2 bedroom bungalow, Chapel Row, Belfast
Belfast, BT1 9PE
Added 24 Jul 2026
£205,000
Guide price
Bedrooms
2
Bathrooms
1
Size
873 sqft
Type
bungalow
Match
87%
- TenureFreehold
- Council taxBand C
- EPCC
- ChainChain-free
- ParkingDriveway
- GardenCommunal Garden
About this home
Key features
- Conservatory
- Double glazing
- Front & rear gardens
- Gas central heating
- Level access
- Wet room-style bathroom
- Driveway parking
- Communal garden
- Chain free
- EPC rating C
The Full Picture
Everything you need upfront
Facts a buyer or tenant should have before making an offer — in line with the Government's homebuying reform roadmap.
Monthly ownership cost
Edit any line, add fees you know about, and see the total update live.
£1,413/ month
Mortgage
Est.90% LTV · 4.75% · 25 yrs£Council tax
KnownBand C£Buildings insurance
Est.Typical estimate£Maintenance & repairs
Est.~1% of value / yr£
Property facts
- Tenure
- Freehold
- Council tax
- Band C
- Year built
- 2023
- Heating
- Underfloor + Gas
- Parking
- Driveway
- Garden
- Communal Garden
- Chain
- Chain-free
Energy performance
- A
- B
- CScore 78
- D
- E
- F
- G
The higher the rating, the more energy efficient the property and the lower the fuel bills.
Floorplan & rooms
InteractiveTotal size
873 sqft
≈ 81 m²
Key highlights
Where it is
Location & Street View
Where it is
Location & Street View
Approximate location. Drag the Street View to look around; use the Pegman to walk down the road.
Neighbourhood
Area, schools & transport
Neighbourhood
Area, schools & transport
Nearby schools
Distance from this property · Ofsted-style ratings
Indicative catchments and ratings only — always confirm admissions with the local authority.
Transport nearby
Stations & stops- 0.5 mi
High Street Station
Overground
- 1.8 mi
Kings Road Station
Overground
- 3.2 mi
Junction
Tube
Commute highlights
Estimated travel times to major UK hubs
Edinburgh Waverley
143.1 mi away
Manchester Piccadilly
166.6 mi away
Leeds
183.6 mi away
Birmingham New Street
218.5 mi away
Bristol Temple Meads
255.6 mi away
Estimates based on straight-line distance. Actual times vary with traffic, changes and service.
Nearby amenities
- 🛒0.8 mi
Supermarket
Co-op
- 🏋️0.3 mi
Gym
Anytime Fitness
- 🌳0.8 mi
Park
Highfield Common
- 🩺0.6 mi
GP surgery
St Andrew's Medical
- 🍽️0.1 mi
Restaurants
Village square
- ☕0.4 mi
Café
Kaffeine
Commute time
Estimate the journey from Belfast, BT1 9PE to your workplace or a place you visit often.
Broadband
Indicative Ofcom-style download speeds. Providers vary.
Mobile coverage
Voice & data indoor/outdoor by network.
- EEIndoor: GoodOutdoor: Good
- VodafoneIndoor: GoodOutdoor: Good
- O2Indoor: GoodOutdoor: Good
- ThreeIndoor: GoodOutdoor: Good
Local market
Market insights
Local market
Market insights
Local market
How this home compares in Belfast, BT1 9PE.
Area average
£201,240
This home +2%
12m change
+5.8%
Sold prices
Avg £/sqft
£632
This home £235
Buyer demand
High
Running the numbers
Costs & finance
Running the numbers
Costs & finance
Monthly cost breakdown
Freehold · estimated running costs (all editable).
Total monthly cost
£1,610 /mo
£19,314 per year — indicative estimate.
- Mortgage£1,052/mo10% deposit · 4.75% · 25 yr65%
- Council tax (Band C)£167/moIndicative England average10%
- Buildings insurance£20/mo~0.12% of value / yr1%
- Maintenance & repairs£171/mo~1.00% of value / yr11%
- Utilities (energy + water)£200/moOfgem typical dual-fuel12%
Mortgage calculator
EstimateRepayment mortgage — you pay off capital and interest.
Monthly repayment
£1,052
Loan £184,500 · Deposit £20,500 (10%)
£322/mo more than interest-only — but you'd own the home outright after 25 years.
- Total interest
- £131,060
- Total paid
- £315,560
Figures are indicative — your actual rate depends on lender, credit, and product. Speak to a broker before you commit.
Sign in to save this calculation and revisit it from your shortlist or compare list.
Stamp Duty
Eng & NI · Apr 2025SDLT payable on completion.
Estimated Stamp Duty
£1,600
Effective rate 0.78% on £205,000
Scotland (LBTT) and Wales (LTT) have different rates. Confirm with a solicitor before completion.
Mortgage affordability
Can you afford it?Enter your income and deposit — we'll size up the biggest home a lender is likely to fund.
Max you could offer
£272,500
Loan up to £247,500 + £25,000 deposit · capped by income (4.5× LTI)
This listing
£205,000
£67,500 headroom · repayment £939/mo
- Affordable monthly repayment
- £1,604 /mo
- Required repayment for this home
- £939 /mo
- Max loan on 4.5× income
- £247,500
- Deposit as % of listing
- 12.2%
Affordability summary
Looks affordableYour inputs clear the lender cap, monthly budget and upfront cash checks.
Monthly all-in
£1,127 /mo
£939 mortgage + £188 running · 25% of gross pay
Upfront cash
£29,999
£25,000 deposit + £1,600 SDLT + £3,399 fees
Lender check
Passes
Need £180,000 · max on income £247,500
- Loan of £180,000 is within the 4.5× income cap
- Monthly all-in (£1,127) sits within your 35% repayment cap
- Upfront cash of £29,999 is covered by your deposit and a small buffer
UK lenders typically cap borrowing at 4.5× total income and want repayments under ~35–40% of gross pay. Actual offers depend on credit, outgoings, and product — always get an Agreement in Principle.
Sign in to save this calculation and revisit it from your shortlist or compare list.
Investment potential
Would this stack up as a buy-to-let?
Open ▾
Investment potential
Would this stack up as a buy-to-let?
Investment inputs
AssumptionsAt a glance
Gross yield
7.32%
Net yield
1.69%
Monthly cashflow
£288
ROI on cash
5.3%
Sensitivity
Rent −10%
£189/mo · 1.11%
Rent +10%
£386/mo · 2.26%
Rate +1%
£160/mo · 0.94%
Rate −1%
£416/mo · 2.44%
Indicative only — mortgage products, tax treatment and Section 24 relief for higher-rate landlords depend on your personal circumstances. Speak to a broker and an accountant before buying.
Want a fuller model? Open the full calculator →
Due diligence
Checks, risks & material information
Due diligence
Checks, risks & material information
Check before you buy
Material information for this address — flooding, crime, connectivity, planning, ground conditions and legal notes. Indicative only; verify with your solicitor before exchange.
Flood risk
Crime (last 12 months)
97
/ 1k residents
Medium▲ 4.5% vs previous year
Broadband
135 Mbps
Up to 74 Mbps upload9 providers available at this address.
Mobile coverage
| Network | Indoor voice | Indoor data | Outdoor voice | Outdoor data |
|---|---|---|---|---|
| EE | Limited | Limited | Good | Limited |
| O2 | Limited | Limited | Limited | Limited |
| Three | Good | Good | Limited | Good |
| Vodafone | Good | Good | Good | Good |
Planning applications
1within 250 m in the last 12 months
- Withdrawn
Outbuilding for home office
2026/8605/HH · 18 May 2026
Ground & environment
Building & legal
Sources (to be integrated): Environment Agency, police.uk, Ofcom, planning.data.gov.uk, GOV.UK EPC register, Coal Authority, UK Radon.
Material information
NTSELAT Parts A/B/C- Tenure
- freehold
- Council tax band
- C
- Price qualifier
- Guide price
Presented in line with National Trading Standards Estate & Letting Agency Team guidance.
Add value
Extension potential
Add value
Extension potential
Calculating extension options for this home…
Sold prices
Based on public sale records for Belfast, BT1 9PE and comparable homes nearby.
Property history
Oct 2021
Sold
£144,000
+87.0% vs previous
Jan 2016
Sold
£77,000
Sold nearby
Avg £214,500
2 Oak Terrace
Terraced · 3 bed · 0.35 mi · Sept 2024
£190,000
7 Hazel Avenue
Terraced · 3 bed · 0.35 mi · Dec 2025
£163,000
56 Laurel Close
Flat · 1 bed · 0.46 mi · Nov 2025
£250,000
70 Ash Road
Semi-detached · 3 bed · 0.48 mi · Dec 2024
£200,000
67 Cedar Road
Flat · 2 bed · 0.5 mi · Feb 2025
£254,000
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Contains HM Land Registry data © Crown copyright and database right 2026. Licensed under the Open Government Licence v3.0.
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