2 bedroom detached house, Cedar Close, Summertown
Summertown, OX2 7WD
Added 21 Jul 2026
£505,000
Guide price
Bedrooms
2
Bathrooms
1
Size
1,005 sqft
Type
detached
Match
72%
- TenureFreehold
- Council taxBand F
- EPCD
- ParkingNone
- GardenRoof Terrace
About this home
Key features
- Double glazing
- Driveway parking
- En-suite to main bedroom
- Gas central heating
- Loft storage
- South-facing garden
- None parking
- Roof terrace
- EPC rating D
The Full Picture
Everything you need upfront
Facts a buyer or tenant should have before making an offer — in line with the Government's homebuying reform roadmap.
Property facts
- Tenure
- Freehold
- Council tax
- Band F
- Year built
- 1882
- Heating
- Underfloor + Gas
- Parking
- None
- Garden
- Roof Terrace
Energy performance
- A
- B
- C
- DScore 62
- E
- F
- G
The higher the rating, the more energy efficient the property and the lower the fuel bills.
Floorplan & rooms
InteractiveTotal size
1,005 sqft
≈ 93 m²
Key highlights
Where it is
Location & Street View
Where it is
Location & Street View
Approximate location. Drag the Street View to look around; use the Pegman to walk down the road.
Neighbourhood
Area, schools & transport
Neighbourhood
Area, schools & transport
Nearby schools
Distance from this property · Ofsted-style ratings
Indicative catchments and ratings only — always confirm admissions with the local authority.
Transport nearby
Stations & stops- 1.2 mi
Kings Road Station
Rail
- 2.9 mi
Riverside
Rail
Commute highlights
Estimated travel times to major UK hubs
London Kings Cross
52.8 mi away
Birmingham New Street
53.9 mi away
Bristol Temple Meads
60.7 mi away
Manchester Piccadilly
122.8 mi away
Leeds
138.6 mi away
Estimates based on straight-line distance. Actual times vary with traffic, changes and service.
Nearby amenities
- 🛒0.9 mi
Supermarket
Waitrose
- 🏋️0.5 mi
Gym
Fitness First
- 🌳0.8 mi
Park
Highfield Common
- 🩺0.9 mi
GP surgery
St Andrew's Medical
- 🍽️0.6 mi
Restaurants
Riverside cafés
- ☕0.2 mi
Café
Grind & Co.
Commute time
Estimate the journey from Summertown, OX2 7WD to your workplace or a place you visit often.
Broadband
Indicative Ofcom-style download speeds. Providers vary.
Mobile coverage
Voice & data indoor/outdoor by network.
- EEIndoor: LimitedOutdoor: Good
- VodafoneIndoor: GoodOutdoor: Good
- O2Indoor: GoodOutdoor: Good
- ThreeIndoor: GoodOutdoor: Good
Local market
Market insights
Local market
Market insights
Local market
How this home compares in Summertown, OX2 7WD.
Area average
£439,079
This home +15%
12m change
+1.5%
Sold prices
Avg £/sqft
£986
This home £502
Buyer demand
Steady
Running the numbers
Costs & finance
Running the numbers
Costs & finance
Mortgage calculator
EstimateRepayment mortgage — you pay off capital and interest.
Monthly repayment
£2,591
Loan £454,500 · Deposit £50,500 (10%)
£792/mo more than interest-only — but you'd own the home outright after 25 years.
- Total interest
- £322,855
- Total paid
- £777,355
Figures are indicative — your actual rate depends on lender, credit, and product. Speak to a broker before you commit.
Sign in to save this calculation and revisit it from your shortlist or compare list.
Stamp Duty
Eng & NI · Apr 2025SDLT payable on completion.
Estimated Stamp Duty
£15,250
Effective rate 3.02% on £505,000
Scotland (LBTT) and Wales (LTT) have different rates. Confirm with a solicitor before completion.
Mortgage affordability
Can you afford it?Enter your income and deposit — we'll size up the biggest home a lender is likely to fund.
Max you could offer
£298,500
Loan up to £247,500 + £51,000 deposit · capped by income (4.5× LTI)
This listing
£505,000
Short by £206,500 · needs income ~£100,889/yr
- Affordable monthly repayment
- £1,604 /mo
- Required repayment for this home
- £2,368 /mo
- Max loan on 4.5× income
- £247,500
- Deposit as % of listing
- 10.1%
Affordability summary
StretchYou'd need about £100,889/yr income or £206,500 more deposit.
Monthly all-in
£2,831 /mo
£2,368 mortgage + £463 running · 62% of gross pay
Upfront cash
£70,052
£51,000 deposit + £15,250 SDLT + £3,802 fees
Lender check
Too big
Need £454,000 · max on income £247,500
- Loan needed (£454,000) exceeds the 4.5× income cap of £247,500
- Monthly all-in (£2,831) breaches your 35% repayment cap of £1,604
- Upfront cash needed (£70,052) leaves little for reserves — plan for surveys, SDLT and fees
UK lenders typically cap borrowing at 4.5× total income and want repayments under ~35–40% of gross pay. Actual offers depend on credit, outgoings, and product — always get an Agreement in Principle.
Sign in to save this calculation and revisit it from your shortlist or compare list.
Due diligence
Checks, risks & material information
Due diligence
Checks, risks & material information
Check before you buy
Material information for this address — flooding, crime, connectivity, planning, ground conditions and legal notes. Indicative only; verify with your solicitor before exchange.
Flood risk
Crime (last 12 months)
35
/ 1k residents
Low▲ 2.4% vs previous year
Broadband
57 Mbps
Up to 43 Mbps upload7 providers available at this address.
Mobile coverage
| Network | Indoor voice | Indoor data | Outdoor voice | Outdoor data |
|---|---|---|---|---|
| EE | Good | Good | Good | Good |
| O2 | Good | Good | Limited | Good |
| Three | Good | Good | Good | Good |
| Vodafone | Limited | Good | Limited | Good |
Planning applications
0within 250 m in the last 12 months
No recent applications recorded nearby.
Ground & environment
Building & legal
Sources (to be integrated): Environment Agency, police.uk, Ofcom, planning.data.gov.uk, GOV.UK EPC register, Coal Authority, UK Radon.
Material information
NTSELAT Parts A/B/C- Tenure
- freehold
- Council tax band
- F
- Price qualifier
- Guide price
Presented in line with National Trading Standards Estate & Letting Agency Team guidance.
Videos & tours
1 clip — swipe through to explore.
Sold prices
Based on public sale records for Summertown, OX2 7WD and comparable homes nearby.
Property history
Sept 2021
Sold
£435,000
Sold nearby
Avg £462,667
62 Willow Lane
Flat · 2 bed · 0.14 mi · Sept 2024
£568,000
78 Hazel Mews
Terraced · 1 bed · 0.25 mi · Apr 2026
£401,000
60 Poplar Lane
Terraced · 1 bed · 0.27 mi · Jul 2025
£610,000
69 Chestnut Road
Flat · 1 bed · 0.35 mi · Aug 2024
£399,000
87 Oak Close
Detached · 1 bed · 0.42 mi · Sept 2024
£387,000
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Contains HM Land Registry data © Crown copyright and database right 2026. Licensed under the Open Government Licence v3.0.
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