3 bedroom bungalow, Station Road, Cardiff
Cardiff, CF10 4NN
Added 24 Jul 2026
£440,000
Guide price
Bedrooms
3
Bathrooms
2
Size
1,209 sqft
Type
bungalow
Match
84%
- TenureFreehold
- Council taxBand G
- EPCC
- ParkingAllocated
- GardenNo Garden
About this home
Key features
- Driveway parking
- Fitted kitchen
- Gas central heating
- Loft room
- Single-storey living
- Wet room-style bathroom
- Allocated parking
- No garden
- EPC rating C
The Full Picture
Everything you need upfront
Facts a buyer or tenant should have before making an offer — in line with the Government's homebuying reform roadmap.
Monthly ownership cost
Edit any line, add fees you know about, and see the total update live.
£2,990/ month
Mortgage
Est.90% LTV · 4.75% · 25 yrs£Council tax
KnownBand G£Buildings insurance
Est.Typical estimate£Maintenance & repairs
Est.~1% of value / yr£
Property facts
- Tenure
- Freehold
- Council tax
- Band G
- Year built
- 2005
- Heating
- Electric
- Parking
- Allocated
- Garden
- No Garden
Energy performance
- A
- B
- CScore 78
- D
- E
- F
- G
The higher the rating, the more energy efficient the property and the lower the fuel bills.
Floorplan & rooms
InteractiveTotal size
1,209 sqft
≈ 112 m²
Key highlights
Where it is
Location & Street View
Where it is
Location & Street View
Approximate location. Drag the Street View to look around; use the Pegman to walk down the road.
Neighbourhood
Area, schools & transport
Neighbourhood
Area, schools & transport
Nearby schools
Distance from this property · Ofsted-style ratings
Indicative catchments and ratings only — always confirm admissions with the local authority.
Transport nearby
Stations & stops- 1.3 mi
Parkway Station
Tram
- 2.9 mi
Central Station
Tram
- 3.3 mi
Victoria Station
Tube
Commute highlights
Estimated travel times to major UK hubs
Bristol Temple Meads
25.5 mi away
Birmingham New Street
85.9 mi away
London Kings Cross
130.8 mi away
Manchester Piccadilly
141.5 mi away
Leeds
171.9 mi away
Estimates based on straight-line distance. Actual times vary with traffic, changes and service.
Nearby amenities
- 🛒0.2 mi
Supermarket
Tesco Express
- 🏋️0.1 mi
Gym
The Gym Group
- 🌳0.9 mi
Park
The Meadows
- 🩺0.2 mi
GP surgery
The Health Practice
- 🍽️0.8 mi
Restaurants
Local high street
- ☕0.9 mi
Café
The Roastery
Commute time
Estimate the journey from Cardiff, CF10 4NN to your workplace or a place you visit often.
Broadband
Indicative Ofcom-style download speeds. Providers vary.
Mobile coverage
Voice & data indoor/outdoor by network.
- EEIndoor: GoodOutdoor: Good
- VodafoneIndoor: GoodOutdoor: Good
- O2Indoor: GoodOutdoor: Good
- ThreeIndoor: GoodOutdoor: Good
Local market
Market insights
Local market
Market insights
Local market
How this home compares in Cardiff, CF10 4NN.
Area average
£419,198
This home +5%
12m change
+2.4%
Sold prices
Avg £/sqft
£450
This home £364
Buyer demand
Steady
Running the numbers
Costs & finance
Running the numbers
Costs & finance
Monthly cost breakdown
Freehold · estimated running costs (all editable).
Total monthly cost
£3,181 /mo
£38,174 per year — indicative estimate.
- Mortgage£2,258/mo10% deposit · 4.75% · 25 yr71%
- Council tax (Band G)£313/moIndicative England average10%
- Buildings insurance£44/mo~0.12% of value / yr1%
- Maintenance & repairs£367/mo~1.00% of value / yr12%
- Utilities (energy + water)£200/moOfgem typical dual-fuel6%
Mortgage calculator
EstimateRepayment mortgage — you pay off capital and interest.
Monthly repayment
£2,258
Loan £396,000 · Deposit £44,000 (10%)
£690/mo more than interest-only — but you'd own the home outright after 25 years.
- Total interest
- £281,299
- Total paid
- £677,299
Figures are indicative — your actual rate depends on lender, credit, and product. Speak to a broker before you commit.
Sign in to save this calculation and revisit it from your shortlist or compare list.
Stamp Duty
Eng & NI · Apr 2025SDLT payable on completion.
Estimated Stamp Duty
£12,000
Effective rate 2.73% on £440,000
Scotland (LBTT) and Wales (LTT) have different rates. Confirm with a solicitor before completion.
Mortgage affordability
Can you afford it?Enter your income and deposit — we'll size up the biggest home a lender is likely to fund.
Max you could offer
£291,500
Loan up to £247,500 + £44,000 deposit · capped by income (4.5× LTI)
This listing
£440,000
Short by £148,500 · needs income ~£88,000/yr
- Affordable monthly repayment
- £1,604 /mo
- Required repayment for this home
- £2,066 /mo
- Max loan on 4.5× income
- £247,500
- Deposit as % of listing
- 10.0%
Affordability summary
StretchYou'd need about £88,000/yr income or £148,500 more deposit.
Monthly all-in
£2,469 /mo
£2,066 mortgage + £403 running · 54% of gross pay
Upfront cash
£59,559
£44,000 deposit + £12,000 SDLT + £3,559 fees
Lender check
Too big
Need £396,000 · max on income £247,500
- Loan needed (£396,000) exceeds the 4.5× income cap of £247,500
- Monthly all-in (£2,469) breaches your 35% repayment cap of £1,604
- Upfront cash needed (£59,559) leaves little for reserves — plan for surveys, SDLT and fees
UK lenders typically cap borrowing at 4.5× total income and want repayments under ~35–40% of gross pay. Actual offers depend on credit, outgoings, and product — always get an Agreement in Principle.
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Investment potential
Would this stack up as a buy-to-let?
Open ▾
Investment potential
Would this stack up as a buy-to-let?
Investment inputs
AssumptionsAt a glance
Gross yield
3.41%
Net yield
-1.32%
Monthly cashflow
£-483
ROI on cash
-4.0%
Sensitivity
Rent −10%
£-582/mo · -1.59%
Rent +10%
£-385/mo · -1.05%
Rate +1%
£-758/mo · -2.07%
Rate −1%
£-208/mo · -0.57%
Indicative only — mortgage products, tax treatment and Section 24 relief for higher-rate landlords depend on your personal circumstances. Speak to a broker and an accountant before buying.
Want a fuller model? Open the full calculator →
Due diligence
Checks, risks & material information
Due diligence
Checks, risks & material information
Check before you buy
Material information for this address — flooding, crime, connectivity, planning, ground conditions and legal notes. Indicative only; verify with your solicitor before exchange.
Flood risk
Crime (last 12 months)
45
/ 1k residents
Low▼ 9.1% vs previous year
Broadband
734 Mbps
Up to 240 Mbps upload5 providers available at this address.
Mobile coverage
| Network | Indoor voice | Indoor data | Outdoor voice | Outdoor data |
|---|---|---|---|---|
| EE | None | None | Good | Good |
| O2 | None | Limited | Good | Limited |
| Three | Good | Good | Good | Good |
| Vodafone | Good | Good | Good | Good |
Planning applications
11within 250 m in the last 12 months
- Withdrawn
Change of use to residential
2026/1127/HH · 29 Mar 2026
- Pending
Single-storey rear extension
2025/1585/HH · 28 Dec 2025
- Withdrawn
Single-storey rear extension
2026/6584/HH · 17 Mar 2026
Ground & environment
Building & legal
Sources (to be integrated): Environment Agency, police.uk, Ofcom, planning.data.gov.uk, GOV.UK EPC register, Coal Authority, UK Radon.
Material information
NTSELAT Parts A/B/C- Tenure
- freehold
- Council tax band
- G
- Price qualifier
- Guide price
Presented in line with National Trading Standards Estate & Letting Agency Team guidance.
Add value
Extension potential
Add value
Extension potential
Calculating extension options for this home…
Sold prices
Based on public sale records for Cardiff, CF10 4NN and comparable homes nearby.
Property history
Jan 2019
Sold
£334,000
Sold nearby
Avg £463,000
119 Chestnut Mews
Semi-detached · 4 bed · 0.06 mi · Feb 2026
£485,000
170 Elm Avenue
Detached · 3 bed · 0.17 mi · May 2025
£529,000
120 Linden Lane
Semi-detached · 3 bed · 0.2 mi · Aug 2024
£490,000
54 Maple Close
Semi-detached · 2 bed · 0.24 mi · Sept 2024
£332,000
109 Ivy Lane
Detached · 3 bed · 0.31 mi · Dec 2025
£525,000
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Contains HM Land Registry data © Crown copyright and database right 2026. Licensed under the Open Government Licence v3.0.
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