4 bedroom apartment, Old Road, Summertown
Summertown, OX2 3PL
Added 21 Jul 2026
£1,210,000
Guide price
Bedrooms
4
Bathrooms
1
Size
1,669 sqft
Type
apartment
Match
94%
- TenureLeasehold
- Council taxBand C
- EPCD
- ParkingAllocated Bay
- GardenNone
About this home
Key features
- 24/7 security
- Communal gardens
- Integrated appliances
- Passenger lift
- Residents parking
- Video entry
- Allocated bay parking
- None
- EPC rating D
The Full Picture
Everything you need upfront
Facts a buyer or tenant should have before making an offer — in line with the Government's homebuying reform roadmap.
Property facts
- Tenure
- Leasehold
- Council tax
- Band C
- Year built
- 1996
- Heating
- Air Source Heat Pump
- Parking
- Allocated Bay
- Garden
- None
Energy performance
- A
- B
- C
- DScore 65
- E
- F
- G
The higher the rating, the more energy efficient the property and the lower the fuel bills.
Floorplan & rooms
InteractiveTotal size
1,669 sqft
≈ 155 m²
Key highlights
Where it is
Location & Street View
Where it is
Location & Street View
Approximate location. Drag the Street View to look around; use the Pegman to walk down the road.
Neighbourhood
Area, schools & transport
Neighbourhood
Area, schools & transport
Nearby schools
Distance from this property · Ofsted-style ratings
Indicative catchments and ratings only — always confirm admissions with the local authority.
Transport nearby
Stations & stops- 1.3 mi
Kings Road
Rail
- 2.2 mi
Central
Rail
- 2.9 mi
Junction Station
Rail
- 3.4 mi
High Street
Overground
Commute highlights
Estimated travel times to major UK hubs
London Kings Cross
51.6 mi away
Birmingham New Street
56.1 mi away
Bristol Temple Meads
60.5 mi away
Manchester Piccadilly
125 mi away
Leeds
140.7 mi away
Estimates based on straight-line distance. Actual times vary with traffic, changes and service.
Nearby amenities
- 🛒0.7 mi
Supermarket
Tesco Express
- 🏋️0.4 mi
Gym
Anytime Fitness
- 🌳0.2 mi
Park
Victoria Park
- 🩺0.6 mi
GP surgery
St Andrew's Medical
- 🍽️0.6 mi
Restaurants
Riverside cafés
- ☕0.7 mi
Café
Kaffeine
Commute time
Estimate the journey from Summertown, OX2 3PL to your workplace or a place you visit often.
Broadband
Indicative Ofcom-style download speeds. Providers vary.
Mobile coverage
Voice & data indoor/outdoor by network.
- EEIndoor: NoneOutdoor: Good
- VodafoneIndoor: LimitedOutdoor: Limited
- O2Indoor: GoodOutdoor: Good
- ThreeIndoor: GoodOutdoor: Good
Local market
Market insights
Local market
Market insights
Local market
How this home compares in Summertown, OX2 3PL.
Area average
£1,291,116
This home -6%
12m change
-1.8%
Sold prices
Avg £/sqft
£601
This home £725
Buyer demand
High
Running the numbers
Costs & finance
Running the numbers
Costs & finance
Mortgage calculator
EstimateRepayment mortgage — you pay off capital and interest.
Monthly repayment
£6,209
Loan £1,089,000 · Deposit £121,000 (10%)
£1,898/mo more than interest-only — but you'd own the home outright after 25 years.
- Total interest
- £773,573
- Total paid
- £1,862,573
Figures are indicative — your actual rate depends on lender, credit, and product. Speak to a broker before you commit.
Sign in to save this calculation and revisit it from your shortlist or compare list.
Stamp Duty
Eng & NI · Apr 2025SDLT payable on completion.
Estimated Stamp Duty
£64,750
Effective rate 5.35% on £1,210,000
Scotland (LBTT) and Wales (LTT) have different rates. Confirm with a solicitor before completion.
Mortgage affordability
Can you afford it?Enter your income and deposit — we'll size up the biggest home a lender is likely to fund.
Max you could offer
£368,500
Loan up to £247,500 + £121,000 deposit · capped by income (4.5× LTI)
This listing
£1,210,000
Short by £841,500 · needs income ~£242,000/yr
- Affordable monthly repayment
- £1,604 /mo
- Required repayment for this home
- £5,681 /mo
- Max loan on 4.5× income
- £247,500
- Deposit as % of listing
- 10.0%
Affordability summary
StretchYou'd need about £242,000/yr income or £841,500 more deposit.
Monthly all-in
£6,790 /mo
£5,681 mortgage + £1,109 running · 148% of gross pay
Upfront cash
£190,814
£121,000 deposit + £64,750 SDLT + £5,064 fees
Lender check
Too big
Need £1,089,000 · max on income £247,500
- Loan needed (£1,089,000) exceeds the 4.5× income cap of £247,500
- Monthly all-in (£6,790) breaches your 35% repayment cap of £1,604
- Upfront cash needed (£190,814) leaves little for reserves — plan for surveys, SDLT and fees
UK lenders typically cap borrowing at 4.5× total income and want repayments under ~35–40% of gross pay. Actual offers depend on credit, outgoings, and product — always get an Agreement in Principle.
Sign in to save this calculation and revisit it from your shortlist or compare list.
Tenure & lease
Tenure
leasehold
Lease remaining
266 years
Service charge
£2,390 / year
Ground rent
£167 / year
Due diligence
Checks, risks & material information
Due diligence
Checks, risks & material information
Check before you buy
Material information for this address — flooding, crime, connectivity, planning, ground conditions and legal notes. Indicative only; verify with your solicitor before exchange.
Flood risk
Crime (last 12 months)
33
/ 1k residents
Low▲ 1.4% vs previous year
Broadband
643 Mbps
Up to 194 Mbps upload9 providers available at this address.
Mobile coverage
| Network | Indoor voice | Indoor data | Outdoor voice | Outdoor data |
|---|---|---|---|---|
| EE | Limited | Good | Good | Limited |
| O2 | Good | None | Limited | Good |
| Three | None | Limited | Limited | Good |
| Vodafone | Good | Good | Good | Good |
Planning applications
3within 250 m in the last 12 months
- Withdrawn
Change of use to residential
2026/6069/HH · 10 Mar 2026
- Refused
Replacement windows (conservation)
2026/2560/HH · 22 Mar 2026
- Approved
Replacement windows (conservation)
2025/4781/HH · 17 Nov 2025
Ground & environment
Building & legal
Sources (to be integrated): Environment Agency, police.uk, Ofcom, planning.data.gov.uk, GOV.UK EPC register, Coal Authority, UK Radon.
Material information
NTSELAT Parts A/B/C- Tenure
- leasehold
- Council tax band
- C
- Price qualifier
- Guide price
Presented in line with National Trading Standards Estate & Letting Agency Team guidance.
Sold prices
Based on public sale records for Summertown, OX2 3PL and comparable homes nearby.
Property history
Jun 2018
Sold
£876,000
Sold nearby
Avg £1,208,000
98 Ivy Mews
Semi-detached · 5 bed · 0.09 mi · Jun 2026
£1,330,000
59 Beech Mews
Semi-detached · 5 bed · 0.23 mi · Nov 2024
£1,061,000
45 Cedar Street
Semi-detached · 4 bed · 0.26 mi · Feb 2025
£1,267,000
140 Hazel Avenue
Terraced · 5 bed · 0.37 mi · Nov 2024
£1,422,000
45 Linden Street
Flat · 5 bed · 0.5 mi · Sept 2025
£1,011,000
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Contains HM Land Registry data © Crown copyright and database right 2026. Licensed under the Open Government Licence v3.0.
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