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HomeSearchExeter, EX1 7AL
2 bedroom apartment, Belgravia Gate, Exeter
For saleReduced
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2 bedroom apartment, Belgravia Gate, Exeter

Exeter, EX1 7AL

Added 24 Jul 2026

£325,000

£345,000

Guide price

Bedrooms

2

Bathrooms

2

Size

792 sqft

Type

apartment

Match

86%

  • TenureLeasehold
  • Council taxBand D
  • EPCC
  • ParkingOff Street
  • GardenFront & Rear Garden

About this home

For sale — a 2-bedroom apartment in Exeter, EX1 7AL, extending to approximately 792 sq ft.

Key features

  • 24/7 security
  • Balcony
  • Concierge service
  • Integrated appliances
  • Underfloor heating
  • Video entry
  • Off-street parking
  • Front & rear garden
  • EPC rating C

The Full Picture

Everything you need upfront

Facts a buyer or tenant should have before making an offer — in line with the Government's homebuying reform roadmap.

Full Picture 96%

Monthly ownership cost

Edit any line, add fees you know about, and see the total update live.

£2,448/ month

  • Mortgage

    Est.90% LTV · 4.75% · 25 yrs
    £
  • Council tax

    KnownBand D
    £
  • Service charge

    KnownReported by agent
    £
  • Ground rent

    KnownReported by agent
    £
  • Buildings insurance

    Est.Typical estimate
    £
  • Maintenance & repairs

    Est.~1% of value / yr
    £
Listed 24 Jul 2026 · 8 days on GaffbeePrice: Reduced £20,000See full history →

Property facts

Tenure
Leasehold
Council tax
Band D
Year built
1995
Heating
Air Source Heat Pump
Parking
Off Street
Garden
Front & Rear Garden

Energy performance

  • A
  • B
  • CScore 75
  • D
  • E
  • F
  • G

The higher the rating, the more energy efficient the property and the lower the fuel bills.

Floorplan & rooms

Interactive

Total size

792 sqft

74

Key highlights

Where it is

Location & Street View

Loading Street View…

Approximate location. Drag the Street View to look around; use the Pegman to walk down the road.

Neighbourhood

Area, schools & transport

Nearby schools

Distance from this property · Ofsted-style ratings

Indicative catchments and ratings only — always confirm admissions with the local authority.

Transport nearby

Stations & stops
  • Riverside Station

    Tram

    0.3 mi
  • Victoria Station

    Tram

    1.3 mi
  • High Street

    Rail

    3 mi
  • High Street Station

    Tube

    3.3 mi

Commute highlights

Estimated travel times to major UK hubs

Bristol Temple Meads

62.5 mi away

Drive
1h 28m
Train
1h 3m

Birmingham New Street

137.6 mi away

Drive
3h 2m
Train
2h 1m

London Kings Cross

155.7 mi away

Drive
3h 25m
Train
2h 15m

Manchester Piccadilly

196 mi away

Drive
4h 15m
Train
2h 46m

Leeds

225.9 mi away

Drive
4h 52m
Train
3h 9m

Estimates based on straight-line distance. Actual times vary with traffic, changes and service.

Nearby amenities

  • 🛒

    Supermarket

    Sainsbury's Local

    0.8 mi
  • 🏋️

    Gym

    The Gym Group

    0.9 mi
  • 🌳

    Park

    Highfield Common

    0.4 mi
  • 🩺

    GP surgery

    Parkside Surgery

    0.3 mi
  • 🍽️

    Restaurants

    Riverside cafés

    0.2 mi
  • Café

    Grind & Co.

    0.1 mi

Commute time

Estimate the journey from Exeter, EX1 7AL to your workplace or a place you visit often.

Broadband

Indicative Ofcom-style download speeds. Providers vary.

Standard28 Mbps
Superfast64 Mbps
Ultrafast675 Mbps

Mobile coverage

Voice & data indoor/outdoor by network.

  • EEIndoor: GoodOutdoor: Good
  • VodafoneIndoor: GoodOutdoor: Limited
  • O2Indoor: LimitedOutdoor: Good
  • ThreeIndoor: GoodOutdoor: Good

Local market

Market insights

Local market

How this home compares in Exeter, EX1 7AL.

Area average

£349,436

This home -7%

12m change

+2.6%

Sold prices

Avg £/sqft

£452

This home £410

Buyer demand

Steady

Running the numbers

Costs & finance

Monthly cost breakdown

Leasehold · estimated running costs (all editable).

Total monthly cost

£2,469 /mo

£29,631 per year — indicative estimate.

Unaffordable · 55% of income
  • Mortgage£1,668/mo
    10% deposit · 4.75% · 25 yr68%
  • Council tax (Band D)£188/mo
    Indicative England average8%
  • Service charge£267/mo
    From listing11%
  • Ground rent£13/mo
    From listing1%
  • Maintenance & repairs£135/mo
    ~0.50% of value / yr5%
  • Utilities (energy + water)£200/mo
    Ofgem typical dual-fuel8%
Mortgage
Running costs (annual)

Mortgage calculator

Estimate

Repayment mortgage — you pay off capital and interest.

Monthly repayment

£1,668

Loan £292,500 · Deposit £32,500 (10%)

£510/mo more than interest-only — but you'd own the home outright after 25 years.

Total interest
£207,778
Total paid
£500,278

Figures are indicative — your actual rate depends on lender, credit, and product. Speak to a broker before you commit.

Sign in to save this calculation and revisit it from your shortlist or compare list.

Stamp Duty

Eng & NI · Apr 2025

SDLT payable on completion.

Estimated Stamp Duty

£6,250

Effective rate 1.92% on £325,000

Scotland (LBTT) and Wales (LTT) have different rates. Confirm with a solicitor before completion.

Mortgage affordability

Can you afford it?

Enter your income and deposit — we'll size up the biggest home a lender is likely to fund.

Max you could offer

£280,500

Loan up to £247,500 + £33,000 deposit · capped by income (4.5× LTI)

This listing

£325,000

Short by £44,500 · needs income ~£64,889/yr

Affordable monthly repayment
£1,604 /mo
Required repayment for this home
£1,523 /mo
Max loan on 4.5× income
£247,500
Deposit as % of listing
10.2%

Affordability summary

Stretch

You'd need about £64,889/yr income or £44,500 more deposit.

Monthly all-in

£1,821 /mo

£1,523 mortgage + £298 running · 40% of gross pay

Upfront cash

£42,649

£33,000 deposit + £6,250 SDLT + £3,399 fees

Lender check

Too big

Need £292,000 · max on income £247,500

  • Loan needed (£292,000) exceeds the 4.5× income cap of £247,500
  • Monthly all-in (£1,821) breaches your 35% repayment cap of £1,604
  • Upfront cash needed (£42,649) leaves little for reserves — plan for surveys, SDLT and fees

UK lenders typically cap borrowing at 4.5× total income and want repayments under ~35–40% of gross pay. Actual offers depend on credit, outgoings, and product — always get an Agreement in Principle.

Sign in to save this calculation and revisit it from your shortlist or compare list.

Tenure & lease

Tenure

leasehold

Lease remaining

250 years

Service charge

£3,200 / year

Ground rent

£150 / year

Investment potential

Would this stack up as a buy-to-let?

Open ▾

Investment inputs

Assumptions
Loan £243,750 · LTV 75%

At a glance

Gross yield

4.62%

Net yield

-0.39%

Monthly cashflow

£-106

ROI on cash

-1.2%

Monthly mortgage£1,066
Running costs£241
Break-even rent£1,308
Stamp Duty (BTL surcharge)£22,500
Cash invested£106,250

Sensitivity

Rent −10%

£-204/mo · -0.75%

Rent +10%

£-7/mo · -0.03%

Rate +1%

£-309/mo · -1.14%

Rate −1%

£97/mo · 0.36%

Indicative only — mortgage products, tax treatment and Section 24 relief for higher-rate landlords depend on your personal circumstances. Speak to a broker and an accountant before buying.

Want a fuller model? Open the full calculator →

Due diligence

Checks, risks & material information

Check before you buy

Material information for this address — flooding, crime, connectivity, planning, ground conditions and legal notes. Indicative only; verify with your solicitor before exchange.

Flood risk

Surface waterLow
Rivers & seaMedium
ReservoirsLow
GroundwaterLow

Crime (last 12 months)

98

/ 1k residents

Medium

2% vs previous year

Anti-social30
Violence28
Burglary12
Vehicle13
Other11

Broadband

887 Mbps

Up to 577 Mbps upload
StandardYes
SuperfastYes
UltrafastYes
Full fibreYes

7 providers available at this address.

Mobile coverage

NetworkIndoor voiceIndoor dataOutdoor voiceOutdoor data
EEGoodGoodGoodGood
O2GoodGoodLimitedGood
ThreeGoodGoodGoodGood
VodafoneLimitedGoodGoodGood

Planning applications

3within 250 m in the last 12 months

  • Outbuilding for home office

    2026/7289/HH · 7 Jan 2026

    Pending
  • Demolition of garage and new dwelling

    2026/8449/HH · 22 May 2026

    Pending
  • Front porch and boundary wall

    2026/1736/HH · 2 Jun 2026

    Withdrawn

Ground & environment

CoalfieldYes — search recommended
Historic miningNo
RadonLow
SubsidenceLow
Contaminated landNone recorded

Building & legal

Listed buildingNot listed
Conservation areaNo
Tree Preservation OrderNo
Article 4 directionNone
Cladding / EWS1N/A
New-build warrantyN/A

Sources (to be integrated): Environment Agency, police.uk, Ofcom, planning.data.gov.uk, GOV.UK EPC register, Coal Authority, UK Radon.

Material information

NTSELAT Parts A/B/C
Tenure
leasehold
Council tax band
D
Price qualifier
Guide price

Presented in line with National Trading Standards Estate & Letting Agency Team guidance.

Add value

Extension potential

Calculating extension options for this home…

Sold prices

Based on public sale records for Exeter, EX1 7AL and comparable homes nearby.

Property history

  • Jun 2022

    Sold

    £249,000

Sold nearby

Avg £351,833

  • 123 Cedar Road

    Semi-detached · 2 bed · 0.05 mi · Jun 2025

    £381,000

  • 110 Cedar Street

    Detached · 1 bed · 0.14 mi · Dec 2024

    £323,000

  • 113 Cedar Lane

    Detached · 1 bed · 0.48 mi · Oct 2024

    £374,000

  • 54 Linden Avenue

    Semi-detached · 2 bed · 0.49 mi · Dec 2024

    £327,000

  • 21 Oak Terrace

    Terraced · 3 bed · 0.52 mi · Apr 2025

    £381,000

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Contains HM Land Registry data © Crown copyright and database right 2026. Licensed under the Open Government Licence v3.0.

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