3 bedroom detached, Prospect Place, Edinburgh
Edinburgh, EH10 4LL
Added 24 Jul 2026
£1,020,000
Guide price
Bedrooms
3
Bathrooms
3
Size
1,051 sqft
Type
detached
Match
79%
- TenureFreehold
- Council taxBand D
- EPCC
- ParkingOn Street
- GardenFront & Rear Garden
About this home
Key features
- Downstairs WC
- Driveway parking
- Fibre broadband
- Gas central heating
- Loft storage
- Utility room
- On-street parking
- Front & rear garden
- EPC rating C
The Full Picture
Everything you need upfront
Facts a buyer or tenant should have before making an offer — in line with the Government's homebuying reform roadmap.
Monthly ownership cost
Edit any line, add fees you know about, and see the total update live.
£6,429/ month
Mortgage
Est.90% LTV · 4.75% · 25 yrs£Council tax
KnownBand D£Buildings insurance
Est.Typical estimate£Maintenance & repairs
Est.~1% of value / yr£
Property facts
- Tenure
- Freehold
- Council tax
- Band D
- Year built
- 2015
- Heating
- Electric
- Parking
- On Street
- Garden
- Front & Rear Garden
Energy performance
- A
- B
- CScore 73
- D
- E
- F
- G
The higher the rating, the more energy efficient the property and the lower the fuel bills.
Floorplan & rooms
InteractiveTotal size
1,051 sqft
≈ 98 m²
Key highlights
Where it is
Location & Street View
Where it is
Location & Street View
Approximate location. Drag the Street View to look around; use the Pegman to walk down the road.
Neighbourhood
Area, schools & transport
Neighbourhood
Area, schools & transport
Nearby schools
Distance from this property · Ofsted-style ratings
Indicative catchments and ratings only — always confirm admissions with the local authority.
Transport nearby
Stations & stops- 1.1 mi
Central Station
Tube
- 1.2 mi
Central
Tube
- 1.9 mi
Riverside
Tube
- 3.1 mi
Bridge Road Station
Tram
Commute highlights
Estimated travel times to major UK hubs
Edinburgh Waverley
2.1 mi away
Leeds
161 mi away
Manchester Piccadilly
173.3 mi away
Birmingham New Street
243.8 mi away
Bristol Temple Meads
310.1 mi away
Estimates based on straight-line distance. Actual times vary with traffic, changes and service.
Nearby amenities
- 🛒0.4 mi
Supermarket
Co-op
- 🏋️0.4 mi
Gym
PureGym
- 🌳0.9 mi
Park
Victoria Park
- 🩺0.9 mi
GP surgery
St Andrew's Medical
- 🍽️0.5 mi
Restaurants
Riverside cafés
- ☕0.8 mi
Café
Grind & Co.
Commute time
Estimate the journey from Edinburgh, EH10 4LL to your workplace or a place you visit often.
Broadband
Indicative Ofcom-style download speeds. Providers vary.
Mobile coverage
Voice & data indoor/outdoor by network.
- EEIndoor: GoodOutdoor: Good
- VodafoneIndoor: GoodOutdoor: Good
- O2Indoor: GoodOutdoor: Good
- ThreeIndoor: GoodOutdoor: Good
Local market
Market insights
Local market
Market insights
Local market
How this home compares in Edinburgh, EH10 4LL.
Area average
£1,043,137
This home -2%
12m change
+4.5%
Sold prices
Avg £/sqft
£909
This home £971
Buyer demand
High
Running the numbers
Costs & finance
Running the numbers
Costs & finance
Monthly cost breakdown
Freehold · estimated running costs (all editable).
Total monthly cost
£6,573 /mo
£78,878 per year — indicative estimate.
- Mortgage£5,234/mo10% deposit · 4.75% · 25 yr80%
- Council tax (Band D)£188/moIndicative England average3%
- Buildings insurance£102/mo~0.12% of value / yr2%
- Maintenance & repairs£850/mo~1.00% of value / yr13%
- Utilities (energy + water)£200/moOfgem typical dual-fuel3%
Mortgage calculator
EstimateRepayment mortgage — you pay off capital and interest.
Monthly repayment
£5,234
Loan £918,000 · Deposit £102,000 (10%)
£1,600/mo more than interest-only — but you'd own the home outright after 25 years.
- Total interest
- £652,103
- Total paid
- £1,570,103
Figures are indicative — your actual rate depends on lender, credit, and product. Speak to a broker before you commit.
Sign in to save this calculation and revisit it from your shortlist or compare list.
Stamp Duty
Eng & NI · Apr 2025SDLT payable on completion.
Estimated Stamp Duty
£45,750
Effective rate 4.49% on £1,020,000
Scotland (LBTT) and Wales (LTT) have different rates. Confirm with a solicitor before completion.
Mortgage affordability
Can you afford it?Enter your income and deposit — we'll size up the biggest home a lender is likely to fund.
Max you could offer
£349,500
Loan up to £247,500 + £102,000 deposit · capped by income (4.5× LTI)
This listing
£1,020,000
Short by £670,500 · needs income ~£204,000/yr
- Affordable monthly repayment
- £1,604 /mo
- Required repayment for this home
- £4,789 /mo
- Max loan on 4.5× income
- £247,500
- Deposit as % of listing
- 10.0%
Affordability summary
StretchYou'd need about £204,000/yr income or £670,500 more deposit.
Monthly all-in
£5,724 /mo
£4,789 mortgage + £935 running · 125% of gross pay
Upfront cash
£152,529
£102,000 deposit + £45,750 SDLT + £4,779 fees
Lender check
Too big
Need £918,000 · max on income £247,500
- Loan needed (£918,000) exceeds the 4.5× income cap of £247,500
- Monthly all-in (£5,724) breaches your 35% repayment cap of £1,604
- Upfront cash needed (£152,529) leaves little for reserves — plan for surveys, SDLT and fees
UK lenders typically cap borrowing at 4.5× total income and want repayments under ~35–40% of gross pay. Actual offers depend on credit, outgoings, and product — always get an Agreement in Principle.
Sign in to save this calculation and revisit it from your shortlist or compare list.
Investment potential
Would this stack up as a buy-to-let?
Open ▾
Investment potential
Would this stack up as a buy-to-let?
Investment inputs
AssumptionsAt a glance
Gross yield
1.47%
Net yield
-2.81%
Monthly cashflow
£-2,386
ROI on cash
-8.1%
Sensitivity
Rent −10%
£-2,485/mo · -2.92%
Rent +10%
£-2,288/mo · -2.69%
Rate +1%
£-3,024/mo · -3.56%
Rate −1%
£-1,749/mo · -2.06%
Indicative only — mortgage products, tax treatment and Section 24 relief for higher-rate landlords depend on your personal circumstances. Speak to a broker and an accountant before buying.
Want a fuller model? Open the full calculator →
Due diligence
Checks, risks & material information
Due diligence
Checks, risks & material information
Check before you buy
Material information for this address — flooding, crime, connectivity, planning, ground conditions and legal notes. Indicative only; verify with your solicitor before exchange.
Flood risk
Crime (last 12 months)
120
/ 1k residents
High▲ 9.8% vs previous year
Broadband
109 Mbps
Up to 38 Mbps upload8 providers available at this address.
Mobile coverage
| Network | Indoor voice | Indoor data | Outdoor voice | Outdoor data |
|---|---|---|---|---|
| EE | Limited | Good | Good | Good |
| O2 | None | Limited | Good | Good |
| Three | None | Good | Limited | Good |
| Vodafone | Good | Good | Good | Limited |
Planning applications
8within 250 m in the last 12 months
- Withdrawn
Two-storey side extension
2026/8041/HH · 23 Jan 2026
- Pending
Front porch and boundary wall
2025/9553/HH · 11 Nov 2025
- Refused
Single-storey rear extension
2026/8962/HH · 17 Jun 2026
Ground & environment
Building & legal
Sources (to be integrated): Environment Agency, police.uk, Ofcom, planning.data.gov.uk, GOV.UK EPC register, Coal Authority, UK Radon.
Material information
NTSELAT Parts A/B/C- Tenure
- freehold
- Council tax band
- D
- Price qualifier
- Guide price
Presented in line with National Trading Standards Estate & Letting Agency Team guidance.
Add value
Extension potential
Add value
Extension potential
Calculating extension options for this home…
Sold prices
Based on public sale records for Edinburgh, EH10 4LL and comparable homes nearby.
Property history
Oct 2023
Sold
£916,000
Sold nearby
Avg £1,036,167
89 Hazel Lane
Terraced · 3 bed · 0.24 mi · Sept 2024
£921,000
104 Rowan Gardens
Terraced · 3 bed · 0.36 mi · Nov 2024
£1,072,000
99 Maple Mews
Flat · 3 bed · 0.38 mi · Aug 2024
£1,088,000
138 Willow Lane
Flat · 3 bed · 0.44 mi · May 2026
£854,000
81 Beech Mews
Detached · 2 bed · 0.55 mi · Jul 2025
£1,085,000
Own a home like this?
See what yours is worth in seconds.
Contains HM Land Registry data © Crown copyright and database right 2026. Licensed under the Open Government Licence v3.0.
Keep exploring