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HomeSearchMilton Keynes, MK4 9UX
2 bedroom flat, Bishops Court, Milton Keynes
For sale
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2 bedroom flat, Bishops Court, Milton Keynes

Milton Keynes, MK4 9UX

Added 24 Jul 2026

£275,000

Guide price

Bedrooms

2

Bathrooms

1

Size

734 sqft

Type

flat

Match

83%

  • TenureLeasehold
  • Council taxBand C
  • EPCC
  • ParkingNone
  • GardenRoof Terrace

About this home

For sale — a 2-bedroom flat in Milton Keynes, MK4 9UX, extending to approximately 734 sq ft.

Key features

  • Bike storage
  • Communal gardens
  • Fibre broadband
  • Recently redecorated
  • Video entry
  • Well-managed block
  • None parking
  • Roof terrace
  • EPC rating C

The Full Picture

Everything you need upfront

Facts a buyer or tenant should have before making an offer — in line with the Government's homebuying reform roadmap.

Full Picture 96%

Monthly ownership cost

Edit any line, add fees you know about, and see the total update live.

£2,130/ month

  • Mortgage

    Est.90% LTV · 4.75% · 25 yrs
    £
  • Council tax

    KnownBand C
    £
  • Service charge

    KnownReported by agent
    £
  • Ground rent

    KnownReported by agent
    £
  • Buildings insurance

    Est.Typical estimate
    £
  • Maintenance & repairs

    Est.~1% of value / yr
    £
Listed 24 Jul 2026 · 7 days on GaffbeePrice: No price changesSee full history →

Property facts

Tenure
Leasehold
Council tax
Band C
Year built
2015
Heating
Electric
Parking
None
Garden
Roof Terrace

Energy performance

  • A
  • B
  • CScore 77
  • D
  • E
  • F
  • G

The higher the rating, the more energy efficient the property and the lower the fuel bills.

Floorplan & rooms

Interactive

Total size

734 sqft

68

Key highlights

Where it is

Location & Street View

Loading Street View…

Approximate location. Drag the Street View to look around; use the Pegman to walk down the road.

Neighbourhood

Area, schools & transport

Nearby schools

Distance from this property · Ofsted-style ratings

Indicative catchments and ratings only — always confirm admissions with the local authority.

Transport nearby

Stations & stops
  • Parkway

    Tube

    0.5 mi
  • Bridge Road Station

    Tram

    1 mi
  • Central Station

    Rail

    1.6 mi
  • Riverside Station

    Tram

    3.2 mi

Commute highlights

Estimated travel times to major UK hubs

London Kings Cross

43.2 mi away

Drive
1h 4m
Train
48 min

Birmingham New Street

57.3 mi away

Drive
1h 22m
Train
59 min

Bristol Temple Meads

85.4 mi away

Drive
1h 57m
Train
1h 21m

Manchester Piccadilly

118.6 mi away

Drive
2h 38m
Train
1h 46m

Leeds

128.1 mi away

Drive
2h 50m
Train
1h 54m

Estimates based on straight-line distance. Actual times vary with traffic, changes and service.

Nearby amenities

  • 🛒

    Supermarket

    Co-op

    0.8 mi
  • 🏋️

    Gym

    PureGym

    1.0 mi
  • 🌳

    Park

    Riverside Gardens

    0.2 mi
  • 🩺

    GP surgery

    The Health Practice

    0.2 mi
  • 🍽️

    Restaurants

    Village square

    0.2 mi
  • Café

    Blue Brew

    0.8 mi

Commute time

Estimate the journey from Milton Keynes, MK4 9UX to your workplace or a place you visit often.

Broadband

Indicative Ofcom-style download speeds. Providers vary.

Standard9 Mbps
Superfast57 Mbps
Ultrafast498 Mbps

Mobile coverage

Voice & data indoor/outdoor by network.

  • EEIndoor: GoodOutdoor: Good
  • VodafoneIndoor: GoodOutdoor: Good
  • O2Indoor: GoodOutdoor: Limited
  • ThreeIndoor: LimitedOutdoor: Good

Local market

Market insights

Local market

How this home compares in Milton Keynes, MK4 9UX.

Area average

£290,498

This home -5%

12m change

-1.6%

Sold prices

Avg £/sqft

£771

This home £375

Buyer demand

Steady

Running the numbers

Costs & finance

Monthly cost breakdown

Leasehold · estimated running costs (all editable).

Total monthly cost

£2,180 /mo

£26,162 per year — indicative estimate.

Unaffordable · 48% of income
  • Mortgage£1,411/mo
    10% deposit · 4.75% · 25 yr65%
  • Council tax (Band C)£167/mo
    Indicative England average8%
  • Service charge£267/mo
    From listing12%
  • Ground rent£21/mo
    From listing1%
  • Maintenance & repairs£115/mo
    ~0.50% of value / yr5%
  • Utilities (energy + water)£200/mo
    Ofgem typical dual-fuel9%
Mortgage
Running costs (annual)

Mortgage calculator

Estimate

Repayment mortgage — you pay off capital and interest.

Monthly repayment

£1,411

Loan £247,500 · Deposit £27,500 (10%)

£431/mo more than interest-only — but you'd own the home outright after 25 years.

Total interest
£175,812
Total paid
£423,312

Figures are indicative — your actual rate depends on lender, credit, and product. Speak to a broker before you commit.

Sign in to save this calculation and revisit it from your shortlist or compare list.

Stamp Duty

Eng & NI · Apr 2025

SDLT payable on completion.

Estimated Stamp Duty

£3,750

Effective rate 1.36% on £275,000

Scotland (LBTT) and Wales (LTT) have different rates. Confirm with a solicitor before completion.

Mortgage affordability

Can you afford it?

Enter your income and deposit — we'll size up the biggest home a lender is likely to fund.

Max you could offer

£275,500

Loan up to £247,500 + £28,000 deposit · capped by income (4.5× LTI)

This listing

£275,000

£500 headroom · repayment £1,288/mo

Affordable monthly repayment
£1,604 /mo
Required repayment for this home
£1,288 /mo
Max loan on 4.5× income
£247,500
Deposit as % of listing
10.2%

Affordability summary

Looks affordable

Your inputs clear the lender cap, monthly budget and upfront cash checks.

Monthly all-in

£1,540 /mo

£1,288 mortgage + £252 running · 34% of gross pay

Upfront cash

£35,149

£28,000 deposit + £3,750 SDLT + £3,399 fees

Lender check

Passes

Need £247,000 · max on income £247,500

  • Loan of £247,000 is within the 4.5× income cap
  • Monthly all-in (£1,540) sits within your 35% repayment cap
  • Upfront cash needed (£35,149) leaves little for reserves — plan for surveys, SDLT and fees

UK lenders typically cap borrowing at 4.5× total income and want repayments under ~35–40% of gross pay. Actual offers depend on credit, outgoings, and product — always get an Agreement in Principle.

Sign in to save this calculation and revisit it from your shortlist or compare list.

Tenure & lease

Tenure

leasehold

Lease remaining

999 years

Service charge

£3,200 / year

Ground rent

£250 / year

Investment potential

Would this stack up as a buy-to-let?

Open ▾

Investment inputs

Assumptions
Loan £206,250 · LTV 75%

At a glance

Gross yield

5.45%

Net yield

0.25%

Monthly cashflow

£58

ROI on cash

0.8%

Monthly mortgage£902
Running costs£241
Break-even rent£1,144
Stamp Duty (BTL surcharge)£17,500
Cash invested£88,750

Sensitivity

Rent −10%

£-40/mo · -0.18%

Rent +10%

£157/mo · 0.68%

Rate +1%

£-114/mo · -0.50%

Rate −1%

£230/mo · 1.00%

Indicative only — mortgage products, tax treatment and Section 24 relief for higher-rate landlords depend on your personal circumstances. Speak to a broker and an accountant before buying.

Want a fuller model? Open the full calculator →

Due diligence

Checks, risks & material information

Check before you buy

Material information for this address — flooding, crime, connectivity, planning, ground conditions and legal notes. Indicative only; verify with your solicitor before exchange.

Flood risk

Surface waterMedium
Rivers & seaMedium
ReservoirsLow
GroundwaterMedium

Crime (last 12 months)

85

/ 1k residents

Medium

5.2% vs previous year

Anti-social26
Violence23
Burglary13
Vehicle12
Other11

Broadband

669 Mbps

Up to 228 Mbps upload
StandardYes
SuperfastYes
UltrafastYes
Full fibreYes

6 providers available at this address.

Mobile coverage

NetworkIndoor voiceIndoor dataOutdoor voiceOutdoor data
EELimitedGoodGoodGood
O2NoneNoneGoodGood
ThreeGoodGoodGoodLimited
VodafoneLimitedNoneGoodGood

Planning applications

4within 250 m in the last 12 months

  • Loft conversion with rear dormer

    2026/1322/HH · 4 Mar 2026

    Approved
  • Front porch and boundary wall

    2025/5051/HH · 30 Oct 2025

    Approved
  • Demolition of garage and new dwelling

    2025/4272/HH · 17 Dec 2025

    Withdrawn

Ground & environment

CoalfieldYes — search recommended
Historic miningNo
RadonLow
SubsidenceLow
Contaminated landNone recorded

Building & legal

Listed buildingNot listed
Conservation areaNo
Tree Preservation OrderYes
Article 4 directionNone
Cladding / EWS1N/A
New-build warrantyN/A

Sources (to be integrated): Environment Agency, police.uk, Ofcom, planning.data.gov.uk, GOV.UK EPC register, Coal Authority, UK Radon.

Material information

NTSELAT Parts A/B/C
Tenure
leasehold
Council tax band
C
Price qualifier
Guide price

Presented in line with National Trading Standards Estate & Letting Agency Team guidance.

Add value

Extension potential

Calculating extension options for this home…

Sold prices

Based on public sale records for Milton Keynes, MK4 9UX and comparable homes nearby.

Property history

  • Apr 2019

    Sold

    £168,000

Sold nearby

Avg £273,000

  • 143 Ivy Mews

    Flat · 1 bed · 0.08 mi · Oct 2025

    £235,000

  • 134 Maple Lane

    Flat · 1 bed · 0.32 mi · Nov 2025

    £342,000

  • 150 Hazel Road

    Flat · 2 bed · 0.42 mi · Oct 2024

    £262,000

  • 67 Beech Mews

    Flat · 3 bed · 0.5 mi · Sept 2025

    £245,000

  • 11 Elm Avenue

    Semi-detached · 1 bed · 0.52 mi · Jan 2026

    £323,000

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Contains HM Land Registry data © Crown copyright and database right 2026. Licensed under the Open Government Licence v3.0.

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