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Gaffbee

23 articles

Mortgages & finance

Rates that make sense, remortgage timing, and what lenders actually ask for.

Mortgages & finance

Fixed vs tracker mortgages in 2026: which one saves you money?

With Bank Rate settling around 4.23%, the fix-vs-tracker call is closer than it's been in three years. Here's the maths on both, plus the scenarios each one wins.

4 min · 21 May

Mortgages & finance

Remortgaging in 2026: when to switch and how to save

Two thirds of UK borrowers overpay by drifting onto the SVR. Here's the six-month, three-month, and one-month remortgage timeline that saves the average household £2,400 a year.

4 min · 23 May

Mortgages & finance

Fixed vs tracker mortgages in 2026: which one saves you money? in York: an updated view for 2026

With Bank Rate settling around 4.89%, the fix-vs-tracker call is closer than it's been in three years. Here's the maths on both, plus the scenarios each one wins.

4 min · 25 May

Mortgages & finance

Remortgaging in 2026: when to switch and how to save in Bath: an updated view for 2026

Two thirds of UK borrowers overpay by drifting onto the SVR. Here's the six-month, three-month, and one-month remortgage timeline that saves the average household £2,400 a year.

4 min · 27 May

Mortgages & finance

Fixed vs tracker mortgages in 2026: which one saves you money? in Reading: what changed this year

With Bank Rate settling around 4.93%, the fix-vs-tracker call is closer than it's been in three years. Here's the maths on both, plus the scenarios each one wins.

4 min · 29 May

Mortgages & finance

Remortgaging in 2026: when to switch and how to save in Southampton: what changed this year

Two thirds of UK borrowers overpay by drifting onto the SVR. Here's the six-month, three-month, and one-month remortgage timeline that saves the average household £2,400 a year.

4 min · 31 May

Mortgages & finance

Fixed vs tracker mortgages in 2026: which one saves you money? in Portsmouth: the current take

With Bank Rate settling around 5.33%, the fix-vs-tracker call is closer than it's been in three years. Here's the maths on both, plus the scenarios each one wins.

4 min · 2 Jun

Mortgages & finance

Remortgaging in 2026: when to switch and how to save in Coventry: the current take

Two thirds of UK borrowers overpay by drifting onto the SVR. Here's the six-month, three-month, and one-month remortgage timeline that saves the average household £2,400 a year.

4 min · 4 Jun

Mortgages & finance

Fixed vs tracker mortgages in 2026: which one saves you money? in Leicester: the latest take

With Bank Rate settling around 5.06%, the fix-vs-tracker call is closer than it's been in three years. Here's the maths on both, plus the scenarios each one wins.

4 min · 6 Jun

Mortgages & finance

Remortgaging in 2026: when to switch and how to save in Norwich: the latest take

Two thirds of UK borrowers overpay by drifting onto the SVR. Here's the six-month, three-month, and one-month remortgage timeline that saves the average household £2,400 a year.

4 min · 8 Jun

Mortgages & finance

Fixed vs tracker mortgages in 2026: which one saves you money? in Bournemouth: the practical take

With Bank Rate settling around 5.05%, the fix-vs-tracker call is closer than it's been in three years. Here's the maths on both, plus the scenarios each one wins.

4 min · 10 Jun

Mortgages & finance

Remortgaging in 2026: when to switch and how to save in Exeter: the practical take

Two thirds of UK borrowers overpay by drifting onto the SVR. Here's the six-month, three-month, and one-month remortgage timeline that saves the average household £2,400 a year.

4 min · 12 Jun

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