3 bedroom apartment, Riverside Walk, Southampton
Southampton, SO14 4RD
Added 24 Jul 2026
£360,000
Guide price
Bedrooms
3
Bathrooms
2
Size
1,259 sqft
Type
apartment
Match
87%
- TenureLeasehold
- Council taxBand E
- EPCD
- ParkingGarage
- GardenFront & Rear Garden
About this home
Key features
- Balcony
- Communal gardens
- Integrated appliances
- Residents parking
- Secure bike storage
- Video entry
- Garage parking
- Front & rear garden
- EPC rating D
The Full Picture
Everything you need upfront
Facts a buyer or tenant should have before making an offer — in line with the Government's homebuying reform roadmap.
Monthly ownership cost
Edit any line, add fees you know about, and see the total update live.
£2,534/ month
Mortgage
Est.90% LTV · 4.75% · 25 yrs£Council tax
KnownBand E£Service charge
KnownReported by agent£Ground rent
KnownReported by agent£Buildings insurance
Est.Typical estimate£Maintenance & repairs
Est.~1% of value / yr£
Property facts
- Tenure
- Leasehold
- Council tax
- Band E
- Year built
- 1950
- Heating
- Air Source Heat Pump
- Parking
- Garage
- Garden
- Front & Rear Garden
Energy performance
- A
- B
- C
- DScore 63
- E
- F
- G
The higher the rating, the more energy efficient the property and the lower the fuel bills.
Floorplan & rooms
InteractiveTotal size
1,259 sqft
≈ 117 m²
Key highlights
Where it is
Location & Street View
Where it is
Location & Street View
Approximate location. Drag the Street View to look around; use the Pegman to walk down the road.
Neighbourhood
Area, schools & transport
Neighbourhood
Area, schools & transport
Nearby schools
Distance from this property · Ofsted-style ratings
Indicative catchments and ratings only — always confirm admissions with the local authority.
Transport nearby
Stations & stops- 0.7 mi
Parkway Station
Rail
- 0.9 mi
High Street Station
Tram
- 2.1 mi
Bridge Road
Rail
- 3.3 mi
Central
Tram
Commute highlights
Estimated travel times to major UK hubs
Bristol Temple Meads
63.7 mi away
London Kings Cross
70.1 mi away
Birmingham New Street
111 mi away
Manchester Piccadilly
181.4 mi away
Leeds
200 mi away
Estimates based on straight-line distance. Actual times vary with traffic, changes and service.
Nearby amenities
- 🛒0.7 mi
Supermarket
Co-op
- 🏋️0.8 mi
Gym
Fitness First
- 🌳0.8 mi
Park
Victoria Park
- 🩺0.4 mi
GP surgery
St Andrew's Medical
- 🍽️0.6 mi
Restaurants
Local high street
- ☕0.2 mi
Café
Grind & Co.
Commute time
Estimate the journey from Southampton, SO14 4RD to your workplace or a place you visit often.
Broadband
Indicative Ofcom-style download speeds. Providers vary.
Mobile coverage
Voice & data indoor/outdoor by network.
- EEIndoor: LimitedOutdoor: Good
- VodafoneIndoor: LimitedOutdoor: Good
- O2Indoor: LimitedOutdoor: Good
- ThreeIndoor: LimitedOutdoor: Limited
Local market
Market insights
Local market
Market insights
Local market
How this home compares in Southampton, SO14 4RD.
Area average
£383,125
This home -6%
12m change
+4.5%
Sold prices
Avg £/sqft
£456
This home £286
Buyer demand
High
Running the numbers
Costs & finance
Running the numbers
Costs & finance
Monthly cost breakdown
Leasehold · estimated running costs (all editable).
Total monthly cost
£2,539 /mo
£30,466 per year — indicative estimate.
- Mortgage£1,847/mo10% deposit · 4.75% · 25 yr73%
- Council tax (Band E)£229/moIndicative England average9%
- Service charge£100/moFrom listing4%
- Ground rent£13/moFrom listing0%
- Maintenance & repairs£150/mo~0.50% of value / yr6%
- Utilities (energy + water)£200/moOfgem typical dual-fuel8%
Mortgage calculator
EstimateRepayment mortgage — you pay off capital and interest.
Monthly repayment
£1,847
Loan £324,000 · Deposit £36,000 (10%)
£565/mo more than interest-only — but you'd own the home outright after 25 years.
- Total interest
- £230,154
- Total paid
- £554,154
Figures are indicative — your actual rate depends on lender, credit, and product. Speak to a broker before you commit.
Sign in to save this calculation and revisit it from your shortlist or compare list.
Stamp Duty
Eng & NI · Apr 2025SDLT payable on completion.
Estimated Stamp Duty
£8,000
Effective rate 2.22% on £360,000
Scotland (LBTT) and Wales (LTT) have different rates. Confirm with a solicitor before completion.
Mortgage affordability
Can you afford it?Enter your income and deposit — we'll size up the biggest home a lender is likely to fund.
Max you could offer
£283,500
Loan up to £247,500 + £36,000 deposit · capped by income (4.5× LTI)
This listing
£360,000
Short by £76,500 · needs income ~£72,000/yr
- Affordable monthly repayment
- £1,604 /mo
- Required repayment for this home
- £1,690 /mo
- Max loan on 4.5× income
- £247,500
- Deposit as % of listing
- 10.0%
Affordability summary
StretchYou'd need about £72,000/yr income or £76,500 more deposit.
Monthly all-in
£2,020 /mo
£1,690 mortgage + £330 running · 44% of gross pay
Upfront cash
£47,439
£36,000 deposit + £8,000 SDLT + £3,439 fees
Lender check
Too big
Need £324,000 · max on income £247,500
- Loan needed (£324,000) exceeds the 4.5× income cap of £247,500
- Monthly all-in (£2,020) breaches your 35% repayment cap of £1,604
- Upfront cash needed (£47,439) leaves little for reserves — plan for surveys, SDLT and fees
UK lenders typically cap borrowing at 4.5× total income and want repayments under ~35–40% of gross pay. Actual offers depend on credit, outgoings, and product — always get an Agreement in Principle.
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Tenure & lease
Tenure
leasehold
Lease remaining
999 years
Service charge
£1,200 / year
Ground rent
£150 / year
Investment potential
Would this stack up as a buy-to-let?
Open ▾
Investment potential
Would this stack up as a buy-to-let?
Investment inputs
AssumptionsAt a glance
Gross yield
4.17%
Net yield
-0.74%
Monthly cashflow
£-221
ROI on cash
-2.2%
Sensitivity
Rent −10%
£-319/mo · -1.06%
Rent +10%
£-122/mo · -0.41%
Rate +1%
£-446/mo · -1.49%
Rate −1%
£4/mo · 0.01%
Indicative only — mortgage products, tax treatment and Section 24 relief for higher-rate landlords depend on your personal circumstances. Speak to a broker and an accountant before buying.
Want a fuller model? Open the full calculator →
Due diligence
Checks, risks & material information
Due diligence
Checks, risks & material information
Check before you buy
Material information for this address — flooding, crime, connectivity, planning, ground conditions and legal notes. Indicative only; verify with your solicitor before exchange.
Flood risk
Crime (last 12 months)
93
/ 1k residents
Medium▲ 8.6% vs previous year
Broadband
22 Mbps
Up to 11 Mbps upload6 providers available at this address.
Mobile coverage
| Network | Indoor voice | Indoor data | Outdoor voice | Outdoor data |
|---|---|---|---|---|
| EE | Good | Good | Limited | Good |
| O2 | None | Good | Good | Good |
| Three | Good | Good | Good | Good |
| Vodafone | Good | None | Good | Good |
Planning applications
5within 250 m in the last 12 months
- Withdrawn
Front porch and boundary wall
2025/2417/HH · 28 Oct 2025
- Approved
Front porch and boundary wall
2025/3057/HH · 30 Dec 2025
- Pending
Replacement windows (conservation)
2026/7570/HH · 13 Feb 2026
Ground & environment
Building & legal
Sources (to be integrated): Environment Agency, police.uk, Ofcom, planning.data.gov.uk, GOV.UK EPC register, Coal Authority, UK Radon.
Material information
NTSELAT Parts A/B/C- Tenure
- leasehold
- Council tax band
- E
- Price qualifier
- Guide price
Presented in line with National Trading Standards Estate & Letting Agency Team guidance.
Add value
Extension potential
Add value
Extension potential
Calculating extension options for this home…
Sold prices
Based on public sale records for Southampton, SO14 4RD and comparable homes nearby.
Property history
Dec 2022
Sold
£284,000
Sold nearby
Avg £363,500
108 Beech Avenue
Terraced · 2 bed · 0.05 mi · Dec 2024
£312,000
51 Cedar Terrace
Flat · 4 bed · 0.06 mi · Apr 2026
£356,000
130 Cedar Gardens
Flat · 3 bed · 0.06 mi · Apr 2026
£361,000
161 Cedar Road
Semi-detached · 3 bed · 0.15 mi · Dec 2025
£386,000
166 Elm Avenue
Detached · 3 bed · 0.16 mi · Mar 2025
£386,000
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Contains HM Land Registry data © Crown copyright and database right 2026. Licensed under the Open Government Licence v3.0.
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