2 bedroom flat, Alma Terrace, Exeter
Exeter, EX1 7XR
Added 24 Jul 2026
£245,000
Guide price
Bedrooms
2
Bathrooms
1
Size
866 sqft
Type
flat
Match
94%
- TenureLeasehold
- Council taxBand E
- EPCD
- ParkingOn Street
- GardenRear Garden
About this home
Key features
- Bike storage
- Fibre broadband
- Fitted kitchen
- Long lease
- Recently redecorated
- Video entry
- On-street parking
- Rear garden
- EPC rating D
The Full Picture
Everything you need upfront
Facts a buyer or tenant should have before making an offer — in line with the Government's homebuying reform roadmap.
Monthly ownership cost
Edit any line, add fees you know about, and see the total update live.
£1,716/ month
Mortgage
Est.90% LTV · 4.75% · 25 yrs£Council tax
KnownBand E£Buildings insurance
Est.Typical estimate£Maintenance & repairs
Est.~1% of value / yr£
Property facts
- Tenure
- Leasehold
- Council tax
- Band E
- Year built
- 1980
- Heating
- Electric
- Parking
- On Street
- Garden
- Rear Garden
Energy performance
- A
- B
- C
- DScore 64
- E
- F
- G
The higher the rating, the more energy efficient the property and the lower the fuel bills.
Floorplan & rooms
InteractiveTotal size
866 sqft
≈ 80 m²
Key highlights
Where it is
Location & Street View
Where it is
Location & Street View
Approximate location. Drag the Street View to look around; use the Pegman to walk down the road.
Neighbourhood
Area, schools & transport
Neighbourhood
Area, schools & transport
Nearby schools
Distance from this property · Ofsted-style ratings
Indicative catchments and ratings only — always confirm admissions with the local authority.
Transport nearby
Stations & stops- 1 mi
Central
Tube
- 1.2 mi
Junction Station
Overground
- 2.2 mi
Riverside
Tram
- 2.7 mi
Junction
Overground
Commute highlights
Estimated travel times to major UK hubs
Bristol Temple Meads
63.9 mi away
Birmingham New Street
138.9 mi away
London Kings Cross
157.1 mi away
Manchester Piccadilly
197.1 mi away
Leeds
227.1 mi away
Estimates based on straight-line distance. Actual times vary with traffic, changes and service.
Nearby amenities
- 🛒0.3 mi
Supermarket
Sainsbury's Local
- 🏋️1.0 mi
Gym
The Gym Group
- 🌳0.3 mi
Park
Victoria Park
- 🩺0.3 mi
GP surgery
The Health Practice
- 🍽️0.7 mi
Restaurants
Riverside cafés
- ☕0.1 mi
Café
Grind & Co.
Commute time
Estimate the journey from Exeter, EX1 7XR to your workplace or a place you visit often.
Broadband
Indicative Ofcom-style download speeds. Providers vary.
Mobile coverage
Voice & data indoor/outdoor by network.
- EEIndoor: LimitedOutdoor: Limited
- VodafoneIndoor: LimitedOutdoor: Good
- O2Indoor: GoodOutdoor: Good
- ThreeIndoor: GoodOutdoor: Good
Local market
Market insights
Local market
Market insights
Local market
How this home compares in Exeter, EX1 7XR.
Area average
£221,707
This home +11%
12m change
-1.8%
Sold prices
Avg £/sqft
£466
This home £283
Buyer demand
Steady
Running the numbers
Costs & finance
Running the numbers
Costs & finance
Monthly cost breakdown
Leasehold · estimated running costs (all editable).
Total monthly cost
£1,788 /mo
£21,459 per year — indicative estimate.
- Mortgage£1,257/mo10% deposit · 4.75% · 25 yr70%
- Council tax (Band E)£229/moIndicative England average13%
- Maintenance & repairs£102/mo~0.50% of value / yr6%
- Utilities (energy + water)£200/moOfgem typical dual-fuel11%
Mortgage calculator
EstimateRepayment mortgage — you pay off capital and interest.
Monthly repayment
£1,257
Loan £220,500 · Deposit £24,500 (10%)
£384/mo more than interest-only — but you'd own the home outright after 25 years.
- Total interest
- £156,633
- Total paid
- £377,133
Figures are indicative — your actual rate depends on lender, credit, and product. Speak to a broker before you commit.
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Stamp Duty
Eng & NI · Apr 2025SDLT payable on completion.
Estimated Stamp Duty
£2,400
Effective rate 0.98% on £245,000
Scotland (LBTT) and Wales (LTT) have different rates. Confirm with a solicitor before completion.
Mortgage affordability
Can you afford it?Enter your income and deposit — we'll size up the biggest home a lender is likely to fund.
Max you could offer
£272,500
Loan up to £247,500 + £25,000 deposit · capped by income (4.5× LTI)
This listing
£245,000
£27,500 headroom · repayment £1,148/mo
- Affordable monthly repayment
- £1,604 /mo
- Required repayment for this home
- £1,148 /mo
- Max loan on 4.5× income
- £247,500
- Deposit as % of listing
- 10.2%
Affordability summary
Looks affordableYour inputs clear the lender cap, monthly budget and upfront cash checks.
Monthly all-in
£1,373 /mo
£1,148 mortgage + £225 running · 30% of gross pay
Upfront cash
£30,799
£25,000 deposit + £2,400 SDLT + £3,399 fees
Lender check
Passes
Need £220,000 · max on income £247,500
- Loan of £220,000 is within the 4.5× income cap
- Monthly all-in (£1,373) sits within your 35% repayment cap
- Upfront cash needed (£30,799) leaves little for reserves — plan for surveys, SDLT and fees
UK lenders typically cap borrowing at 4.5× total income and want repayments under ~35–40% of gross pay. Actual offers depend on credit, outgoings, and product — always get an Agreement in Principle.
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Tenure & lease
Tenure
leasehold
Lease remaining
150 years
Service charge
—
Ground rent
—
Investment potential
Would this stack up as a buy-to-let?
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Investment potential
Would this stack up as a buy-to-let?
Investment inputs
AssumptionsAt a glance
Gross yield
6.12%
Net yield
0.77%
Monthly cashflow
£157
ROI on cash
2.4%
Sensitivity
Rent −10%
£58/mo · 0.28%
Rent +10%
£255/mo · 1.25%
Rate +1%
£4/mo · 0.02%
Rate −1%
£310/mo · 1.52%
Indicative only — mortgage products, tax treatment and Section 24 relief for higher-rate landlords depend on your personal circumstances. Speak to a broker and an accountant before buying.
Want a fuller model? Open the full calculator →
Due diligence
Checks, risks & material information
Due diligence
Checks, risks & material information
Check before you buy
Material information for this address — flooding, crime, connectivity, planning, ground conditions and legal notes. Indicative only; verify with your solicitor before exchange.
Flood risk
Crime (last 12 months)
50
/ 1k residents
Low▲ 2.3% vs previous year
Broadband
266 Mbps
Up to 98 Mbps upload8 providers available at this address.
Mobile coverage
| Network | Indoor voice | Indoor data | Outdoor voice | Outdoor data |
|---|---|---|---|---|
| EE | Limited | Good | Good | Good |
| O2 | Good | Good | Good | Good |
| Three | Good | Good | Good | Limited |
| Vodafone | Good | Good | Good | Good |
Planning applications
4within 250 m in the last 12 months
- Refused
Single-storey rear extension
2025/1055/HH · 18 Nov 2025
- Refused
Front porch and boundary wall
2026/4950/HH · 10 Mar 2026
- Approved
Single-storey rear extension
2026/6656/HH · 5 May 2026
Ground & environment
Building & legal
Sources (to be integrated): Environment Agency, police.uk, Ofcom, planning.data.gov.uk, GOV.UK EPC register, Coal Authority, UK Radon.
Material information
NTSELAT Parts A/B/C- Tenure
- leasehold
- Council tax band
- E
- Price qualifier
- Guide price
Presented in line with National Trading Standards Estate & Letting Agency Team guidance.
Add value
Extension potential
Add value
Extension potential
Calculating extension options for this home…
Sold prices
Based on public sale records for Exeter, EX1 7XR and comparable homes nearby.
Property history
Nov 2019
Sold
£168,000
Sold nearby
Avg £241,500
20 Willow Street
Flat · 1 bed · 0.06 mi · Dec 2025
£217,000
115 Beech Road
Terraced · 1 bed · 0.18 mi · Sept 2024
£187,000
156 Ash Close
Flat · 2 bed · 0.18 mi · Jun 2026
£306,000
24 Maple Lane
Terraced · 3 bed · 0.37 mi · Jun 2025
£247,000
141 Willow Road
Flat · 1 bed · 0.37 mi · Dec 2024
£285,000
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Contains HM Land Registry data © Crown copyright and database right 2026. Licensed under the Open Government Licence v3.0.
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