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HomeSearchMilton Keynes, MK9 4TE
2 bedroom penthouse, Trinity Square, Milton Keynes
For saleReduced
Street View

2 bedroom penthouse, Trinity Square, Milton Keynes

Milton Keynes, MK9 4TE

Added 24 Jul 2026

£465,000

£495,000

Guide price

Bedrooms

2

Bathrooms

2

Size

734 sqft

Type

penthouse

Match

79%

  • TenureLeasehold
  • Council taxBand C
  • EPCD
  • ParkingNone
  • GardenNo Garden

About this home

For sale — a 2-bedroom penthouse in Milton Keynes, MK9 4TE, extending to approximately 734 sq ft.

Key features

  • Panoramic city views
  • Private lift access
  • Smart home system
  • Two secure parking spaces
  • Wine cooler
  • Wraparound terrace
  • None parking
  • No garden
  • EPC rating D

The Full Picture

Everything you need upfront

Facts a buyer or tenant should have before making an offer — in line with the Government's homebuying reform roadmap.

Full Picture 96%

Monthly ownership cost

Edit any line, add fees you know about, and see the total update live.

£3,221/ month

  • Mortgage

    Est.90% LTV · 4.75% · 25 yrs
    £
  • Council tax

    KnownBand C
    £
  • Service charge

    KnownReported by agent
    £
  • Ground rent

    KnownReported by agent
    £
  • Buildings insurance

    Est.Typical estimate
    £
  • Maintenance & repairs

    Est.~1% of value / yr
    £
Listed 24 Jul 2026 · 7 days on GaffbeePrice: Reduced £30,000See full history →

Property facts

Tenure
Leasehold
Council tax
Band C
Year built
2015
Heating
Gas Central
Parking
None
Garden
No Garden

Energy performance

  • A
  • B
  • C
  • DScore 62
  • E
  • F
  • G

The higher the rating, the more energy efficient the property and the lower the fuel bills.

Floorplan & rooms

Interactive

Total size

734 sqft

68

Key highlights

Where it is

Location & Street View

Loading Street View…

Approximate location. Drag the Street View to look around; use the Pegman to walk down the road.

Neighbourhood

Area, schools & transport

Nearby schools

Distance from this property · Ofsted-style ratings

Indicative catchments and ratings only — always confirm admissions with the local authority.

Transport nearby

Stations & stops
  • Junction Station

    Tube

    2.5 mi
  • Central

    Rail

    2.6 mi
  • Riverside Station

    Overground

    3.1 mi

Commute highlights

Estimated travel times to major UK hubs

London Kings Cross

46 mi away

Drive
1h 7m
Train
50 min

Birmingham New Street

55.9 mi away

Drive
1h 20m
Train
58 min

Bristol Temple Meads

89 mi away

Drive
2h 1m
Train
1h 23m

Manchester Piccadilly

115.2 mi away

Drive
2h 34m
Train
1h 44m

Leeds

123.8 mi away

Drive
2h 45m
Train
1h 50m

Estimates based on straight-line distance. Actual times vary with traffic, changes and service.

Nearby amenities

  • 🛒

    Supermarket

    M&S Food

    0.3 mi
  • 🏋️

    Gym

    Fitness First

    0.5 mi
  • 🌳

    Park

    Highfield Common

    0.4 mi
  • 🩺

    GP surgery

    The Health Practice

    0.2 mi
  • 🍽️

    Restaurants

    Village square

    0.9 mi
  • Café

    Kaffeine

    0.8 mi

Commute time

Estimate the journey from Milton Keynes, MK9 4TE to your workplace or a place you visit often.

Broadband

Indicative Ofcom-style download speeds. Providers vary.

Standard26 Mbps
Superfast64 Mbps
Ultrafast869 Mbps

Mobile coverage

Voice & data indoor/outdoor by network.

  • EEIndoor: LimitedOutdoor: Good
  • VodafoneIndoor: GoodOutdoor: Limited
  • O2Indoor: LimitedOutdoor: Good
  • ThreeIndoor: GoodOutdoor: Good

Local market

Market insights

Local market

How this home compares in Milton Keynes, MK9 4TE.

Area average

£533,298

This home -13%

12m change

+2.2%

Sold prices

Avg £/sqft

£528

This home £634

Buyer demand

Steady

Running the numbers

Costs & finance

Monthly cost breakdown

Leasehold · estimated running costs (all editable).

Total monthly cost

£3,159 /mo

£37,909 per year — indicative estimate.

Unaffordable · 70% of income
  • Mortgage£2,386/mo
    10% deposit · 4.75% · 25 yr76%
  • Council tax (Band C)£167/mo
    Indicative England average5%
  • Service charge£200/mo
    From listing6%
  • Ground rent£13/mo
    From listing0%
  • Maintenance & repairs£194/mo
    ~0.50% of value / yr6%
  • Utilities (energy + water)£200/mo
    Ofgem typical dual-fuel6%
Mortgage
Running costs (annual)

Mortgage calculator

Estimate

Repayment mortgage — you pay off capital and interest.

Monthly repayment

£2,386

Loan £418,500 · Deposit £46,500 (10%)

£729/mo more than interest-only — but you'd own the home outright after 25 years.

Total interest
£297,282
Total paid
£715,782

Figures are indicative — your actual rate depends on lender, credit, and product. Speak to a broker before you commit.

Sign in to save this calculation and revisit it from your shortlist or compare list.

Stamp Duty

Eng & NI · Apr 2025

SDLT payable on completion.

Estimated Stamp Duty

£13,250

Effective rate 2.85% on £465,000

Scotland (LBTT) and Wales (LTT) have different rates. Confirm with a solicitor before completion.

Mortgage affordability

Can you afford it?

Enter your income and deposit — we'll size up the biggest home a lender is likely to fund.

Max you could offer

£294,500

Loan up to £247,500 + £47,000 deposit · capped by income (4.5× LTI)

This listing

£465,000

Short by £170,500 · needs income ~£92,889/yr

Affordable monthly repayment
£1,604 /mo
Required repayment for this home
£2,180 /mo
Max loan on 4.5× income
£247,500
Deposit as % of listing
10.1%

Affordability summary

Stretch

You'd need about £92,889/yr income or £170,500 more deposit.

Monthly all-in

£2,606 /mo

£2,180 mortgage + £426 running · 57% of gross pay

Upfront cash

£63,847

£47,000 deposit + £13,250 SDLT + £3,597 fees

Lender check

Too big

Need £418,000 · max on income £247,500

  • Loan needed (£418,000) exceeds the 4.5× income cap of £247,500
  • Monthly all-in (£2,606) breaches your 35% repayment cap of £1,604
  • Upfront cash needed (£63,847) leaves little for reserves — plan for surveys, SDLT and fees

UK lenders typically cap borrowing at 4.5× total income and want repayments under ~35–40% of gross pay. Actual offers depend on credit, outgoings, and product — always get an Agreement in Principle.

Sign in to save this calculation and revisit it from your shortlist or compare list.

Tenure & lease

Tenure

leasehold

Lease remaining

125 years

Service charge

£2,400 / year

Ground rent

£150 / year

Investment potential

Would this stack up as a buy-to-let?

Open ▾

Investment inputs

Assumptions
Loan £348,750 · LTV 75%

At a glance

Gross yield

3.23%

Net yield

-1.46%

Monthly cashflow

£-565

ROI on cash

-4.4%

Monthly mortgage£1,526
Running costs£241
Break-even rent£1,767
Stamp Duty (BTL surcharge)£36,500
Cash invested£155,250

Sensitivity

Rent −10%

£-664/mo · -1.71%

Rent +10%

£-467/mo · -1.20%

Rate +1%

£-856/mo · -2.21%

Rate −1%

£-275/mo · -0.71%

Indicative only — mortgage products, tax treatment and Section 24 relief for higher-rate landlords depend on your personal circumstances. Speak to a broker and an accountant before buying.

Want a fuller model? Open the full calculator →

Due diligence

Checks, risks & material information

Check before you buy

Material information for this address — flooding, crime, connectivity, planning, ground conditions and legal notes. Indicative only; verify with your solicitor before exchange.

Flood risk

Surface waterLow
Rivers & seaHigh
ReservoirsLow
GroundwaterHigh

Crime (last 12 months)

106

/ 1k residents

Medium

9.5% vs previous year

Anti-social30
Violence26
Burglary15
Vehicle15
Other11

Broadband

653 Mbps

Up to 173 Mbps upload
StandardYes
SuperfastYes
UltrafastNo
Full fibreYes

8 providers available at this address.

Mobile coverage

NetworkIndoor voiceIndoor dataOutdoor voiceOutdoor data
EEGoodGoodGoodGood
O2GoodNoneGoodLimited
ThreeGoodGoodGoodLimited
VodafoneLimitedGoodGoodGood

Planning applications

9within 250 m in the last 12 months

  • Outbuilding for home office

    2026/2931/HH · 27 Apr 2026

    Pending
  • Loft conversion with rear dormer

    2025/2028/HH · 22 Oct 2025

    Refused
  • Replacement windows (conservation)

    2026/6647/HH · 22 Mar 2026

    Withdrawn

Ground & environment

CoalfieldNo
Historic miningNo
RadonMedium
SubsidenceMedium
Contaminated landNone recorded

Building & legal

Listed buildingNot listed
Conservation areaNo
Tree Preservation OrderNo
Article 4 directionNone
Cladding / EWS1EWS1 B1 (no remediation)
New-build warrantyN/A

Sources (to be integrated): Environment Agency, police.uk, Ofcom, planning.data.gov.uk, GOV.UK EPC register, Coal Authority, UK Radon.

Material information

NTSELAT Parts A/B/C
Tenure
leasehold
Council tax band
C
Price qualifier
Guide price

Presented in line with National Trading Standards Estate & Letting Agency Team guidance.

Add value

Extension potential

Calculating extension options for this home…

Sold prices

Based on public sale records for Milton Keynes, MK9 4TE and comparable homes nearby.

Property history

  • Feb 2023

    Sold

    £406,000

    +35.3% vs previous

  • Nov 2017

    Sold

    £300,000

Sold nearby

Avg £443,333

  • 41 Rowan Terrace

    Semi-detached · 3 bed · 0.16 mi · Apr 2025

    £413,000

  • 7 Sycamore Street

    Flat · 3 bed · 0.33 mi · Sept 2024

    £479,000

  • 105 Sycamore Avenue

    Detached · 3 bed · 0.38 mi · Jan 2026

    £451,000

  • 27 Maple Terrace

    Semi-detached · 2 bed · 0.49 mi · Mar 2025

    £460,000

  • 33 Cedar Mews

    Terraced · 1 bed · 0.55 mi · Mar 2026

    £483,000

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Contains HM Land Registry data © Crown copyright and database right 2026. Licensed under the Open Government Licence v3.0.

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