monthly cost
£6,654 /mo
£79,853 per year — indicative estimate.
- Mortgage£5,465/mo10% deposit · 4.75% · 25 yr82%
- Council tax (Band E)£229/moIndicative England average3%
- Service charge£284/moFrom listing4%
- Ground rent£32/moFrom listing0%
- Maintenance & repairs£444/mo~0.50% of value / yr7%
- Utilities (energy + water)£200/moOfgem typical dual-fuel3%
Mortgage calculator
EstimateRepayment mortgage — you pay off capital and interest.
Monthly repayment
£5,465
Loan £958,500 · Deposit £106,500 (10%)
£1,671/mo more than interest-only — but you'd own the home outright after 25 years.
- Total interest
- £680,872
- Total paid
- £1,639,372
Figures are indicative — your actual rate depends on lender, credit, and product. Speak to a broker before you commit.
Sign in to save this calculation and revisit it from your shortlist or compare list.
Stamp Duty
Eng & NI · Apr 2025SDLT payable on completion.
Estimated Stamp Duty
£50,250
Effective rate 4.72% on £1,065,000
Scotland (LBTT) and Wales (LTT) have different rates. Confirm with a solicitor before completion.
Mortgage affordability
Can you afford it?Enter your income and deposit — we'll size up the biggest home a lender is likely to fund.
Max you could offer
£354,500
Loan up to £247,500 + £107,000 deposit · capped by income (4.5× LTI)
This listing
£1,065,000
Short by £710,500 · needs income ~£212,889/yr
- Affordable monthly repayment
- £1,604 /mo
- Required repayment for this home
- £4,997 /mo
- Max loan on 4.5× income
- £247,500
- Deposit as % of listing
- 10.0%
Affordability summary
StretchYou'd need about £212,889/yr income or £710,500 more deposit.
Monthly all-in
£5,973 /mo
£4,997 mortgage + £976 running · 130% of gross pay
Upfront cash
£162,097
£107,000 deposit + £50,250 SDLT + £4,847 fees
Lender check
Too big
Need £958,000 · max on income £247,500
- Loan needed (£958,000) exceeds the 4.5× income cap of £247,500
- Monthly all-in (£5,973) breaches your 35% repayment cap of £1,604
- Upfront cash needed (£162,097) leaves little for reserves — plan for surveys, SDLT and fees
UK lenders typically cap borrowing at 4.5× total income and want repayments under ~35–40% of gross pay. Actual offers depend on credit, outgoings, and product — always get an Agreement in Principle.
Sign in to save this calculation and revisit it from your shortlist or compare list.
Tenure & lease
Tenure
leasehold
Lease remaining
839 years
Service charge
£3,412 / year
Ground rent
£388 / year
Investment potential
Would this stack up as a buy-to-let?
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Investment potential
Would this stack up as a buy-to-let?
Investment inputs
AssumptionsAt a glance
Gross yield
1.41%
Net yield
-2.86%
Monthly cashflow
£-2,534
ROI on cash
-8.2%
Sensitivity
Rent −10%
£-2,633/mo · -2.97%
Rent +10%
£-2,435/mo · -2.74%
Rate +1%
£-3,200/mo · -3.61%
Rate −1%
£-1,868/mo · -2.11%
Indicative only — mortgage products, tax treatment and Section 24 relief for higher-rate landlords depend on your personal circumstances. Speak to a broker and an accountant before buying.
Want a fuller model? Open the full calculator →
Due diligence
Checks, risks & material information
Due diligence
Checks, risks & material information
Check before you buy
Material information for this address — flooding, crime, connectivity, planning, ground conditions and legal notes. Indicative only; verify with your solicitor before exchange.
Flood risk
Crime (last 12 months)
38
/ 1k residents
Low▲ 5.3% vs previous year
Broadband
575 Mbps
Up to 144 Mbps upload6 providers available at this address.
Mobile coverage
| Network | Indoor voice | Indoor data | Outdoor voice | Outdoor data |
|---|---|---|---|---|
| EE | None | Good | Good | Good |
| O2 | Good | None | Limited | Good |
| Three | Good | Good | Good | Good |
| Vodafone | Good | None | Good | Limited |
Planning applications
3within 250 m in the last 12 months
- Withdrawn
Outbuilding for home office
2026/9539/HH · 15 Jan 2026
- Pending
Loft conversion with rear dormer
2025/9828/HH · 10 Oct 2025
- Approved
Two-storey side extension
2026/8506/HH · 19 Jun 2026
Ground & environment
Building & legal
Sources (to be integrated): Environment Agency, police.uk, Ofcom, planning.data.gov.uk, GOV.UK EPC register, Coal Authority, UK Radon.
Material information
NTSELAT Parts A/B/C- Tenure
- leasehold
- Council tax band
- E
- Price qualifier
- Guide price
Presented in line with National Trading Standards Estate & Letting Agency Team guidance.
Add value
Extension potential
Add value
Extension potential
Calculating extension options for this home…
Sold prices
Based on public sale records for Oxford, OX3 2BB and comparable homes nearby.
Property history
Nov 2021
Sold
£851,000
+51.7% vs previous
Oct 2016
Sold
£561,000
Sold nearby
Avg £1,016,000
88 Elm Terrace
Detached · 3 bed · 0.12 mi · Mar 2025
£991,000
47 Linden Close
Semi-detached · 2 bed · 0.29 mi · Feb 2026
£1,327,000
38 Hazel Mews
Semi-detached · 2 bed · 0.3 mi · Jun 2025
£858,000
33 Hazel Gardens
Flat · 1 bed · 0.31 mi · May 2025
£849,000
34 Poplar Avenue
Detached · 3 bed · 0.34 mi · Dec 2024
£816,000
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Contains HM Land Registry data © Crown copyright and database right 2026. Licensed under the Open Government Licence v3.0.
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