4 bedroom semi-detached, Park Road, Oxford
Oxford, OX1 5XY
Added 21 Jul 2026
£2,690,000
Guide price
Bedrooms
4
Bathrooms
3
Size
1,630 sqft
Type
semi
Match
98%
- TenureFreehold
- Council taxBand D
- EPCC
- ParkingNone
- GardenRoof Terrace
About this home
Key features
- Double glazing
- En-suite
- Fitted kitchen
- Loft with ladder
- Off-street parking
- Rear garden
- None parking
- Roof terrace
- EPC rating C
The Full Picture
Everything you need upfront
Facts a buyer or tenant should have before making an offer — in line with the Government's homebuying reform roadmap.
Property facts
- Tenure
- Freehold
- Council tax
- Band D
- Year built
- 1870
- Heating
- Underfloor + Gas
- Parking
- None
- Garden
- Roof Terrace
Energy performance
- A
- B
- CScore 77
- D
- E
- F
- G
The higher the rating, the more energy efficient the property and the lower the fuel bills.
Floorplan & rooms
InteractiveTotal size
1,630 sqft
≈ 151 m²
Key highlights
Where it is
Location & Street View
Where it is
Location & Street View
Approximate location. Drag the Street View to look around; use the Pegman to walk down the road.
Neighbourhood
Area, schools & transport
Neighbourhood
Area, schools & transport
Nearby schools
Distance from this property · Ofsted-style ratings
Indicative catchments and ratings only — always confirm admissions with the local authority.
Transport nearby
Stations & stops- 0.7 mi
Riverside
Tube
- 1.7 mi
Bridge Road
Rail
- 2.1 mi
Victoria
Rail
Commute highlights
Estimated travel times to major UK hubs
London Kings Cross
50.3 mi away
Birmingham New Street
57.5 mi away
Bristol Temple Meads
61.1 mi away
Manchester Piccadilly
126.4 mi away
Leeds
141.9 mi away
Estimates based on straight-line distance. Actual times vary with traffic, changes and service.
Nearby amenities
- 🛒0.6 mi
Supermarket
Waitrose
- 🏋️0.6 mi
Gym
The Gym Group
- 🌳0.9 mi
Park
Riverside Gardens
- 🩺0.6 mi
GP surgery
Parkside Surgery
- 🍽️0.2 mi
Restaurants
Village square
- ☕0.6 mi
Café
Kaffeine
Commute time
Estimate the journey from Oxford, OX1 5XY to your workplace or a place you visit often.
Broadband
Indicative Ofcom-style download speeds. Providers vary.
Mobile coverage
Voice & data indoor/outdoor by network.
- EEIndoor: GoodOutdoor: Good
- VodafoneIndoor: LimitedOutdoor: Limited
- O2Indoor: LimitedOutdoor: Good
- ThreeIndoor: GoodOutdoor: Good
Local market
Market insights
Local market
Market insights
Local market
How this home compares in Oxford, OX1 5XY.
Area average
£2,646,938
This home +2%
12m change
+1.1%
Sold prices
Avg £/sqft
£667
This home £1650
Buyer demand
Steady
Running the numbers
Costs & finance
Running the numbers
Costs & finance
Mortgage calculator
EstimateRepayment mortgage — you pay off capital and interest.
Monthly repayment
£13,803
Loan £2,421,000 · Deposit £269,000 (10%)
£4,219/mo more than interest-only — but you'd own the home outright after 25 years.
- Total interest
- £1,719,762
- Total paid
- £4,140,762
Figures are indicative — your actual rate depends on lender, credit, and product. Speak to a broker before you commit.
Sign in to save this calculation and revisit it from your shortlist or compare list.
Stamp Duty
Eng & NI · Apr 2025SDLT payable on completion.
Estimated Stamp Duty
£236,550
Effective rate 8.79% on £2,690,000
Scotland (LBTT) and Wales (LTT) have different rates. Confirm with a solicitor before completion.
Mortgage affordability
Can you afford it?Enter your income and deposit — we'll size up the biggest home a lender is likely to fund.
Max you could offer
£516,500
Loan up to £247,500 + £269,000 deposit · capped by income (4.5× LTI)
This listing
£2,690,000
Short by £2,173,500 · needs income ~£538,000/yr
- Affordable monthly repayment
- £1,604 /mo
- Required repayment for this home
- £12,629 /mo
- Max loan on 4.5× income
- £247,500
- Deposit as % of listing
- 10.0%
Affordability summary
StretchYou'd need about £538,000/yr income or £2,173,500 more deposit.
Monthly all-in
£15,095 /mo
£12,629 mortgage + £2,466 running · 329% of gross pay
Upfront cash
£512,834
£269,000 deposit + £236,550 SDLT + £7,284 fees
Lender check
Too big
Need £2,421,000 · max on income £247,500
- Loan needed (£2,421,000) exceeds the 4.5× income cap of £247,500
- Monthly all-in (£15,095) breaches your 35% repayment cap of £1,604
- Upfront cash needed (£512,834) leaves little for reserves — plan for surveys, SDLT and fees
UK lenders typically cap borrowing at 4.5× total income and want repayments under ~35–40% of gross pay. Actual offers depend on credit, outgoings, and product — always get an Agreement in Principle.
Sign in to save this calculation and revisit it from your shortlist or compare list.
Due diligence
Checks, risks & material information
Due diligence
Checks, risks & material information
Check before you buy
Material information for this address — flooding, crime, connectivity, planning, ground conditions and legal notes. Indicative only; verify with your solicitor before exchange.
Flood risk
Crime (last 12 months)
103
/ 1k residents
Medium▲ 7.4% vs previous year
Broadband
143 Mbps
Up to 37 Mbps upload10 providers available at this address.
Mobile coverage
| Network | Indoor voice | Indoor data | Outdoor voice | Outdoor data |
|---|---|---|---|---|
| EE | Good | None | Good | Good |
| O2 | Good | Good | Good | Good |
| Three | Good | Good | Good | Good |
| Vodafone | Limited | Good | Good | Limited |
Planning applications
5within 250 m in the last 12 months
- Pending
Replacement windows (conservation)
2025/1974/HH · 1 Nov 2025
- Pending
Two-storey side extension
2025/5542/HH · 27 Dec 2025
- Pending
Outbuilding for home office
2026/1580/HH · 20 Jun 2026
Ground & environment
Building & legal
Sources (to be integrated): Environment Agency, police.uk, Ofcom, planning.data.gov.uk, GOV.UK EPC register, Coal Authority, UK Radon.
Material information
NTSELAT Parts A/B/C- Tenure
- freehold
- Council tax band
- D
- Price qualifier
- Guide price
Presented in line with National Trading Standards Estate & Letting Agency Team guidance.
Sold prices
Based on public sale records for Oxford, OX1 5XY and comparable homes nearby.
Property history
May 2021
Sold
£2,167,000
Sold nearby
Avg £2,577,000
178 Poplar Street
Detached · 3 bed · 0.08 mi · Jan 2026
£2,067,000
168 Ash Mews
Detached · 3 bed · 0.11 mi · Jan 2026
£3,015,000
128 Maple Road
Semi-detached · 5 bed · 0.36 mi · May 2025
£3,181,000
38 Maple Close
Detached · 4 bed · 0.46 mi · Apr 2025
£2,150,000
26 Laurel Terrace
Semi-detached · 3 bed · 0.52 mi · Nov 2024
£2,096,000
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Contains HM Land Registry data © Crown copyright and database right 2026. Licensed under the Open Government Licence v3.0.
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